Centralized Planner

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Department Overview:

Part of the TD Bank Group, the Wealth Planning Support Team (WPS) consists of financial industry professionals that includes accountants and financial planners. The team's mission is to support the wealth planning process by providing knowledge, tools and planning support that empowers advisors to make sound and proactive recommendations that are tailored to each client's unique objectives. The Wealth Planning process is fundamental to the way we do business. It is a thorough and consistent approach that can help guide client relationships. Our goal is to help advisors create integrated and customized solutions for clients by focusing on their unique objectives.

Centralized Planning is a team within the WPS team. Centralized Planning consists of financial planning subject matter experts with an overarching objective of supporting Private Wealth Management (PWM) Advisors with delivering on our 4 Pillar Value Proposition. The team creates plans using TD Wealth Architect for PWM Advisors targeting clients with $1M to $3M of investable assets. The team's mandate is to support PWM Advisors with increasing and elevating planning within their book of business.

Job Description: 

As a member of Private Wealth Management (PWM), the Centralized Planner is responsible for partnering with TD Wealth (TDW) advisors to deliver high value customized guidance and recommendations on retirement, tax, estate and overall wealth planning to high net worth (HNW) clients of TDW. Specifically, the Centralized Planner has accountability for:

Providing professional financial, tax, estate and risk management planning support and solutions to qualifying HNW clients of TDW;

Assisting TDW advisors and relationship managers with creating and updating financial plans, opportunity spotting, and revenue generation;

and Executing TDW's HNW strategy.

The Centralized Planner is an experienced practitioner whose expertise is leveraged by partners in TDW . He/she/they will support a dedicated region in driving the strategic vision of delivering wealth planning to TDW's clients.

Key responsibilities include:

Preparing customized wealth plans for TDW's HNW clients based on information obtained directly from their TDW advisor

Carrying out independent research to ensure client’s key issues (retirement, tax, philanthropic and estate planning) are addressed

Keeping informed of relevant wealth planning (retirement, tax, estate planning, etc.) developments and keeping TDW partners informed of developments

Proactively spotting opportunities for complimentary businesses and solutions

Working effectively to develop and maintain relationships with TDW advisors and Branch Managers

Delivering wealth planning presentations to TDW advisors

Developing strong internal networks and referral sources

Ensuring appropriate service levels are provided to maximize role profitability, minimize costs and manage business to avoid financial losses and reputational damage to TDBFG

Carry out other tasks and duties as assigned by manager from time to time

Education/Accreditations: 

8 years of relevant experience in all aspects of Wealth Planning

Complex Financial Planning experience

Strong analytical and judgment skills

Computer skills: Microsoft Office, Voyant (Financial Planning software)

Ability to work both as part of a team and independently

Other Qualifications/Skills/Experience: 

Minimum 8 years of financial or wealth planning experience gained at an accounting firm or financial institution

A self-starter with the ability to work independently and to provide high quality services to clients

Excellent people and relationship building skills

Strong communication, presentation, time management, and organizational skills

Professional designation such as CA, CGA, CMA and/or LL.B is an asset

Investment and insurance industry knowledge is a strong asset

#LI-Wealth

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you

Our Values
At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion
At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific