Risk Analyst

5 months ago


Mississauga, Canada goeasy Full time

Embark on a journey with one of Canada's fastest growing companies - welcome to goeasy We have been honored with recognitions such as **Waterstone Canada’s Most Admired Corporate Cultures**, the **2022 Report on Business Women Lead Here**, **Report on Business for Canada’s Top Growing Companies** and **TSX30** **as one of the **best performing companies on the TSX**. We've also received the **Greater Toronto Top Employers Award** and **certified as a Great Place to Work®**. We're on the lookout for the best and brightest to join our team

Our vision is to provide everyday Canadians a path to a better tomorrow, today. As one of Canada’s leading non-prime consumer lenders, we offer a full suite of products including non-prime leasing, unsecured and secured loans as well as point-of-sale-financing though easyhome, easyfinancial, and LendCare.

goeasy Ltd. is seeking a** Risk Analyst** with proven problem-solving abilities to provide analytics expertise in support of easyfinancial, its consumer lending business. You will assist the Senior Manager, Risk and Analytics, in developing, implementing and managing the proper and appropriate level of risk analysis, monitoring and controls to ensure sound and consistent credit risk management practices to create the foundation for profitable growth. Additionally, you will provide in-depth analytics to support easyhome, the Company’s leasing business, liaising with various business units to meet their data requirements.

**What will you be doing?**

**Data mining, Modelling and Analysis**:

- Conduct guided analytical dives to properly diagnose, document and report on the drivers of unexpected changes to portfolio/origination composition and credit performance across multiple lending channels including retail, online lending and alternative. Communicate findings and the future impacts to losses to management.
- Assist Risk and Analytics leadership by supporting the development of risk models for the purposes of origination, account management and collections.
- Perform analysis leading to credit strategy optimization, including but not limited to customer risk segmentation development that improves the portfolio’s risk-reward profile.
- Forecast, track and measure key business metrics including loss rates, approval rates, loan conversion rates, and credit quality for new initiatives and marketing campaigns.

**Forecasting and Reporting**:

- Maintain a standard set of risk and performance reports that evaluate the overall credit risk of the portfolio.
- Conduct sensitivity and scenario analyses to understand the impact of exogenous factors, policy and operational changes on delinquency and charge off levels.
- Assist Risk and Analytics leadership by providing an objective assessment of the risk profile and performance of the easyfinancial portfolio as well as the overall business unit by regularly monitoring key risk indicators, conducting periodic credit reviews, and consistently communicating findings.

**What experience do you have?**
- Strong knowledge of quantitative methodologies, risk models and tools.
- Strong technical knowledge of statistical analysis, modeling techniques.
- University Degree in Statistics, Mathematics or a related discipline (advanced degree is desired).
- Superior analytical skills - demonstrated ability to understand complex problems, detect trends, and understand data to develop and formulate solutions.
- Possess a solid understanding of data extraction/mining/modeling tools including SAS and SQL.
- 1+ year of experience as an analyst or in a similar position.
- Able to convey complex information and concepts in understandable terms, tailors message and content to the intended audience.
- Flexibility to adapt to an evolving environment with shifting priorities with the capacity to handle multiple competing demands and meet tight turnaround timelines.

We offer a Flexible Work Program that provides you the ability to **work three days onsite per week**, from our Mississauga office.

**Why should you work for goeasy?**

In keeping with our mission to create better tomorrows for our employees, each year goeasy commits to continuously enhancing its total rewards. Here are some of the perks we offer

**Financial Benefits**:

- Leverage our RRSP match and Employee Share Purchase Plan programs.
- Annual bonus that rewards your hard work and dedication.
- Employee discounts on furniture, electronics, and appliances.
- MAT & PAT leave top-up.
- Expand your financial knowledge through engaging Financial Literacy Learning opportunities.

**Health and Lifestyle**:

- Enjoy company-paid volunteer days to give back to the community.
- Access 24/7 healthcare with Virtual Doctor Appointments.
- Personalize your benefits with a flexible modular benefits package.
- Stay fit and energized with exclusive access to our on-site private gym at our head office.

**Employee Perks**:

- Fuel your growth with the Tuition Assistance Program.
- Double the


  • Business Risk Analyst

    1 month ago


    Mississauga, Ontario, Canada CAPGEMINI ENGINEERING Full time

    Job Title: Business Analyst - Climate RiskJob description:This is an experienced business and data analyst role focused on supporting Enterprise Risk Technology Portfolio of Projects. These projects aim to modernize several applications and systems, primarily in the areas of risk management and sustainability.Key Responsibilities:Support the development and...


  • Mississauga, Ontario, Canada Capgemini Full time

    Job Title: Business Analyst, Climate Risk and Capital MarketsWe are seeking a skilled Business Analyst to join our team at Capgemini, working closely with our client partner.Responsibilities:Provide analytical support for projects related to pricing risk and market data for risk engines, utilizing Agile methodologies.Develop and maintain risk models for...


  • Mississauga, Canada AtkinsRéalis Full time

    **Risk Management Analyst** AtkinsRéalis/CANDU Energy Inc. is a leading full-service nuclear technology company providing nuclear power reactors and nuclear products and services to customers worldwide. Our 1,200 highly skilled employees design and deliver state-of-the-art CANDU® reactors, carry out life extension projects, provide plant life management...

  • Risk Analyst

    4 months ago


    Mississauga, Canada goeasy Ltd. Full time

    Embark on a journey with one of Canada's fastest growing companies – welcome to goeasy! We have been honored with recognitions such as  Waterstone Canada’s Most Admired Corporate Cultures , the  2022 Report on Business Women Lead Here ,  Report on Business for Canada’s Top Growing Companies  and  TSX30 as one of the  best performing companies on...

