Bilingual Commercial Funding Officer

Team Lead, Talent Acquisition @ MCAP | Recruitment, Bilingual This position is responsible for funding Conventional or CMHC Insured term commercial loans. This position is responsible for processing financial and non-financial transactions; ensuring data records are accurately maintained; identifying credit risks and ensuring loan security is in place and is retained in the face of changing conditions. The incumbent is also responsible for providing exceptional customer service to Investors, Brokers, and Borrowers in order to build and maintain relationships. Responsibilities Review Commitment Letters, Loan Summaries, and CMHC Certificate of Insurance; coordinate with internal/externals parties to ensure correct documentation/searches are in place prior to funding; Mandate external consultants and third parties according to MCAP’s Policies and Procedures and co‑ordinate for documentations including but not limited to mortgage security and Anti‑Money Laundering documentation, Insurance consultant Opinion, Appraisals, Quantity Surveyor, ESA, etc. Collect, review, and verify loan documentation and funding information from various stakeholders and third parties, to ensure all pre‑funding requirements are met or waived by appropriate authorities in time for the established funding date. Liaise with solicitors, originators, and MCAP’s Investment Management to collect, review and verify loan documents. Identify any material items such as existing mortgages, PPSA, Liens to ensure all pre‑funding requirements are met or waived by appropriate authorities in time for the established funding date. Review corporate documentation of relevant entities, legal documentation to the transaction and Individual Verification Forms to ensure that all funding and AML criteria have been satisfied. Once required, conduct independent due diligence to determine an alternative solution in line with MCAP’s risk appetite via exception requests to management based on the delegated authorities. Review rate sets, CMHC holdback releases, and request of funds. Provide counsel with the Interest Adjustments and the tax holdback amounts. Accurately loan set‑up on Precision LM with a 95% average on Critical Fields Checklist. Post all financial and non-financial transactions on Precision LM and diarize and update mortgage system i.e., PPSA, Notes & Events and follow‑up items (undertaking/action items) for audit within the established timelines. Use effective oral and written communication techniques to deliver quality service. Bilingual Requirement Bilingualism in French and English is required for this position to interact, support and/or provide services to French and non‑French speaking lawyers, solicitors, employees and/or partners inside and/or outside the province of Quebec. What You Bring To The Team Two years of commercial mortgage experience; Bilingual French and English required Previous legal background is considered an asset CMHC multi‑residential loan Strong understanding of commercial mortgages, funding procedures and legal mortgage terms; Ability to work independently and as a member of a team; Strong interpersonal skills with the ability to work independently and as a member of a team (cross coverage may be required) Excellent organizational and time management skills, ability to prioritize; Strong attention to detail with the ability to work well under pressure in a fast environment where priorities and tasks are often subject to change; Proven ability to prioritize, strong organizational and time management skills with the demonstrated ability to handle multiple tasks within tight deadlines; Exceptional verbal and written communication and reasoning skills; Highly analytical with great attention to detail; Excellent problem‑solving skills and conflict resolution skills; Strong customer service skills with proven professionalism and Working knowledge of MS Office Successful completion of a bachelor degree or College Diploma in Business Administration Bilingual French and English is an asset Seniority level Associate Employment type Full-time Job function Other How to Apply If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies, then we want to hear from you #J-18808-Ljbffr