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Director, Commercial Financial Services

2 months ago


Sarnia, Ontario, Canada Royal Bank of Canada Full time

Director, Commercial Financial Services (CFS) Finance role requires a seasoned professional to lead credit relationships, structure loan transactions, and provide exceptional client experience.

Job Description

About the Role

• Lead the end-to-end credit relationship for a defined portfolio of clients, focusing on loan origination and portfolio quality oversight. • Collaborate with client relationship managers to structure, deliver, and close loan transactions, including credit submissions to Group Risk Management. • Develop and present credit pitches that clearly articulate advantages and benefits of proposed credit solutions to existing and potential clients. • Manage all aspects of the credit approval process, including ComCom and GRM, and develop strong working relationships with National Office personnel and risk managers.

Key Responsibilities

• Collaborate with client relationship managers to structure, deliver, and close loan transactions. • Develop and present credit pitches to existing and potential clients. • Manage all aspects of the credit approval process. • Develop strong working relationships with National Office personnel and risk managers. • Actively develop, strengthen, and deepen client relationships. • Exercise due diligence in recommending credit applications. • Maintain portfolio quality oversight through proactive portfolio management.

Requirements

• Proven track record in financial and credit analysis in support of exceptional client relationship management. • Minimum five years' experience in commercial lending at a major financial institution. • Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills. • Strong skills with Microsoft Office and experience with emerging resources, communications, and technology. • Professional verbal and written communication skills with a high level of attention to detail. • Strong organizational skills, ability to perform well under pressure, prioritize multiple tasks and projects, while meeting time-sensitive deadlines.

Nice-to-Have

• MBA, CPA, or CFA. • Work experience in corporate lending/corporate finance. • Trained in credit and accounting with an ability to manage complex concepts.

About the Company

We are a leading financial institution committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We strive to provide an accessible candidate experience for our prospective employees with different abilities.