Director, Credit Structures

3 days ago


Montreal, Quebec, Canada RBC - Royal Bank Full time

Job Summary

Job Description

What is the opportunity?

The Director, Credit Structures, is a client-facing credit professional who provides innovative and proactive wholesale credit solutions, value-added credit discovery, planning, and advice and prompt service through to completion to Private Banking clients. Jointly with the Private Banker, you will act as the primary credit relationship manager for an assigned portfolio of wholesale credit clients, including in the investigation, formulation, and completion of complex lending structures to help grow and deepen Private Banking client credit relationships.

What will you do?

  • Structure competitively tailored credit solutions that are larger and more complex than those customary in Private Banking
  • Partner with Private Bankers in providing proactive credit advice and counsel to support the delivery of an exceptional and personal Private Banking credit experience for wholesale credit needs
  • Deepen Private Banking client relationships through ongoing management of wholesale credit files
  • Leverage tools, resources, and materials related to lending practices and products to support advice and recommendations, including wholesale credit renewals
  • Work with the Associate Director, Credit Structures, for renewals and execution of loan document signing activities
  • Establish credibility and build positive, professional relationships with Group Risk Management by presenting comprehensive, high-quality, and well-structured credit requests for approval
  • Leverage the expertise of key contacts in Tax, Legal, Commercial Markets, Capital Markets, and National Office to enhance credit structuring capabilities
  • Maintain a robust list of high potential complex credit opportunities (existing and prospect clients) and engage in proactive marketing strategies and activities for the identified accounts

What do you need to succeed?
Must-have

  • University degree and industry designation (preferably CFA and/or MBA)
  • Strong written and verbal communication skills in French and English (in order to serve French and English-speaking clients in the Québec market)
  • Strong lending experience including the ability to formulate creative lending solutions, build effective loan structures, and complete detailed analyses of complex financial statements
  • Effective relationship management and negotiation skills
  • Ability to manage strict deadlines in a demanding, fast-paced environment

Nice-to-have

  • Experience in Commercial Markets, including lending and account and risk management
  • Collaborative nature allowing effective partnership with other areas of expertise within the Bank in the development of solutions (e.g. Group Risk Management, Tax, Legal, Commercial Markets, Capital Markets, and National Office)
  • Experience with secured lending structures and related documentation
  • Good working knowledge of Excel and financial modeling

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

  • A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
  • Ability to make a difference and lasting impact
  • Work in a dynamic, collaborative, progressive, and high-performing team
  • Opportunities to do challenging work

WMPB

Job Skills

Additional Job Details

Address:

1 PLACE VILLE MARIE:MONTRÉAL

City:

MONTRÉAL

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

Personal and Commercial Banking

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

Application Deadline:

Inclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
​​​​​​​
We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

Join our Talent Community

Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.

Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at



  • Montreal, Quebec, Canada Scotiabank Full time

    Requisition ID: 199594 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Analyst, Wealth Credit Structuring is responsible for contributing to the profitable growth and quality of the Bank's Private Banking Credit portfolio for highly complex and customized financial solutions by collecting,...


  • Montreal, Quebec, Canada Scotiabank Full time

    Requisition ID: 199594Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.The Analyst, Wealth Credit Structuring is responsible for contributing to the profitable growth and quality of the Bank's Private Banking Credit portfolio for highly complex an


  • Montreal, Quebec, Canada Scotiabank Full time

    Requisition ID: 199594Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Analyst, Wealth Credit Structuring is responsible for contributing to the profitable growth and quality of the Bank's Private Banking Credit portfolio for highly complex and customized financial solutions by collecting, processing...


  • Montreal, Quebec, Canada Kenova Full time

    Position: Counterparty Credit Associate - Financial InstitutionCategory: PermanentLocation: Downtown + HybridSalary: Competitive About the employerOur client is an important investment banking firm that operates worldwide. Benefits: Internal mobility and talent retention valued - Lots of growth opportunities within the company - Exposure to American...


  • Montreal, Quebec, Canada CA CIB Americas Full time

    of the missions linked to the job responsibilities Reviewing and understanding Credit Approvals Have an understanding of the Credit Approval process Ability to understand and translate the Credit Approval into the Banks Quantitative Data Model Ability to understand the executed Loan Documentation, especially the Credit Agreement, to look out for certain...


  • Montreal, Quebec, Canada Crédit Agricole SA Full time

    Types of Jobs - Risk Management / ControlJob titleCredit Authorization AdministratorContract typePermanent ContractJob summaryDescription of the missions linked to the job responsibilities:Reviewing and understanding Credit Approvals• Have an understanding of the Credit Approval process• Ability to understand and translate the Credit Approval into the...


