Credit Analyst
7 months ago
AutoCapital Canada Inc. est une entité privée, propriété d’une entreprise canadienne de services financiers, dont le portefeuille est constitué de prêts automobile, de financement aux particuliers et de financement aux commerçants. Nos services comprennent notamment la gestion complète du processus de financement allant de l’analyse du crédit au décaissement des prêts, le service à la clientèle, la gestion des comptes en recouvrement et des comptes passés aux pertes et profits. AutoCapital Canada travaille conjointement avec ses partenaires Concessionnaires afin d’aider la clientèle pour l’achat de véhicules neufs et usagés.
La clientèle et nos partenaires sont notre priorité et nous travaillons tous ensemble pour leurs offrir le meilleur service possible. Nous sommes continuellement à la recherche de nouveaux talents et de nouvelles pratiques nous permettant ainsi d’atteindre cet objectif et d’assurer la croissance de notre entreprise.
AutoCapital Canada Inc. is part of privately-owned Canadian national financial services company with multiple verticals across automotive, consumer, and merchant lending portfolios. We manage the entire lifecycle of the finance receivable from credit adjudication through to contract administration, customer service, default management and post charge-off recoveries. AutoCapital Canada works with Automobile Dealer Partners to help clients finance the purchase of new and used vehicles.
When it comes to our customers, partners, and each other, we are always motivated by doing the “right thing”. We are always looking to find the best people and the right methods that allow us to meet this goal and look to the future for growth.
**Ce à quoi pourraient ressembler votre journée et votre semaine**
Relevant du directeur de crédit, un analyste de crédit joue un rôle essentiel dans l’exécution de la stratégie de gestion des risques, tout en évaluant les facteurs de risque et en délivrant des approbations de qualité qui élargissent notre portefeuille. Cela comprend:
- Examiner et statuer sur les demandes de prêt automobile en évaluant la solvabilité du client en se basant sur ses antécédents de crédit, son accessibilité financière et l’évaluation de ses garanties
- Veiller à ce que les demandes de prêt soient étudiées avec exactitude et en temps opportun. Et ce, dans un environnement dynamique et conformément aux politiques et procédures de l’entreprise
- Effectuer la validation préliminaire des détails de la demande
- Équilibrer l’attention que vous portez aux différentes demandes, qu’elles soient nouvelles, resoumises ou urgentes
- Traiter toutes les demandes des clients avec une excellence de service, en temps opportun**What your day and week could look like**
Reporting to the Credit Manager, a Credit Analyst plays an essential role in executing on risk strategy while weighing situational risk and issuing quality approvals that expand our portfolio. This includes: Handling all customer requests with service excellence in a timely manner**Ce que vous offrez**:
- Deux (2) à trois (3) années d’expérience en crédit à la consommation avec une solide capacité de lire et d’analyser les renseignements obtenus des agences d’évaluation du crédit (Equifax et TransUnion)
- Maîtrise du langage d’affaires en anglais et en français (à l’oral et à l’écrit)
- Satisfaction suprême à l’égard de l’atteinte d’un niveau élevé de précision dans un environnement dynamique
- Capacité à concilier des priorités concurrentes dotées d’un sentiment d’urgence
- Motivation et volonté de favoriser un apprentissage et une croissance continus au sein de votre rôle et de l’entreprise
- Fiabilité et motivation personnelle
- Contributions à l’équipe qui sont optimistes et axées sur les résultats
- Confiance en la résolution de problèmes, la négociation et la prise de décisions empreinte de bon sens
- Esprit d’analyse et esprit logique avec une capacité de peser les risques
- Pensée créative « hors des sentiers battus » mais conforme à la recherche de risques de l’entreprise
- Habileté exceptionnelle à établir des liens par téléphone
- Engagement à offrir un service hors pair à la clientèle, à la « Raving Fan »
- Expérience dans une entreprise de financement automobile, un atout**What you bring**:
- Two (2) to three (3) years credit experience in consumer lending with solid ability to read and analyze of Credit Bureaus (Equifax and TransUnion)
- Fluent ability to write and speak business information in English and French; Maitrise du langage d’affaire en anglais et en français (à l’oral et à l’écrit)
- Supreme satisfaction in achieving a high degree of accuracy within a fast-paced environment
- Ability to juggle competing priorities with a sense of urgency-
- Motivation and drive towards continuous learning and growth within your role and the compan
-
Credit Analyst
7 months ago
Mississauga, Canada Del Industrial Metals Full time**Job description** **Credit Analyst** **Company Overview**: Join a pioneering Steel manufacturing and distribution firm that cherishes innovation, cooperation, and dedication. In the role of Credit Analyst, you will play a central part in managing client credit assessments, ensuring our financial stability, and fostering business growth. **Key...
