Credit Analyst

6 months ago

Mississauga, Canada Maple Leaf Foods Full time

**The Opportunity**: Reporting to the Senior Credit Analyst Finance, this position is responsible for assessing customer’s credit worthiness by performing detailed credit analysis. The Credit Analyst will use sound judgement and their analytical ability to make credit decisions that will minimize credit exposure/risk to the Company and at the same time, allow the profitable expansion of the Company’s sales.

They provide analytical support to the Senior Credit Analyst/Director Finance/AR Manager/Accounts Receivable Teams and senior management with respect to any customer’s accounts receivables analysis.

**Snapshot of a Day-in-the-Life**:

- Analyze customer financial statements, collect trade/bank references by using credit reports & assess credit risk to establish credit worthiness and credit limits
- Connect with credit association and other business representatives to exchange credit information and responding to credit reference requests from industry.
- Provide financial order management support (order approvals) to Supply Chain and Sales and AR Teams to control credit exposure, effect timely payment, and minimize bad debt risk
- Provide customer service and develops relationships with internal/external customers and suppliers
- Maintain accurate credit files ensuring credit decisions/limits are approved as per credit policy
- Market, train, counsel, advise, and communicate credit department policy and procedures to company personnel
- Support sales and admin staff in MDSS process & completion of forms
- Provide support/approvals to Master Data Shared Service (MDSS) for customer setup
- Participate in major department projects and take an active role in cross-functional teams to assist in driving quality improvements, processes, and initiatives and support other management directives as prescribed.
- Actively participates and communicates in the team-based work groups that make up the Credit Department
- Liaison with Insurer on claim/invoice submissions & credit approval requests
- Follow compliance guidelines and provide testing samples to C3 & Internal Audit requests
- Assist in developing & maintaining sound, acceptable credit policies & standard operating procedures to include evaluating customer financials and setting and changing credit lines/limits, third party collection
- Work closely with manager and director to respond to credit and collection concerns with existing and potential clients
- Referring/coordinate delinquency accounts identify by AR administrator/Manager to the collection agency with the approval from the Director & provide update from time to time
- Act as primary contact, ensuring professional relationships are established with third party collection agencies credit reporting agencies & legal consultants (e.g. DNB, Canada Legal, EDC & Coface)
- Complete statement of claim forms for any bankrupt accounts
- Maintain bad debt and bad debt recovery records - maintain by AR/IFRS provisions
- Manage all invoicing for these agencies/AR department and get appropriate approvals from management including new PO creation
- Managing order release and review customer credit limites following company guideline
- Support Collections process for International accounts and other portfolio as required.
- Maintain credit risk within corporate standards
- Perform Annual Credit Reviews per Corporate Policy & Internal Audit Requirements
- Achieve 90% or better pass rate for mandatory C3 Compliance testing
- Support DSO improvement
- Provide support to external & internal customers

**What You’ll Bring**:

- Minimum 5 years of working experience in Domestic and International credit risk analysis.
- Experience within Accounts Receivable department
- CCP or CICP Designation/ or at least enroll in completing such designation
- Undergraduate degree in Business or Finance (preferred)
- Strong communication and interpersonal skills
- Excellent planning and organizational skills and ability to manage multiple projects
- Superior computer skills in Microsoft Excel
- Must strongly demonstrate our Maple Leaf Leadership values
- Must have excellent analysis skills and be a detail-oriented person
- SAP experience an asset
- Strong business acumen and critical thinking
- Ability to publish report analysis, with all levels of the organization
- Strong numerical comprehension and adeptness at analyzing & interpreting data is essential
- Ability to communicate concisely both verbally & in written form
- Exceptional ability to manage time, set priorities, and make decisions under pressure
- Able to function both independently and in a team environment
- Demonstrate leadership capabilities
- Bilingual (English/French) an asset

**What We Offer at Maple Leaf Foods**:

- Being part of a high-performance, people-focused company that has an inspiring and unique vision to become the most sustainable protein company on earth, and a deep commitment to sustainable protein across North America.
- An inclusive company

  • Credit Analyst

    6 months ago

    Mississauga, Canada Del Industrial Metals Full time

    **Job description** **Credit Analyst** **Company Overview**: Join a pioneering Steel manufacturing and distribution firm that cherishes innovation, cooperation, and dedication. In the role of Credit Analyst, you will play a central part in managing client credit assessments, ensuring our financial stability, and fostering business growth. **Key...

  • Credit Analyst

    6 months ago

    Mississauga, Canada Target Truck Sales & Leasing Full time

    Responsibilities: - Analyze credit data and financial statements to determine the creditworthiness of potential customers - Monitor and assess customer credit risk on an ongoing basis - Prepare reports and summaries of credit analysis findings - Collaborate with sales teams to ensure credit terms are aligned with company policies - Review and update credit...

  • Credit Analyst

    6 months ago

    Mississauga, Canada Target Truck Sales & Leasing Full time

    Responsibilities: - Analyze credit data and financial statements to determine the creditworthiness of potential customers - Monitor and assess customer credit risk on an ongoing basis - Prepare reports and summaries of credit analysis findings - Collaborate with sales teams to ensure credit terms are aligned with company policies - Review and update credit...

  • Credit Analyst

    8 months ago

    Mississauga, Canada CanCap Management Inc. Full time

    AutoCapital Canada Inc. is part of privately-owned Canadian national financial services company with multiple verticals across automotive, consumer, and merchant lending portfolios. We manage the entire lifecycle of the finance receivable from credit adjudication through to contract administration, customer service, default management and post charge-off...

