Credit Analyst

3 weeks ago


Mississauga, Canada CanCap Management Inc. Full time

AutoCapital Canada Inc. est une entité privée, propriété d’une entreprise canadienne de services financiers, dont le portefeuille est constitué de prêts automobiles, de financement aux particuliers et de financement aux commerçants. Nos services comprennent notamment la gestion complète du processus de financement allant de l’analyse du crédit au décaissement des prêts, le service à la clientèle, la gestion des comptes en recouvrement et des comptes passés aux pertes et profits. AutoCapital Canada travaille conjointement avec ses partenaires Concessionnaires afin d’aider la clientèle pour l’achat de véhicules neufs et usagés.

La clientèle et nos partenaires sont notre priorité et nous travaillons tous ensemble pour leurs offrir le meilleur service possible. Nous sommes continuellement à la recherche de nouveaux talents et de nouvelles pratiques nous permettant ainsi d’atteindre cet objectif et d’assurer la croissance de notre entreprise.

**What your day and week could look like**

Reporting to the Funding Supervisor, a Funding Analyst plays an essential role in mitigating risk by verifying and validating consumer information and the accuracy of documentation provided for fulfillment of an auto loan.

This includes:

- Reviewing the accuracy of loan documents received digitally from automotive dealer partners across the country in comparison to the loan approval and company policies by leveraging an internal workflow platform.
- Interacting with automotive dealer partners, in writing and verbally, regarding discrepancies in document detail, calculations, loan terms and approval conditions.
- Accurate and timely data entry of loan details to ensure successful onboarding of the client’s loan.
- Working in a face-paced environment to achieve departmental service level goals.
- Providing strong customer service by answering inbound calls from dealer partners who require assistance in fulfilling loan documentation requirements or general inquiries.
- Balancing attention and prioritization between new files and follow up on outstanding files.
- Displaying a commitment towards teamwork and collaboration.

**What you bring**
- Strong computer and technical skills to work across multiple platforms
- Ability to multi-task in a fast-paced environment
- Proven organizational skills with attention to detail with an ability to pick out inconsistencies
- Solid interpersonal and team building skills
- Customer service skills aimed at delighting our dealer partners
- Motivation and drive towards continuous learning and growth within your role and the company
- Dependability and self-motivation
- Upbeat and results-oriented team contributions
- Experience in an Auto Finance company is an asset

**What you can expect from us**

Our Employee Experience is aimed at supporting and inspiring our talented team through:

- A passionate team dedicated to the support and empowerment of others
- An environment where creative, innovative thinking is encouraged
- Time off to re-energize with a starting vacation entitlement of 15 days/year as well as personal days

**Additional Information**
- Due to the conditions of the current emergency lockdown, all interviews will be conducted virtually using Microsoft Teams.
- To be considered for employment you will need to successfully pass a criminal background check and a validation of your work experience.

**Next Steps**

AutoCapital Canada is an equal opportunity employers and value diversity. We are committed to building and evolving a team reflecting a variety of backgrounds, perspectives, and skills.


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