-
Credit Analyst
7 months ago
Mississauga, Canada Maple Leaf Foods Full time**The Opportunity**: Reporting to the Senior Credit Analyst Finance, this position is responsible for assessing customer’s credit worthiness by performing detailed credit analysis. The Credit Analyst will use sound judgement and their analytical ability to make credit decisions that will minimize credit exposure/risk to the Company and at the same time,...
-
Credit Analyst
7 months ago
Mississauga, Canada Target Truck Sales & Leasing Full timeResponsibilities: - Analyze credit data and financial statements to determine the creditworthiness of potential customers - Monitor and assess customer credit risk on an ongoing basis - Prepare reports and summaries of credit analysis findings - Collaborate with sales teams to ensure credit terms are aligned with company policies - Review and update credit...
-
Credit Analyst
7 months ago
Mississauga, Canada Target Truck Sales & Leasing Full timeResponsibilities: - Analyze credit data and financial statements to determine the creditworthiness of potential customers - Monitor and assess customer credit risk on an ongoing basis - Prepare reports and summaries of credit analysis findings - Collaborate with sales teams to ensure credit terms are aligned with company policies - Review and update credit...
-
Credit Analyst
2 weeks ago
Mississauga, Canada Fiserv, Inc. Full time**What does a great Credit Analyst do?** **As a Credit Analyst, you can look forward to**: - Processing all types of credit-related requests in an effective manner and within service level agreements. - Assisting with daily, weekly, monthly and ad-hoc credit & risk reporting. - Participating in identifying and implementing department process...
-
Credit Analyst
1 day ago
Mississauga, Canada Shinhan Bank Canada Full timeShinhan Bank Canada is a Federally Regulated Financial Institution which is wholly-owned subsidiary of Shinhan Bank Korea. Our doors opened in March 2009 and since that day we have been privileged to serve our communities. We have continued to grow our presence, with branches in North York, Mississauga, Thornhill and Coquitlam in British Columbia. Our...
-
Credit Analyst
2 weeks ago
Mississauga, Canada NEW ERA CAP LLC Full timeThe Credit Analyst role is responsible for customer credit decision making, strategic initiatives for the department, maintaining policies and procedures while also driving strong working capital metrics that assist with debt compliance requirements. This position is located in our office in Mississauga, Ontario office (across from Pearson...
-
Credit Analyst
1 day ago
Mississauga, Canada Cooper Equipment Rentals Full time**Build your Career at Cooper Equipment Rentals** We are looking for a **Credit Analyst** to join the **Credit Department** at our **Head Office**. **Why Work with Us? Perks!** - Competitive salary - Excellent benefit package with premiums paid by the company - RRSP Match - Safety-minded organization - Stable, year-round employment - Continuous training,...
-
Credit/risk Analyst
2 weeks ago
Mississauga, Canada Fiserv Full time**What does a great Credit/Risk Analyst do?** **As a Credit/Risk Analyst, you can look forward to**: - Processing all types of credit-related requests in an effective manner and within service level agreements. - Assisting with daily, weekly, monthly and ad-hoc credit & risk reporting. - Participating in identifying and implementing department process...
