Mortgage Loan Officer
2 weeks ago
About Us HomeEquity Bank is a Schedule 1 Canadian chartered bank and the leading national provider of reverse mortgages, with a growing portfolio. As the only bank solely dedicated to serving homeowners 55 and up, we’re passionate about helping Canadian homeowners live retirement on their terms. We live that commitment every day, with a range of reverse mortgage solutions that include our flagship CHIP Reverse Mortgage™ product. Position Summary Reporting to the Manager Mortgage Operations, the Mortgage Loan Officer (MLO) is responsible for thorough review and validation of all mortgage applications, ensuring documents meet HomeEquity Bank's requirements and Credit Guidelines. The role ensures compliance, maintains bank standards, and provides feedback to internal partners as needed. The MLO liaises directly with the Sales Team and any third‑party to satisfy conditions for file advancement to funding. The role also involves risk management, approving exceptions within guidelines, and ensuring valid, enforceable security for every funded mortgage. Key Responsibilities Perform final quality check of all mortgage files prior to instruction to legal partners. Ensure understanding of reverse mortgage product, policies, and applicable laws. Coordinate with Sales, Underwriters and Fulfillment Officers to move files through funding. Communicate promptly regarding deficiencies, conditions added, KYC & fund gaps. Make decisions on mortgage file matters within authority. Review and approve Power of Attorney. Perform final QA of files received from external lawyers before funding. Risk Management & Compliance Maintain knowledge of funding policies, standards, and guidelines. Ensure effective risk management while maintaining customer and performance orientation. Support investigation and mitigation of internal audit risks. Resolve complaints in a timely manner to meet business unit needs. Required Skills & Experience University Degree or Community College Diploma or equivalent work experience. Basic understanding of current financial services environment. Strong communication and conflict‑management skills. Adaptability to changing environment and ability to handle multiple priorities. Proactive with sense of urgency to get things done. Creative problem‑solving skills. Proficiency in Microsoft Office. Excellent customer service skills. Working Conditions Hybrid work environment. Benefits Competitive total rewards package including extended health and dental benefits. Employee & Family Assistance Program. Employer‑Matched Group Retirement Savings Plan. Employee Share Investment Plan. Well‑being initiatives such as wellness account, virtual self‑care programs and extended mental health benefits. Employee corporate discount for GoodLife Fitness. HomeEquity Bank is committed to an inclusive, equitable and accessible workplace. Accommodations are available on request for candidates taking part in all aspects of the selection process. Please note that our successful candidate is required to complete a background check. Job Details Seniority level: Entry level Employment type: Full‑time Job function: Finance and Sales #J-18808-Ljbffr
-
Mortgage Loan Officer
1 week ago
Toronto, Montreal, Calgary, Vancouver, Edmonton, Old Toronto, Ottawa, Mississauga, Quebec, Winnipeg, Halifax, Saskatoon, Burnaby, Hamilton, Surrey, Victoria, London, Halton Hills, Regina, Markham, Brampton, Vaughan, Kelowna, Laval, Southwestern Ontario, R, Canada Satori Mortgage (NMLS: 4190) Full time2 days ago Be among the first 25 applicants Get AI-powered advice on this job and more exclusive features. Are You an Unstoppable, High-Energy Lead Gen Machine? This Opportunity Is For You, Hardcore Closer! Do you walk into a room and instantly know everyone's name? Are you always connecting with people and giving back to your community? If this sounds like...
-
Mortgage Loan Officer
2 weeks ago
Toronto, Canada HomEquity Bank Full time**WHO WE ARE**HomeEquity Bank is a Schedule 1 Canadian chartered bank and the leading national provider of reverse mortgages, with a growing portfolio. As the only bank solely dedicated to serving homeowners 55 and up, we’re passionate about helping Canadian homeowners live retirement on their terms. We live that commitment every day, with a range of...
-
Mortgage Loan Officer
2 weeks ago
Toronto, Canada HomEquity Bank Full time**WHO WE ARE**HomeEquity Bank is a Schedule 1 Canadian chartered bank and the leading national provider of reverse mortgages, with a growing portfolio. As the only bank solely dedicated to serving homeowners 55 and up, we’re passionate about helping Canadian homeowners live retirement on their terms. We live that commitment every day, with a range of...
-
Mortgage Loan Officer
1 week ago
Toronto, Canada HomEquity Bank Full time**WHO WE ARE**HomeEquity Bank is a Schedule 1 Canadian chartered bank and the leading national provider of reverse mortgages, with a growing portfolio. As the only bank solely dedicated to serving homeowners 55 and up, we’re passionate about helping Canadian homeowners live retirement on their terms. We live that commitment every day, with a range of...
-
Toronto, Montreal, Calgary, Vancouver, Edmonton, Old Toronto, Ottawa, Mississauga, Quebec, Winnipeg, Halifax, Saskatoon, Burnaby, Hamilton, Victoria, Surrey, Halton Hills, London, Regina, Markham, Brampton, Vaughan, Kelowna, Laval, Southwestern Ontario, R, Canada Satori Mortgage (NMLS: 4190) Full timeMortgage Loan Officer Elite Live Transfer DivisionJoin to apply for the Mortgage Loan Officer Elite Live Transfer Division role at Satori Mortgage (NMLS: 4190)1 day ago – Be among the first 25 applicantsBenefitsUnlimited OpportunityGetting in on the Ground FloorBonus based on performanceOpportunity for advancementTraining & developmentAre You a Killer...
-
Mortgage Loan Officer
2 weeks ago
Toronto, Canada HomeEquity Bank Full timeAbout Us HomeEquity Bank is a Schedule 1 Canadian chartered bank and the leading national provider of reverse mortgages, with a growing portfolio. As the only bank solely dedicated to serving homeowners 55 and up, we’re passionate about helping Canadian homeowners live retirement on their terms. We live that commitment every day, with a range of reverse...
-
Collections Specialist
2 weeks ago
Toronto, Canada True North Mortgage Full timeWould you like to be proud of where you work and the products you sell? How about enjoying coming to work every day while being well compensated for your performance? If you answered “Yes” to the above, then consider joining Canada’s most innovative company in the mortgage industry! At True North Mortgage we put the customer experience first! We do...
-
Toronto, Canada HomEquity Bank Full timeA leading Canadian chartered bank in Toronto is seeking a Mortgage Loan Officer to ensure thorough review and compliance of mortgage applications. The role requires strong communication and problem-solving skills and involves direct collaboration with sales and underwriting teams. Candidates should hold a relevant university degree and demonstrate ability to...
-
Toronto, Canada HomEquity Bank Full timeA leading Canadian chartered bank in Toronto is seeking a Mortgage Loan Officer to ensure thorough review and compliance of mortgage applications. The role requires strong communication and problem-solving skills and involves direct collaboration with sales and underwriting teams. Candidates should hold a relevant university degree and demonstrate ability to...
-
Toronto, Canada HomEquity Bank Full timeA leading Canadian chartered bank in Toronto is seeking a Mortgage Loan Officer to ensure thorough review and compliance of mortgage applications. The role requires strong communication and problem-solving skills and involves direct collaboration with sales and underwriting teams. Candidates should hold a relevant university degree and demonstrate ability to...
