Director, Credit Risk Strategy
3 weeks ago
Director, Credit Risk Strategy - Unsecured Lending Accelerate Her Future® is seeking an experienced Credit Risk Strategist to lead and expand credit risk management across our unsecured lending portfolio. This role reports to the Vice President, Retail Risk, Unsecured Lending and will develop, execute, and refine risk strategies, policies, procedures, and systems. Responsibilities Ensure credit decisions are aligned with the bank’s risk appetite, optimizing risk/return over the long‑term. Drive continuous improvement in strategy effectiveness, leveraging champion/challenger approaches to validate assumptions and justify changes. Monitor portfolio performance, identify trends and drivers, and create plug‑in packages for credit committee and senior leadership reviews. Identify root causes, formulate and implement credit risk strategies to reverse unfavorable trends. Collaborate across the consumer credit lifecycle (origination, account management, collections, etc.) to achieve shared profitable growth objectives within the risk appetite. Lead a high‑performing team of risk analysts and data scientists, assessing and up‑skilling talent as needed. Utilize risk technologies, data reporting, and analytics to optimize strategies, policies, and business rules, with deep understanding of credit bureau data. Support business line initiatives and cross‑functional projects, ensuring all strategic priorities are consistent with the Risk Appetite Framework. Provide data‑storytelling and insights to senior leadership, influencing partners in data infrastructure, modelling, fraud and internal audit. Qualifications Minimum 5 years’ experience in credit risk management within financial services, specifically unsecured lending products. Bachelor’s degree in business, statistics, economics or finance required; MBA, CFA or FRM strongly preferred. Proven data analytics and logical thinking skills, with hands‑on experience in SAS, SQL, R, Python and reporting tools such as Tableau or Power BI. At least 5 years of people‑management experience and strong project‑management and leadership abilities. Excellent communication, written and verbal, with solid deductive reasoning, sound judgment and data storytelling. Strong executive presence and the ability to adapt communication style to diverse audiences. Benefits Competitive rewards package – performance bonus, Employee Share Ownership Program and Pension Plan matching. Health benefits from day one. In‑depth training, ongoing coaching and career development opportunities. Team events, work‑life balance, and community engagement opportunities. Location: Toronto, Ontario, Canada At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation during the recruitment and selection process, please let our Recruitment team know. #J-18808-Ljbffr
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Director, Unsecured Credit Risk Strategy
4 weeks ago
Toronto, Canada Scotiabank Full timeA leading financial institution in Toronto is seeking a Director of Credit Risk Strategy for Unsecured Lending. This role involves developing and executing credit risk strategies while ensuring alignment with risk appetite. The ideal candidate will have over 5 years of experience in credit risk management and a strong background in unsecured lending...
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Director, Credit Risk Strategy
4 weeks ago
Toronto, Canada Accelerate Her Future® Full timeDirector, Credit Risk Strategy - Unsecured Lending Accelerate Her Future® is seeking an experienced Credit Risk Strategist to lead and expand credit risk management across our unsecured lending portfolio. This role reports to the Vice President, Retail Risk, Unsecured Lending and will develop, execute, and refine risk strategies, policies, procedures, and...
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Director, Credit Risk Strategy
3 weeks ago
Toronto, Canada Accelerate Her Future® Full timeDirector, Credit Risk Strategy - Unsecured Lending Accelerate Her Future® is seeking an experienced Credit Risk Strategist to lead and expand credit risk management across our unsecured lending portfolio. This role reports to the Vice President, Retail Risk, Unsecured Lending and will develop, execute, and refine risk strategies, policies, procedures, and...
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Toronto, Canada BMO Full timeA leading bank in Canada is seeking a Director for Canadian Business Banking Credit Strategy Risk Management. In this pivotal role, you will lead a team to shape credit risk strategies and optimize portfolio performance while influencing decisions across the enterprise. The ideal candidate will have extensive experience in credit risk management, strong...
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Toronto, Canada BMO Full timeA leading bank in Canada is seeking a Director for Canadian Business Banking Credit Strategy Risk Management. In this pivotal role, you will lead a team to shape credit risk strategies and optimize portfolio performance while influencing decisions across the enterprise. The ideal candidate will have extensive experience in credit risk management, strong...
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Toronto, Canada BMO Full timeA leading bank in Canada is seeking a Director for Canadian Business Banking Credit Strategy Risk Management. In this pivotal role, you will lead a team to shape credit risk strategies and optimize portfolio performance while influencing decisions across the enterprise. The ideal candidate will have extensive experience in credit risk management, strong...
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Director, Cards Credit Strategy
1 week ago
Toronto, Canada Royal Bank of Canada Full time**Job Summary** The Director, Cards Credit Strategy will lead a team of credit strategists (Senior Managers and Managers) to optimize account management underwriting policies for RBC's retail credit card portfolio, the largest portfolio in Canada. The position is responsible to drive portfolio growth within risk appetite through developing innovative credit...
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Associate Director, Cnb Credit Risk Analytics
2 weeks ago
Toronto, Canada Royal Bank of Canada Full time**Job Summary** The Associate Director, CNB Credit Risk Analytics, will develop credit risk analytics tools including data-driven credit decisioning strategies and risk metrics to support credit risk management for City National Bank’s (CNB) Wholesale and Retail portfolios. You will use analytics to create a data mart from enterprise databases. The data...
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Director & Head, Credit Risk - Tangerine
1 week ago
Toronto, Canada Scotiabank Full timeRequisition ID: 235798 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Director & Head, Credit Risk at Tangerine provides strategic direction, leadership, and oversight for Tangerine Retail Risk Portfolio Management & Credit Strategies across the lifecycle, ensuring business strategies, plans and...
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Director, Small Business Credit Cards
1 week ago
Toronto, Canada Royal Bank of Canada Full time-- - **What is the opportunity?** In this role, you will be accountable for leading the design and delivery of tools, routines, capabilities and initiatives to enable and strengthen the Small Business Credit card team and portfolio. Sitting at the intersection of analytics, strategy, and client experience, you will lead the development of a set of data...
