Mortgage Underwriter
3 weeks ago
GNE Mortgages is an established mortgage brokerage .We are seeking an experienced Mortgage Underwriter to join our team. The role requires to Support our team member/mortgage agent with processing and fulfilment of mortgage applications. Ideal Candidate will have a strong understanding of the residential mortgage lending industry, with a focus on prime ,Alt B and Private business. This role requires a detail-oriented individual with excellent communication and organizational skills.
Responsibilities:
- Review and evaluate mortgage loan applications .
- Assist Mortgages agents/team member with qualification and application building.
- Ensure timely fulfilment of Approved Mortgage application.
- Analyze credit reports, income documents, and property appraisals
- Make sound underwriting decisions in compliance with company guidelines and regulatory requirements (B20, AML, KYC)
- Maintain strong relationships with mortgage brokers
- Manage workflow efficiently and meet deadlines
- Utilize underwriting software platforms (Filogix/Velocity)
- Stay updated on industry trends and regulatory changes
Qualifications:
- Minimum 2- 3 years of experience in residential mortgage underwriting
- Expertise in prime and Alt B lending
- Proficiency in Filogix/Velocity
- Knowledge of A, Alt B, and Private capital business
- Strong understanding of commercial products is an asset
- Excellent communication and negotiation skills
- Strong organizational and time management skills
- Proficiency in Microsoft Office Suite
We offer a competitive salary and benefits package and opportunities for professional growth.
GNE Mortgages Inc. is an equal opportunity employer.
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