Specialist, Credit Risk

2 weeks ago

Old Toronto, Canada Fairstone Full time

At Fairstone, our culture is built on strong values and leadership principles that define the expectations we have for working together and with our customers. We help Canadians find the right solution to meet their needs with a variety of products and services. Our values and principles guide the actions we take to ensure our customers get the best experience possible.

Be part of our talented and growing team We are currently looking for a Specialist, Credit Risk to join our team, reporting to the Sr Manager, Credit Risk Management.

As a Specialist, Credit Risk you will support and contribute to the credit strategy development, implementation, documentation, and monitoring for Fairstone Bank's indirect and credit card lending portfolios. This role works collaboratively with internal and external teams to meet business objectives and ensure compliance with relevant policies and regulations.

WHY JOIN US?

BECAUSE WE ARE PROUD TO BE One of Montreal's Top Employers for 2024 for the fourth consecutive year by the editors of Canada's Top 100 Employers.

WE OFFER:

  • Work-Life Balance: Our 37.5-hour workweek and hybrid model (3 days in-office) promote a healthy balance.
  • Wellness: Tailored well-being solutions available 24/7.
  • Time Off: Minimum 15 paid vacations, 6 wellness days, with federal holidays.
  • Community Support: Paid Volunteer Day to give back to your community.
  • Retirement Planning: Employee and employer contribution pension plan, plus the Fairstone Retirement Savings Plan.
  • Education: Tuition reimbursement program covering expenses up to $3,000 per year.
  • Development: Access to Fairstone Academy for comprehensive training and skill development.
  • Employee discounts: Exclusive access to discounted products and services, including car insurance, hotels, attractions, movies, gym memberships, and more.

WHAT WILL YOU WORK ON?

  • Contribute to the strategic direction of the Credit Risk Management functions and play a key role in the development and implementation of risk strategies in support of the overall risk appetite framework.
  • Contribute to risk strategy design including documentation, implementation, testing, and monitoring.
  • Liaise and communicate with key bank departments such as Product, Operations, Marketing, and Finance during project activities.
  • Produce key reporting in a timely manner. Create new reporting for additional business areas.
  • Investigate and propose new solutions and strategies to improve portfolio performance.
  • Other risk analytics duties as assigned.

WHO ARE WE LOOKING FOR?

  • Professional with 2 to 3 years of Credit Risk experience or experience within the financial services industry.
  • Undergraduate degree in a related field such as Mathematics, Statistics, Economics, or Computer Science is an asset.
  • Knowledge of credit risk management principles and the factors that contribute to risk, with the ability to assess, measure, and monitor risk.
  • Intermediate skills using SAS or SQL to mine, transform, and analyze large amounts of data are required.
  • Knowledge of Triad, TSYS, TSYS Ace systems is a strong asset.

Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

Time Type: Full time

Job Type: Permanent

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