-
Credit Risk Analyst
7 months ago
Mississauga, Canada Questrade Financial Group Full timeQuestrade Financial Group (QFG) of Companies is committed to helping our customers become much more financially successful and secure. We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about...
-
Credit Analyst
7 months ago
Mississauga, Canada CanCap Management Inc. Full timeAutoCapital Canada Inc. is part of privately-owned Canadian national financial services company with multiple verticals across automotive, consumer, and merchant lending portfolios. We manage the entire lifecycle of the finance receivable from credit adjudication through to contract administration, customer service, default management and post charge-off...
-
Credit Analyst
9 months ago
Mississauga, Canada CanCap Management Inc. Full timeAutoCapital Canada Inc. is part of privately-owned Canadian national financial services company with multiple verticals across automotive, consumer, and merchant lending portfolios. We manage the entire lifecycle of the finance receivable from credit adjudication through to contract administration, customer service, default management and post charge-off...
-
Credit & Collections Analyst
3 weeks ago
Mississauga, Canada Upper Canada Forest Products Full time**Who We Are**: UCS Forest Group is North America’s premier distributor and importer of specialty wood products and decorative surfaces for the architectural woodworking, commercial and residential furniture, and cabinet-making industries. We offer a comprehensive selection of hardwood lumber and softwood lumber, as well as a full line of decorative...
-
Credit Analyst
7 months ago
Mississauga, Canada Russel Metals Full timeListed on the Toronto Stock Exchange, Russel Metals is one of the largest metals distribution and processing companies in North America servicing customers primarily in Canada and the United States. The company conducts business in three metals distribution segments: metals service centers, energy products and steel distributors. We are currently seeking a...
-
Analyst, Credit and Collections
1 day ago
Mississauga, Canada Serta Simmons Bedding, LLC Full time**Req ID**:3927**Job Category**:Accounting & Finance**Location**:Mississauga, ON, CA, L5N 8C2Job Family - Tax - Exempt/Non-Exempt Non-Exempt Function Finance Essential **Responsibilities**: Collection Calls. - Supports customer credit hold releases, due to aged account or type of payment type by customer. - Presents statements & invoice copies to...
-
Credit Analyst
2 weeks ago
Mississauga, Canada Russel Metals Full timeListed on the Toronto Stock Exchange, Russel Metals is one of the largest metals distribution and processing companies in North America servicing customers primarily in Canada and the United States. The company conducts business in three metals distribution segments: metals service centers, energy products and steel distributors. We are currently seeking a...
-
Credit Analyst
1 week ago
Mississauga, Canada Russel Metals Full timeListed on the Toronto Stock Exchange, Russel Metals is one of the largest metals distribution and processing companies in North America servicing customers primarily in Canada and the United States. The company conducts business in three metals distribution segments: metals service centers, energy products and steel distributors. We are currently seeking a...
-
Credit & Collections Strategy Analyst
4 months ago
Mississauga, Canada Just Energy Full time**Description** **Who is Just Energy?** **Just Energy **is a retail energy provider specializing in electricity and natural gas commodities and bringing energy efficient solutions and renewable energy options to customers. Currently, operating in the United States and Canada, Just Energy serves residential and commercial customers. Just Energy is the...
-
Credit/collection Analyst
5 days ago
Mississauga, Canada Boston Scientific Corporation Full time**Credit/Collection Analyst**: - Remote Eligible: Hybrid- Onsite Location(s): Mississauga, ON, CA**PURPOSE** **Key Responsibilities** - Administers collection policies & procedures. - Takes action to mitigate losses. - Performs AR account reconciliation & analysis to support collection process. - Performs collection calls on overdue accounts and negotiates...
-
Credit Analyst
4 days ago
Mississauga, Canada Russel Metals Full timeRussel Metals is one of the largest metals distribution companies in North America, with a growing focus on value-added processing. It carries on business in three segments: metals service centers, energy field stores and steel distributors. Its network of metals service centers carries an extensive line of metal products in a wide range of sizes, shapes and...