Underwriting Consultant, Life and Living Benefits

2 months ago

Mississauga, Canada Royal Bank of Canada Full time

**Come Work with Us**

At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.

Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that matters in the world, in an environment built on teamwork, service, responsibility, diversity, and integrity.

**Job Title**

Underwriting Consultant, Life and Living Benefits

**What is the opportunity?**

This position is responsible for assessing morbidity through a comprehensive risk evaluation process comprised of: health, financial, lifestyle, occupation and personal history within pre-determined authority levels. The incumbent would be in a full production environment. The process is aligned with product pricing, with the mandate of acquiring and maintaining profitable business. Strategic priorities encompassed within the role include providing high quality client service, robust risk structure analysis and providing leadership to junior members of the team.

**What will you do?**
- Evaluation and selection of risk within assigned authority levels
- Currently possess industry standard senior level Life approval limits
- Ensure competitive underwriting offers are consistently made on a timely basis to RBC clients in order to place business that is consistent with RBC pricing and profitability objectives
- Provide superior technical expertise and guidance in risk selection and product development
- Maintain quality of underwriting decisions in all areas of underwriting as determined through audits
- Assist in the development of underwriters through regular constructive feedback through referrals
- Build and maintain relationships with partners in sales

**What will you need to succeed?**
- 5 to 7 years experience in underwriting, with a preference of university degree, related industry designations, and educational credentials
- Actively working (or completed) towards the completion of industry designations (FALU, FLMI, CHS)
- Attend internal educational programs, webinars and attendance to industry events/seminars
- Quality - look for ways to improve and promote quality, applies feedback to improve performance, and monitors own work to ensure quality

**Special Conditions**

**What's in it for you?**
- A Total Rewards program that includes flexible benefits, work/life balance and career development programs and investment and retirement savings plans
- Competitive pay and high-earning potential
- All the tools, training, and team support you need to grow your career
- Flexible work/life balance options
- Sophisticated RBCI software tools to boost your productivity

**Job Summary**

Provides expertise and guidance for the development and enforcement of organizational underwriting guidelines, policies and processes. Applies experience and seasoned knowledge, skills, and practices to perform a variety of assignments.

**Address**:
MISSISSAUGA, Ontario, Canada

**City**:
CAN-ON-MISSISSAUGA

**Country**:
Canada

**Work hours/week**:
37.5

**Employment Type**:
Full time

**Platform**:
Insurance

**Job Type**:
Regular

**Pay Type**:
Salaried

**Posted Date**:
2023-01-03-08:00

**Application Deadline**:
2023-01-25-08:00

**I**nclusion** and Equal Opportunity Employment**

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

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