Current jobs related to AI/ML Credit Risk Modeler - Old Toronto - Momentum Financial Services Group


  • Old Toronto, Canada Momentum Financial Services Group Full time

    Job Description:As an AI/ML Credit Risk Scientist, you will play a significant role in building and deploying credit risk scoring models for personal loan origination using traditional and alternate datasets. Your responsibilities will include analyzing diverse datasets, collaborating with cross-functional teams, conducting model validation, staying current...


  • Old Toronto, Canada Momentum Financial Services Group Full time

    Job Description:As an AI/ML Credit Risk Scientist, you will play a significant role in building and deploying credit risk scoring models for personal loan origination using traditional and alternate datasets. Your responsibilities will include analyzing diverse datasets, collaborating with cross-functional teams, conducting model validation, staying current...


  • Old Toronto, Ontario, CA Momentum Financial Services Group Full time

    Job Description:As an AI/ML Credit Risk Scientist, you will play a significant role in building and deploying credit risk scoring models for personal loan origination using traditional and alternate datasets. Your responsibilities will include analyzing diverse datasets, collaborating with cross-functional teams, conducting model validation, staying current...


  • Old Toronto, Canada Momentum Financial Services Group Full time

    Momentum Financial Services is a leading provider of financial services in North America. For 40 years, we've been committed to providing financial solutions that meet the evolving needs of consumers and business owners. Through our retail network of over 400 locations, known as Moneymart, Insta Cheques and the Cheque Cashing store, we provide access to cash...


  • Old Toronto, Canada Momentum Financial Services Group Full time

    Momentum Financial Services is a leading provider of financial services in North America. For 40 years, we've been committed to providing financial solutions that meet the evolving needs of consumers and business owners. Through our retail network of over 400 locations, known as Moneymart, Insta Cheques and the Cheque Cashing store, we provide access to cash...


  • Old Toronto, Ontario, CA Momentum Financial Services Group Full time

    Momentum Financial Services is a leading provider of financial services in North America. For 40 years, we've been committed to providing financial solutions that meet the evolving needs of consumers and business owners. Through our retail network of over 400 locations, known as Moneymart, Insta Cheques and the Cheque Cashing store, we provide access to...

  • Product Owner – AI

    2 months ago


    Old Toronto, Canada ProViso Staffing Full time

    Story Behind the Need: Business group: Global AI & ML (OU20015226) supports the AI Enablement team with project delivery, model inventory, community engagement, and LLM inventory.Deploy productivity-oriented AI tools across the bank (employee-facing). Scope includes: Deployment of off-the-shelf GenAI tools for large groups of employees, GenAI solutions...

  • Product Owner – AI

    2 months ago


    Old Toronto, Canada ProViso Staffing Full time

    Story Behind the Need: Business group: Global AI & ML (OU20015226) supports the AI Enablement team with project delivery, model inventory, community engagement, and LLM inventory.Deploy productivity-oriented AI tools across the bank (employee-facing). Scope includes: Deployment of off-the-shelf GenAI tools for large groups of employees, GenAI solutions...


  • Toronto, Canada The Toronto-Dominion Bank (Canada) Full time

    Description The position reports to AVP, AI/ML Model Validation group. Detailed accountabilities include: Lead a team of Machine Learning and Data Scientists to perform validation of all Fraud and Cyber Security models deemed in-scope by the bank-wide Model Risk Policy. Recommend the approval of models or other corrective actions based on the...

  • Senior Manager

    15 hours ago


    Toronto, Ontario, Canada RBC Full time

    Job SummaryRBC Internal Audit Services is seeking a Senior Manager to join the Model Risk Audit Team. As a key member of the team, you will provide independent and objective assessments of the effectiveness of Model Risk practices within the first and second line of defense across RBC.Key ResponsibilitiesContribute to the development of a risk-based...

