Actuarial Health

Join to apply for the Actuarial Health & Benefits Associate role at Mercer. Position based in Montreal or Quebec City; hybrid with a requirement of working at least three days per week in the office. Responsibilities Participate in delivering impactful solutions for organizations of any size and varied industries and have a direct impact on their employees. Work in a collaborative environment on a wide variety of client teams with any number of our Health colleagues. Support clients in the financial and strategic management of their employee benefit programs through analysis and communication. Perform basic or complex calculations with respect to the costs of our clients’ employee benefit plans and insurance arrangements, including using Mercer’s internal tools to price plan design changes and prepare future cost projections. Develop project management and consulting skills including managing the quality and timeliness of client deliverables, participating in client calls and meetings as appropriate and assisting with the preparation of client‑friendly communications. Develop deeper understanding of the following, through online training, group sessions, or one‑on‑one training with colleagues: Health and Benefits products, services and technical tools offered by Mercer, vendor/carrier markets, basic underwriting skills, budget‑setting, rate‑setting and evaluation. Provide accurate and timely data and financial analysis on various projects for medical, dental, life and disability programs. Validate and compare premiums for group benefit plans under vendor renewals, quotes or benchmarking exercises with other companies in the industry. Produce quarterly experience monitoring reports for clients and analyze the impact of any recent changes. Analyze financial statements of group insurance plans and review the financial agreement to suit the client’s needs. Analyze cost drivers by reviewing client’s utilization data and looking for year‑over‑year trends or comparisons to external benchmarks using data provided from client’s vendor reports or raw data from external databases. Perform analyses for larger, more complex clients, including more in‑depth analysis of complex situations that may require additional research or discussion with Mercer subject matter experts. Perform technical reviews of any of the above when prepared by a junior member of a client team. Gather necessary data from the vendor or client; review to ensure it is complete, accurate and reasonable; and prepare data in a particular template or format for use in basic or advanced financial analyses. Work with your client teams to develop recommendations and reports for clients based on your analysis. Review amendments, contracts and booklets. Assist with Special Risk accounts. Required Qualifications Previous work‑related experience obtained during internships or co‑op work terms. Bilingual (French/English). Strong organizational skills. Strong oral and written communication skills. Ability to handle multiple tasks in a demanding fast‑paced work environment. The ability to work in a team environment where the priorities and requirements may change quickly. Time management skills. Proficiency with Microsoft Office (Excel, Word, PowerPoint). Will be required to obtain and maintain appropriate licenses as required by provincial regulations and Mercer policies. Desired Qualifications Post‑secondary degree or equivalent experience in business, mathematics, statistics, finance or a related field. Familiarity or experience with group insurance benefits (through work experience, CEBS GBA designation or working towards it). 5‑10 years of relevant experience. LLQP or equivalent based on Province. Benefits Professional development opportunities, interesting work and supportive leaders. Inclusive culture where you can work with talented colleagues to create new solutions and have an impact for colleagues, clients and communities. Range of career opportunities, as well as benefits and rewards to enhance your well‑being. Mercer, a business of Marsh McLennan, is a global leader in helping clients realize their investment objectives, shape the future of work and enhance health and retirement outcomes for their people. For more information, visit mercer.com. Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, or any other characteristic protected by applicable law. In accordance with applicable legislation, Marsh McLennan will provide a reasonable accommodation to employees and prospective employees to the point of undue hardship upon request and as required in respect of the individual’s particular restrictions and limitations. If you require a specific accommodation because of a disability or medical need please contact reasonableaccommodations@mmc.com. Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office‑based teams will identify at least one “anchor day” per week on which their full team will be together in person. #J-18808-Ljbffr