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Group Manager, AML Financial Crime Risk Investigations

3 months ago


Golden Horseshoe, Canada The Toronto-Dominion Bank (Canada) Full time
Group Manager, AML Financial Crime Risk Investigations (Enhanced Due Diligence, High Risk Customer Program, Ministerial Directives)

Work Location: Canada

Hours: 37.5

Line of Business: Financial Crime Risk Management

Pay Details: We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Manage/lead a team of specialized professionals in the analysis and/or the investigation process for a specific area and assigns and monitors caseloads to ensure potential regulatory risks and losses to the bank are minimized.

The High Risk Customer Program consists of dedicated and specialized teams with AML subject matter experts with accountabilities to conduct the enhanced due diligence of high risk customers. These teams focus on conducting enhanced due diligence as required by Ministerial Directives as issued by the Minister of Finance and communicated to reporting entities by FINTRAC.

The Group Manager, AML Financial Crime Risk Investigation reports to the Senior Manager, AML Financial Crime Investigations and the Associate Vice President (AVP), Head of Canada Enhanced Due Diligence and High Risk Investigations. The Group Manager supports the Senior Manager and the AVP with the management and oversight of the High Risk Customer Program in Canada focusing on Ministerial Directives while partnering with stakeholders, working with other people managers and investigators to ensure the controls are designed and operating effectively to mitigate the risk and compliance with regulatory requirements as well as the Bank's systems of internal controls.

Additionally, the Group Manager oversees and manages the control activities of the High Risk Customer Program as well as a team of AML Financial Crime Investigators who are responsible for conducting EDD of various customers who have been deemed high risk, mitigation of risk such as recommendation to demarket/exit relationships, timely regulatory reporting of potential money laundering and terrorist financing activities.

Responsibilities:

  • Provide support to the Senior Manager and the AVP with the oversight and management of the High Risk Customer Program focusing on Ministerial Directives.
  • Provide guidance, direction, oversee and lead a team of AML Financial Crime Investigators who conduct EDD of high risk customers.
  • Ensure investigations, initial and periodic reviews of high risk customers are risk assessed, reviewed, and assigned on a risk-based prioritization approach.
  • Provide oversight of the investigations, initial and periodic reviews of high risk customers in accordance with the prescribed timelines.
  • Ensure the regulatory reporting is conducted in a timely manner while adhering to regulatory requirements.
  • Lead a team of AML Financial Crime Investigators to achieve business objectives and maintain effective day-to-day operations.
  • Conduct investigations ensuring proper analysis and investigation standards are followed.
  • Collaborate with counterparts from other institutions and/or external organizations to gather intelligence information where necessary.
  • Identify and communicate procedural weaknesses to businesses and ensure processes for remediation are in place.
  • Maintain strong awareness of emerging trends and investigative techniques for own area of specialty.

Experience and Education:

  • Undergraduate degree or relevant professional certifications required.
  • 7+ years relevant experience.
  • Strong knowledge of Canadian AML legislation and guidance.
  • Excellent communication skills.
  • Ability to respond to shifting priorities quickly and manage competing priorities.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the US, and around the world.

Our Total Rewards Package: Our Total Rewards package reflects the investments we make in our colleagues to help them achieve their financial, physical, and mental well-being goals.

Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

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