  • Senior Manager

    12 hours ago


    Toronto, Ontario, Canada RBC Full time

    Job SummaryRBC Internal Audit Services is seeking a Senior Manager to join the Model Risk Audit Team. As a key member of the team, you will provide independent and objective assessments of the effectiveness of Model Risk practices within the first and second line of defense across RBC.Key ResponsibilitiesContribute to the development of a risk-based...

  • Product Owner – AI

    2 months ago


    Old Toronto, Ontario, CA ProViso Staffing Full time

    Story Behind the Need: Business group: Global AI & ML (OU20015226) supports the AI Enablement team with project delivery, model inventory, community engagement, and LLM inventory.Deploy productivity-oriented AI tools across the bank (employee-facing). Scope includes: Deployment of off-the-shelf GenAI tools for large groups of employees, GenAI solutions...

  • AI/ML Engineer

    5 days ago


    Toronto, Ontario, Canada Tata Consultancy Services Full time

    About the RoleTata Consultancy Services is seeking a highly skilled AI/ML Engineer to join our team. As a key member of our organization, you will be responsible for designing, developing, and deploying AI and machine learning models using Python and its various libraries.Key Responsibilities:Develop and implement AI and machine learning models using Python...

  • AI/ML Engineer

    5 days ago


    Toronto, Ontario, Canada Tata Consultancy Services Full time

    About the RoleTata Consultancy Services is seeking a highly skilled AI/ML Engineer to join our team. As a key member of our organization, you will be responsible for designing, developing, and deploying AI and machine learning models using Python and its various libraries.Key Responsibilities:Develop and implement AI and machine learning models using Python...


  • Old Toronto, Ontario, Canada Nexus Systems Group Inc. Full time

    About the RoleNexus Systems Group Inc. is seeking a highly skilled Product Owner to lead the development of our AI/ML products. As a key member of our team, you will be responsible for aligning our product roadmaps with established AI policies and regulations.Key ResponsibilitiesAI/ML Product Development: Manage relationships with AI vendors and external...


  • Old Toronto, Ontario, Canada Nexus Systems Group Inc. Full time

    About the RoleNexus Systems Group Inc. is seeking a highly skilled Product Owner to lead the development of our AI/ML products. As a key member of our team, you will be responsible for aligning our product roadmaps with established AI policies and regulations.Key ResponsibilitiesAI/ML Product Development: Manage relationships with AI vendors and external...

  • AI/ML Engineer

    2 weeks ago


    Toronto, Ontario, Canada PuroClean Certified Restoration Specialist of Auburn Full time

    About the Role:PuroClean Certified Restoration Specialist of Auburn is seeking a highly skilled AI/ML Engineer to join our team. As an AI/ML Engineer, you will play a crucial role in developing and deploying AI systems that drive business growth and innovation.Key Responsibilities:Design and develop AI solutions using machine learning algorithms and deep...

  • AI/ML Engineer

    2 weeks ago


    Toronto, Ontario, Canada PuroClean Certified Restoration Specialist of Auburn Full time

    About the Role:PuroClean Certified Restoration Specialist of Auburn is seeking a highly skilled AI/ML Engineer to join our team. As an AI/ML Engineer, you will play a crucial role in developing and deploying AI systems that drive business growth and innovation.Key Responsibilities:Design and develop AI solutions using machine learning algorithms and deep...

  • AI/ML Developer

    4 days ago


    Toronto, Ontario, Canada Triunity Software Full time

    Job Title: AI/ML EngineerWe are seeking a highly skilled AI/ML Engineer to join our team at Triunity Software. As a key member of our team, you will be responsible for designing, developing, and deploying machine learning models and algorithms to solve complex business problems.Responsibilities:Design and Develop Machine Learning Models: Utilize your...

  • AI/ML Developer

    4 days ago


    Toronto, Ontario, Canada Triunity Software Full time

    Job Title: AI/ML EngineerWe are seeking a highly skilled AI/ML Engineer to join our team at Triunity Software. As a key member of our team, you will be responsible for designing, developing, and deploying machine learning models and algorithms to solve complex business problems.Responsibilities:Design and Develop Machine Learning Models: Utilize your...