  • Credit Analyst

    6 months ago

    Mississauga, Canada CanCap Management Inc. Full time

    AutoCapital Canada Inc. is part of privately-owned Canadian national financial services company with multiple verticals across automotive, consumer, and merchant lending portfolios. We manage the entire lifecycle of the finance receivable from credit adjudication through to contract administration, customer service, default management and post charge-off...

  • Credit Risk Analyst

    6 months ago

    Mississauga, Canada Questrade Financial Group Full time

    Questrade Financial Group (QFG) of Companies is committed to helping our customers become much more financially successful and secure. We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about...

  • Credit & Collections Strategy Analyst

    3 months ago

    Mississauga, Canada Just Energy Full time

    **Description** **Who is Just Energy?** **Just Energy **is a retail energy provider specializing in electricity and natural gas commodities and bringing energy efficient solutions and renewable energy options to customers. Currently, operating in the United States and Canada, Just Energy serves residential and commercial customers. Just Energy is the...

  • Credit Risk Analyst

    6 months ago

    Mississauga, Canada Questrade Financial Group Full time

    Questrade Financial Group (QFG) of Companies is committed to helping our customers become much more financially successful and secure. We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about...

  • Credit Risk Analyst

    6 months ago

    Mississauga, Canada Questrade Financial Group Full time

    Questrade Financial Group (QFG) of Companies is committed to helping our customers become much more financially successful and secure. We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about...

  • Credit & Collections Analyst

    6 months ago

    Mississauga, Canada Total PowerGen Solutions Full time

    **Credit & Collections Analyst** We Offer - 100% Employer Paid Medical and Dental Benefits - Employer RRSP Matching Program - Annual Health/Wellness Spending Accounts - Professional Growth & Development What You’ll Do - The Role (Responsibilities) - Set up of customer accounts in the computer system with tax status and credit levels. - Process credit...

  • Credit Analyst Ii

    2 weeks ago

    Mississauga, Canada Garland Commercial Ranges Ltd Full time

    We are Garland! We design, manufacture and supply best-in-class commercial ovens, ranges, grills and countertop cooking equipment for the global foodservice market. We empower you to grow with us. We recognize you and reward you. We win together as one team. Garland Commercial Ranges is looking for a **Credit Analyst II** on a **one (1) year...

  • Junior Credit and Underwriting Analyst

    2 months ago

    Mississauga, Canada OSL Retail Services Inc Full time

    Overview: It’s an exciting time to be at OSL Retail Services, working for a people focused company that’s at the top of its game. The momentum we’ve generated in recent years with our commitments to client customers, innovation, business results, and an entrepreneurial spirit has created energy, enthusiasm, and engagement among our employees that is...

  • Credit Analyst, Commercial Banking Distribution

    4 months ago

    Mississauga, Canada Scotiabank Full time

    Requisition ID: 206349 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Credit Analyst, Commercial Banking (Mississauga, Markham or Toronto)** **Purpose** Contributes to the overall success of the Commercial Bank in Canada, ensuring specific individual goals, plans, initiatives are executed /...

  • Credit Analyst, Commercial Banking Distribution

    6 months ago

    Mississauga, Canada Scotiabank Full time

    Requisition ID: 201731 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Credit Analyst, Commercial Banking** **Purpose** Contributes to the overall success of the Commercial Bank in Canada, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s...

  • Commercial Credit Analyst

    6 months ago

    Mississauga, Canada Daimler Truck North America Full time

    Inside the Role The Commercial Credit Analyst will be responsible for DTF commercial retail and lease acquisitions for Commercial customers. Maintain credit integrity and accuracy with credit analysis and decisions. As well, as remain compliant with established global and local policies and procedures. Establish and maintain positive relationships with DTF...

  • Credit Analyst, Commercial Banking Distribution

    4 months ago

    Mississauga, Canada Scotiabank Full time

    Requisition ID: 206419 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Credit Analyst, Commercial Banking (12 month Contract) - Mississauga, Ontario** **Purpose** Contributes to the overall success of the Commercial Bank in Canada, ensuring specific individual goals, plans, initiatives are executed...

  • Credit Analyst

    6 months ago

    Mississauga, Canada CanCap Management Inc. Full time

    AutoCapital Canada Inc. est une entité privée, propriété d’une entreprise canadienne de services financiers, dont le portefeuille est constitué de prêts automobile, de financement aux particuliers et de financement aux commerçants. Nos services comprennent notamment la gestion complète du processus de financement allant de l’analyse du crédit au...

  • Manager, Credit

    3 months ago

    Mississauga, Canada CanCap Management Inc. Full time

    **This position reports to Senior Manager, ACC** **Responsibilities**: - Recruit, hire, and develop team members into knowledgeable and effective credit analysts. - Identify positive and negative trends and providing timely feedback and recommendations to the Senior Manager, Non-Prime Credit - Demonstrate flexibility in allocation of resources to meet or...

  • credit analyst

    5 months ago

    Mississauga, Canada Lantern Capital Full time

    Education: College/CEGEPExperience: 1 year to less than 2 yearsTasksAssist clients by proposing solutions to address financial objectives such as business expansion, debt management, investment and other financial goalsComplete credit and loan documentationInterview applicants for loansPromote sale of credit and loan servicesResearch and evaluate loan...

  • Credit Analyst

    4 months ago

    Mississauga, Canada Lantern Capital Full time

    Education: College/CEGEP - Experience: 1 year to less than 2 years **Tasks**: - Assist clients by proposing solutions to address financial objectives such as business expansion, debt management, investment and other financial goals - Complete credit and loan documentation - Interview applicants for loans - Promote sale of credit and loan services - Research...