  • Montreal, Quebec, Canada Crédit Agricole SA Full time $75,000 - $85,000

    Types of Jobs - Risk Management / Control Job title Credit Authorization Administrator Contract type Permanent Contract Job summary Description of the missions linked to the job responsibilities: Reviewing and understanding Credit Approvals • Have an understanding of the Credit Approval process • Ability to understand and translate the Credit...


  • Montreal, Quebec, Canada CIBC Full time

    We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients.At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and...


  • Montreal, Quebec, Canada PSP's Private Debt & Credit Investment (PDCI) group Full time

    Legal Counsel or Director, Legal Affairs (Canada Growth Fund Investment Management) page is loaded Legal Counsel or Director, Legal Affairs (Canada Growth Fund Investment Management) Apply locations Montreal time type Full time posted on Posted 4 Days Ago job requisition id R3712 ABOUT US We're one of Canada's largest pension investment managers, with...


  • Montreal, Quebec, Canada RBC - Royal Bank Full time

    Job SummaryJob Description**This is an opportunity for candidates to express their interest for future positions in Montreal**What is the opportunity?Do you thrive in working in an interactive team environment? Are you a quick learner? Do you have strong written and verbal communication skills? As an Associate, you will manage an industry-specific portfolio...


  • Montreal, Quebec, Canada RBC - Royal Bank Full time

    Job SummaryJob Description**This is an opportunity for candidates to express their interest for future positions in Montreal**What is the opportunity?Do you thrive in working in an interactive team environment? Are you a quick learner? Do you have strong written and verbal communication skills? As an Associate, you will manage an industry-specific portfolio...


  • Montreal, Quebec, Canada ThorekScott and Partners Full time

    Thorek/Scott and Partners (TSP) has been connecting accomplished organizations with talented individuals for almost four decades. At TSP, our track record of successfully completing challenging searches across the professional spectrum has earned us an exceptional reputation at the forefront of the recruitment industry.Our Canadian and International clients...


  • Montreal, Quebec, Canada ThorekScott and Partners Full time

    Thorek/Scott and Partners (TSP) has been connecting accomplished organizations with talented individuals for almost four decades. At TSP, our track record of successfully completing challenging searches across the professional spectrum has earned us an exceptional reputation at the forefront of the recruitment industry.Our Canadian and International clients...


  • Montreal, Quebec, Canada CIMA+ Full time

    Full-timeSector Description: Energy and ResourcesEmployee Type: RegularCompany DescriptionWelcome to a place where people are at the center of everything we do.Welcome to individuals with an inspiring vision and who embrace challenging opportunities. At CIMA+, you will discover a setting offering numerous chances for learning and growth while contributing to...


  • Montreal, Quebec, Canada ThorekScott and Partners Full time

    Our Canadian and International clients include: global banks and non-bank financial institutions, private equity and investment funds, professional service firms, and entrepreneurial businesses in a variety of industries. Our client, a Canadian Bank with robust commercial and corporate lending platforms and a unique vision, is seeking an Associate Director...

  • Credit Risk Analyst

    1 week ago


    Montreal, Quebec, Canada BNP Paribas Full time

    CREDIT RISK ANALYST - FINANCIAL SPONSORS (JOB NUMBER:FIC SOS)In a changing world, unprecedented challenges require unmatched talent. Join one of Montreal's Top Employers in 2023. We are a dynamic and growing organization having its main establishment located in downtown Montreal and part of a leading international banking institution fully committed to...


  • Montreal, Quebec, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?As Director, Commercial Financial Services (CFS) Finance, you are part of a team of client-facing credit professionals aligned to our large commercial client segment within CFS, defined as commercial clients with annual sales revenue between $25MM and $100MM. You play a key role in realizing our business...


  • Montreal, Quebec, Canada Cari Full time

    Requisition ID: #Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.PurposeContributes to the overall success of Canadian Business Banking, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team's business strategies and objectives while also ensuring all...


  • Montreal, Quebec, Canada PSP's Private Debt & Credit Investment (PDCI) group Full time

    Legal Counsel or Director, Legal Affairs (Canada Growth Fund Investment Management) page is loaded Legal Counsel or Director, Legal Affairs (Canada Growth Fund Investment Management) Apply locations Montreal time type Full time posted on Posted 4 Days Ago job requisition id R3712 ABOUT US We're one of Canada's largest pension investment managers, with...


  • Montreal, Quebec, Canada TD Bank Full time

    410149BRCommercial BankingMontreal, QCMay 23, 2023Company OverviewDepartment OverviewThe Commercial National Accounts (CNA) provides dedicated relationship coverage to the larger commercial clients across all industry sectors. This client base is primarily designated by size of credit facilities being larger than 25 million and/or annual sales being greater...