AI/ML Credit Risk Modeler

4 months ago


Old Toronto, Canada Momentum Financial Services Group Full time

Momentum Financial Services is a leading provider of financial services in North America. For 40 years, we've been committed to providing financial solutions that meet the evolving needs of consumers and business owners. Through our retail network of over 400 locations, known as Moneymart, Insta Cheques and the Cheque Cashing store, we provide access to cash and related products to help our customers achieve their goals.

Our highly skilled workforce puts customers first in everything we do. We serve 2 million people annually with diverse and innovative financial products such as loans, cheque cashing, money transfer and prepaid cards. Through this ever-evolving suite of services, we empower customers to manage their finances and improve their lives. Wherever customers are on their financial journey,Momentum Financial Services Groupprovides solutions.

#Corporate

Job Description

*Candidates must reside in the GTA area to be considered for this role as they will be required to be in office 3 days a week at the Toronto Corporate Office.

Job Description:

As a AI/ML Credit Risk AI/ML Scientist you will play a huge role not only with building models across our lending portfolio but also be involved in deploying and monitoring of the models in production.

What you will do:

  • Develop and implement credit risk scoring models for personal loan origination using traditional and alternate datasets, including cash flow.
  • Analyze diverse datasets to identify trends and patterns that may impact credit risk incorporating structured and unstructured data sources.
  • Collaborate with cross-functional teams including data engineers, business analysts, and stakeholders to gather requirements and ensure alignment with business objectives.
  • Conduct thorough model validation and performance monitoring to ensure accuracy and effectiveness across multiple data streams.
  • Stay current with industry best practices, emerging trends, and regulatory requirements related to credit risk modeling, particularly in alternative data usage.
  • Communicate findings and insights to technical and non-technical stakeholders in a clear and concise manner, emphasizing the incorporation of alternative datasets.
  • Support model deployment and provide ongoing support for model maintenance and enhancements, particularly in the context of evolving data sources and regulatory landscapes.
  • Use ML to segment our customers based on behavior and propensity to engage with our various lending products
  • Recommend optimal segmentation strategy to build different models for different consumer segments.
  • Work on a modern AI/ML platform.
  • Use every dataset at disposal to build a feature store for AI/ML models as well as a customer 360 profile.
  • Set up testing infrastructure to test different underwriting and credit strategies for different lending products.
  • Conceive, design & monitor risk management strategies to improve business profitability in the areas of underwriting, credit line management, universe expansion and alternative data evaluation for lending.
Qualifications

Skills and Experience:

  • 2+ years consumer credit risk experience including building credit scorecards/scoring systems.
  • Hands on experience building credit underwriting models and feature engineering.
  • Familiarity with bureau data and alternate data is a strong requirement.
  • Strong development experience with Python is a must along with ML libraries (pandas, NumPy, scikit learn, TensorFlow)
  • Familiarity with H2O, Azure ML and Amazon Services is a plus but not required.
  • Strong Experience in SQL
  • Ability to thrive in a fast paced, team-oriented environment.
  • Master’s degree or PhD. (preferred) in a quantitative field such as Mathematics, Statistics, Computer Science, Operations Research, Engineering
  • Experience in credit scoring models in consumer personal loans in banks and fintech’s preferred.
Additional Information

All your information will be kept confidential according to EEO guidelines.

*Notice to Ontario Applicants –Momentum Financial Services Groupis committed to accommodating applicants with disabilities up to the point of undue hardship during the recruitment, assessment, and selection process. If you are selected for an interview, please notifyMomentum Financial Services Group if you require accommodation in respect of the materials or procedures used at any time during this process. If you require accommodation,we will work with youto determine how to meet your needs.

Note to Internal Applicants: All internal applicants are required to notify current manager regarding interest in applying for this role.

#J-18808-Ljbffr