Credit Risk Management Senior Analyst

2 days ago


Waterloo, Canada Manulife Insurance Malaysia Full time
p>Apply locations Waterloo, Ontario time type Full time posted on Posted 2 Days Ago time left to apply End Date: January 6, 2025 (15 days left to apply) job requisition id JR24100052

Reporting to the Director, Account Management, Specialized Lending, the Credit Risk Senior Analyst is a key part of a team of Account Management professionals whose primary role is to complete accurate & concise annual reviews of commercial & personal loans with assurance that all of Manulife Bank’s credit risk policies, procedures and regulatory guidelines are being adhered to.

Responsibilities
  • Responsible for the annual review of a portfolio of Specialized Lending loans through the gathering and evaluation of insurance & Bank documentation, ensuring compliance to company policies, standards & procedures and adherence to all financial industry regulations.
  • Investigate, evaluate, and analyze documentation provided to ensure all legal, Anti-Money Laundering (AML) and Know-Your-Client (KYC) legislation requirements have been satisfied and refer suspected fraud to internal business partners.
  • Recommend changes to policy, standards, operational processes, and procedures as needed based on deficiencies or gaps noted through the loan review process.
  • Other activities include completion of loan withdrawal requests, updates/requests to Credit Risk Management, and completion of other customer enquiries in a timely manner.
  • Build and maintain professional relationships and work collaboratively with all lines of business within the Bank, including Account Management, Sales, Account Support, and Credit Risk Management.
  • You think big, with curiosity to discover ways to use your agile approach and enable business outcomes.
  • You share your humanity, helping us build a diverse and inclusive work environment for everyone.
What we are looking for
  • 3-5 years (minimum) of experience in underwriting/loan review/credit review of Personal and/or Commercial loan products.
  • Firm grasp of lending credit principles and ability to comprehend insurance policy documents; experience with financial statement analysis is an asset.
  • Demonstrated ability to use MS Office (MS Word and Excel and internet-based communication mediums) – knowledge of Manulife Bank systems is an asset.
  • Exemplary proficiency (spoken and written) in English (with French bilingualism being an asset for this role).
  • Flexible work policies and strong work-life balance.
About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better.



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