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Data Scientist

7 months ago

Oakville, Canada CT Bank Full time

**What you’ll do**

We are the financial services division of one of Canada’s most trusted and recognized retailers in the country. It is our mandate to continue to create innovative financial solutions that our customers love. Our growing suite of products and services are a testament to the dynamic contributions of our employees and our continued focus on innovation. Our success is driven by a strong vision, loyal customers, and our ability to build teams that are reflective of the diverse customers and communities where we work and live.

The mandate of the Customer Analytical Center of Excellence of Canadian Tire Bank is to provide world class analytics to maximize our credit card portfolio profitability by balancing risk with reward potential.

In this role, you will:

- Analyze portfolio performance and translate results into actionable recommendations
- Develop, maintain, support, and monitor IFRS 9 Expected Credit Loss and Stress Test models
- Provide clear communication of analyses and results to key stakeholders and senior management
- Manage multiple work assignments in a constantly changing business environment

**What you bring**
- University degree in a quantitative discipline, Mathematics, Statistics, preferred
- 3+ years of relevant experience in a predictive modeling, data analytics, or data science role
- Proven ability to program in pertinent languages, including SAS, SQL, Excel
- Proven ability to translate business needs into statistically sound solutions, and vice versa
- Big picture thinking: Ability to step back and understand impacts on a larger scale
- Strong written and oral communication skills when presenting analytical results to business stakeholders

Nice to Have
- Knowledge of IFRS9 and Expected Credit Loss (PD, LGD, EAD methodologies)
- Knowledge of Credit Risk Management
- Knowledge of Macroeconomic Stress Testing

We value flexibility. We have adopted a hybrid work model whereby employees use a combination of working in office and virtually in service of outcomes. Each leader is empowered to decide what work is best achieved in person based on the unique needs of their team.

LI-GS1

**About Us**

At Canadian Tire Services Limited/Canadian Tire Bank, it is our mandate to continue to create innovative and rewarding financial solutions for our customers. Our growing suite of products and services showcase the dynamic contributions from our employees and our success is driven by a strong vision, loyal customers, and our ability to build teams that reflect the diverse customers and communities in which we live and work. Join us, where there's a place for you here.

**Our Commitment to Diversity, Inclusion and Belonging**

We are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better..

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