  • Cyber Risk Analyst

    5 months ago


    Mississauga, Canada Control Gap Inc. Full time

    **Cyber Risk Analyst** We’re looking for a talented Cyber Risk Analyst to grow our team. If your passion lies in understanding and navigating the complex landscape of cyber threats through a lens of advanced risk assessment and mitigation strategies, we have an excellent opportunity for you. As a key member of our team, you will be actively involved in...

  • Credit Risk Analyst

    5 months ago


    Mississauga, Canada Questrade Financial Group Full time

    Questrade Financial Group (QFG) of Companies is committed to helping our customers become much more financially successful and secure. We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about...

  • Credit Risk Analyst

    5 months ago


    Mississauga, Canada Questrade Financial Group Full time

    Questrade Financial Group (QFG) of Companies is committed to helping our customers become much more financially successful and secure. We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about...

  • Credit Risk Analyst

    5 months ago


    Mississauga, Canada Questrade Financial Group Full time

    Questrade Financial Group (QFG) of Companies is committed to helping our customers become much more financially successful and secure. We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about...

  • Risk Analyst

    1 month ago


    Mississauga, Canada goeasy Full time

    Embark on a journey with one of Canada's fastest growing companies - welcome to goeasy! We have been honored with recognitions such as **Waterstone Canada’s Most Admired Corporate Cultures**, the **2022 Report on Business Women Lead Here**, **Report on Business for Canada’s Top Growing Companies** and **TSX30** **as one of the **best performing companies...


  • Mississauga, Canada SNC-Lavalin Full time

    As a Risk Management Analyst, you will plan, coordinate and document the project risk management process. Using your strong facilitation and quantitative analysis skills, you will ensure that risks are identified, evaluated, quantified, mitigated and monitored following corporate policies and procedures. **Your Responsibilities**: Risk Workshops - Support...


  • Mississauga, Ontario, Canada Capgemini Full time

    **Job Title:** Business Analyst, Climate Risk, Capital Markets**Job Location:** TorontoWe are seeking a skilled Business Analyst to work with our client partner in Capital Markets.**Responsibilities:**Experience working on projects using Agile methodologies related to pricing risk and Market and Credit Counterparty data for Risk engines.Relevant Risk...


  • Mississauga, Ontario, Canada Capgemini Full time

    Job Title: Business Analyst, Climate Risk, Capital MarketsJob Location: TorontoWe are seeking a Business Analyst with expertise in Climate Risk to work with our client partner at Capgemini.Responsibilities:Experience working on projects using Agile methodologies related to pricing risk and Market and Credit Counterparty data for Risk engines.Relevant Risk...


  • Mississauga, Ontario, Canada Capgemini Full time

    **Job Title:** Senior Risk Analyst for Capital Markets**Location:** Toronto, CanadaWe are seeking a seasoned Business Analyst with experience in Climate Risk to join our team at Capgemini. As a Business Analyst, you will work closely with our client partner to analyze and mitigate market and credit counterparty risks.**Key Responsibilities:Analyze complex...

  • Cyber Risk Analyst

    5 months ago


    Mississauga, Canada Control Gap Inc. Full time

    We’re looking for a talented Cyber Risk Analyst to grow our team. If your passion lies in understanding and navigating the complex landscape of cyber threats through a lens of advanced risk assessment and mitigation strategies, we have an excellent opportunity for you. As a key member of our team, you will be actively involved in conducting risk, privacy,...

  • Risk Analyst

    4 months ago


    Mississauga, Canada goeasy Full time

    Embark on a journey with one of Canada's fastest growing companies – welcome to goeasy! We have been honored with recognitions such as Waterstone Canada’s Most Admired Corporate Cultures, the 2022 Report on Business Women Lead Here, Report on Business for Canada’s Top Growing Companies and TSX30 as one of the best performing companies on the...


  • Mississauga, Ontario, Canada CAA Club Group Full time

    At CAA Club Group, we're seeking a highly skilled Insurance Risk Analyst - Personal Lines to join our team.About the RoleWe're looking for an experienced Insurance Risk Analyst to provide underwriting and risk analysis on Personal Lines Insurance Programs. This is a unique opportunity to work with a leading organization in the insurance industry.Develop and...

  • Credit Risk Analyst

    1 month ago


    Mississauga, Ontario, Canada H & B Financial Group Ltd. Full time

    Job SummaryWe are seeking a skilled Credit Risk Analyst to join our team at H & B Financial Group Ltd. The successful candidate will be responsible for approving or rejecting loan applications, completing credit and loan documentation, and promoting the sale of credit and loan services.Key ResponsibilitiesApprove or reject loan applications based on...

  • Senior Consultant

    2 months ago


    Mississauga, Canada Infosys Limited Digital Full time

    Senior Consultant - Risk Business AnalystJob detailsCountry: CanadaState / Region / Province: OntarioWork Location: Mississauga, TorontoDomain: DeliveryInterest Group: Infosys LimitedSkills: Domain | Enterprise Risk Management | Enterprise Risk ManagementCompany: ITL CanadaRequisition ID: 124059BRJob Description:Infosys is seeking a Financial Risk Analyst...


  • Mississauga, Canada Martin Brower Full time

    Overview: Martin Brower is a global supply chain leader that provides smart, sustainable solutions for customers across 18 countries. We are dedicated to creating an outstanding work environment for our team of 12,500+ employees, who combine our expertise with the latest technologies to deliver unmatched value for our...

  • Risk Analyst Intern

    5 months ago


    Mississauga, Canada Daimler Truck North America Full time

    Inside the Role As the Risk Analyst Intern in the Finance & Controlling Department, you can get on track and aim high with Daimler Truck Financial. The position of Risk Analyst Intern provides a wealth of professional skill development and we provide the technology and additional training for you to succeed. The objective of this position is to provide...