Insurance Underwriter

2 weeks ago


Markham, Canada TD Full time

2 days ago Be among the first 25 applicants Work Location Markham, Ontario, Canada Hours 37.5 Pay Details $69,700 - $98,400 CAD Department Overview The Underwriting Department performs mortality and morbidity risk assessment of TD Life’s Individual Insurance products and the Bank’s Creditor Insurance program, distributed through outbound calls, internet direct sales, and other bank channels. The goal is to ensure underwriting practices and decisions meet the mortality and morbidity claims experience for specific product lines, with a strong focus on customer experience in a high‑volume, rapidly paced environment. Responsibilities Conduct appropriate medical underwriting assessments and decisions for each risk per plan limits and underwriting philosophy, meeting business guidelines and service standards. Review, assess, analyze, and evaluate detailed medical and non‑medical risks, determine mortality ratings, and make substantiated logical final decisions. Decide and interpret MIB findings and determine required MIB coding subsequent to the final decision. Communicate and negotiate with reinsurers for final decisions and applicable ratings. Provide support to the claims department and handle claim referrals. Communicate underwriting decisions and detailed explanations of adverse handlings promptly and accurately to clients and, where required, to attending physicians. Ensure applications are underwritten and processed according to TD’s underwriting guidelines and third‑party agreements. Develop and maintain excellent working relationships with other TD Insurance departments, bank departments, and reinsurers. Monitor and maintain service and production standards set for the department, assisting team members to meet these standards/goals. Participate in continuing education and self‑development courses to remain current in medical advancements and trends. Job Requirements – Education AALU, ALMI designations, industry‑related courses and/or accreditations (LOMA/ALU). Minimum of 5 years Individual Life Insurance medical underwriting and a degree/diploma in Health Sciences or other medical background. Other Qualifications, Skills and Experience Solid knowledge of underwriting function; sound understanding of company operations. Participate in continuing education and self‑development courses to remain current in medical advancements and trends. Superior verbal and written communication skills. Outstanding customer skills. Strong organizational, analytical and time‑management skills. Excellent computer skills. Demonstrated ability to work independently and in a team environment. Assisting with the training and development of junior underwriters. Benefits The Total Rewards package includes base salary, variable compensation, health and well‑being benefits, savings and retirement programs, paid time off, banking benefits, career development, and reward and recognition programs. Learn more about TD’s competitive benefits plan. #J-18808-Ljbffr


  • Insurance Underwriter

    2 weeks ago


    Markham, Canada TD Full time

    2 days ago Be among the first 25 applicants Work Location Markham, Ontario, Canada Hours 37.5 Pay Details $69,700 - $98,400 CAD Department Overview The Underwriting Department performs mortality and morbidity risk assessment of TD Life’s Individual Insurance products and the Bank’s Creditor Insurance program, distributed through outbound calls, internet...


  • Markham, Canada TD Securities Full time

    Join to apply for the Insurance Underwriter role at TD Securities Work Location Markham, Ontario, Canada Hours 37.5 Line Of Business TD Insurance Pay Details $69,700 - $98,400 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague...

  • Insurance Underwriter

    2 weeks ago


    Markham, Ontario, Canada TD Full time $69,700 - $98,400 per year

    Work Location:Markham, Ontario, CanadaHours:37.5Line of Business:TD InsurancePay Details:$69,700 - $98,400 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been...

  • Insurance Underwriter

    2 weeks ago


    Markham, Ontario, Canada TD Full time $69,700 - $98,400

    Work Location:Markham, Ontario, CanadaHours:37.5Line of Business:TD InsurancePay Details:$69,700 - $98,400 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been...


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  • Markham, Canada TD Full time

    Associate Insurance Underwriter Work Location: Markham, Ontario, Canada Hours: 37.5 Line Of Business: TD Insurance Pay Details: $57,100 - $84,000 CAD Job Description The Underwriting Department at TD Insurance is a dynamic, high‑energy team dedicated to protecting our customers and supporting the bank’s mission. We assess the mortality and morbidity risk...

  • Insurance Underwriter

    2 weeks ago


    Markham, Canada TD Full time

    Description • Appropriate medical underwriting assessment and decisions for each risk according to the limits of the plan and underwriting philosophy meeting business guidelines and service standards.•Review, assess, analyze, and evaluate detailed medical and non-medical risks, determine mortality ratings and make substantiated logical final...