Senior Financial Analyst, Accounting

Join to apply for the Senior Financial Analyst, Accounting role at Neo Financial Overview Neo Financial is on a mission to build a more rewarding financial future for all Canadians. Since its founding in 2019, Neo has grown rapidly, landing #1 on Deloitte’s Technology Fast 50 for three consecutive years, being named the Fastest Growing Company in Canada for 2024, and leading the market with top‑ranked mobile apps and credit cards. With over 1 M customers, 10 K+ retail partners, and a team of 500+ people, we operate in a fast‑paced, high‑pressure environment that delivers significant impact to our customers. Role We are seeking a highly motivated, analytical Senior Financial Analyst, Accounting to join our Finance team. Reporting to the Manager, Accounting, you will support month‑end close and financial reporting while providing deep analysis to support decision‑making across the business, including business line performance, credit losses, and operational efficiency. Responsibilities Accounting & Reporting Support month‑end, quarter‑end, and year‑end close activities, including journal entries, reconciliations, and variance analysis. Assist with preparation of financial statements under ASPE, ensuring accuracy and compliance. Maintain and reconcile loan accounting sub‑ledgers (loan originations, interest accruals, charge‑offs, recoveries). Contribute to audit support, working with external auditors and regulators. Financial Analysis Analyze loan portfolio performance, including credit losses, delinquency trends, and net interest margin. Support the calculation and monitoring of expected credit losses. Provide insights on revenue, expense, and profitability drivers to management. Partner with FP&A to deliver variance analysis, scenario modeling, and forward‑looking insights. Process & Systems Assist in implementing automation and process improvements in accounting workflows. Support system integrations between ERP and reporting tools. Help document and maintain accounting policies and procedures as new products or lending features are introduced. Assist with establishing internal controls and process narratives around the Company’s financial reporting and accounting functions, including advising on ITGCs and ITACs. Tax Support the Company’s tax compliance function, including preparation of tax working papers for corporate income tax and sales tax filings. Communicate directly with external tax consultants and the Canadian Revenue Agency (CRA) on tax matters. Collaboration Work closely with cross‑functional teams (Product, Growth, Operations) to ensure new initiatives are accurately reflected in accounting and reporting. Serve as a bridge between Accounting and FP&A, ensuring consistency of data and assumptions. Provide ad‑hoc analysis and reporting for senior management. Qualifications CPA designation (or in final stages) preferred. University degree in Business, Finance, or Accounting. 3–5 years of analytical experience, preferably in a Big 4 firm. Strong knowledge of ASPE / IFRS, particularly IFRS 9 and ASPE 3856. Advanced Excel (e.g., pivot tables, VLOOKUP, SUMIFS) and financial modeling skills; experience with BI/reporting tools is an asset. Strong analytical and problem‑solving skills, with the ability to interpret complex data and translate it into actionable insights. Excellent written and verbal communication skills; ability to present complex financial information clearly to non‑finance stakeholders. Meticulous attention to detail and high accuracy in all financial work. Self‑starter, able to work independently and collaboratively in a fast‑paced environment. Genuine interest in the FinTech industry and an understanding of its unique financial drivers and challenges. Bonus Points If You Have Experience with SQL or other data querying languages. Familiarity with the financial services industry. Experience in a company that has gone through a significant growth phase. Working At Neo The people who thrive at Neo are resourceful, growth‑oriented, and driven to win. We hold ourselves to high standards and prioritize customer success, fostering a culture of honest conversations, constructive input, and continuous support. All team members have a stake in Neo’s success and earn meaningful equity through stock options. You will collaborate across our Calgary, Winnipeg, and Toronto offices and drive results that impact the company’s growth. Apply With Us We believe in equal opportunity and are committed to creating an inclusive climate where everyone can thrive. Successful candidates will be required to undergo a security screening, including a criminal records check and a credit check. By continuing with your application, you agree to the Candidate Privacy Notice, which guides how we process your personal information for the purpose of your application. #J-18808-Ljbffr