Chief Medical Officer M/F

1 week ago


Toronto, Ontario, Canada Sun Life Financial Full time

You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you.

Your leaders will inspire and help you reach your potential and soar to new heights. Discover how you can make a difference in the lives of individuals, families and communities around the world.


As a licensed MD with minimum experience of 10-15 years of clinical practice in internal medicine or any sub-specialties or insurance medicine experience, sound understanding of an insurance companies various business operations, and expert knowledge of medical science, technology and their impact on mortality, the Chief Medical Officer role plays a key leadership role in the development and maintenance of Sun Life's proprietary medical underwriting guidelines and approaches.


Reporting to the Corporate Chief Underwriter, this position will contribute to the strategy of identifying and implementing innovative enhancements and efficiencies to our underwriting approach by using analytics, as well as advances in medical science and technology delivering a more simplified purchase process for the customer and more favorable overall results for the company.


In addition to a focus on the Global marketplace, the Chief Medical Officer will be responsible at times for researching medical conditions of importance to insurance underwriting and consulting and collaborating with other members of the global offices of Sun Life to suggest enhancements to our global proprietary guidelines and approaches.

Lead a team of MDs across the global Sun Life enterprise to maintain exemplary service standards and quality of work provided on case consultations to the Life Underwriters who hold a variety of approval limits, including large multi-million lines of coverage

Maintaining an industry presence, building and maintaining networks and relationships with internal and external partners and keeping informed of developing medical and technical advancements as well as an awareness of industry rules and regulations that may affect underwriting.

Ensuring company remains at the forefront of underwriting by actively monitoring and reviewing changing medical science and translating its applicability to insurance medicine, conducting research, drawing conclusions and making recommendations appropriate for underwriting

Responsible for participating and developing the medical content of the proprietary underwriting manual WWUM (Sun Life World Wide Underwriting Manual).

Must be able to translate complex medical research into underwriting guidelines.
Consulting and providing input/content for underwriting-related marketing, educational and promotional materials for various health associated causes supported by Sun Life
Acting as secondary liaison with reinsurance Medical Directors
Providing medical support for the International divisions and corporate Chief underwriter
Work with medical directors across the enterprise to ensure adherence to corporate governance and create strong working relationship.
MD, 10-15 years of insurance medicine experience
Board certified in insurance medicine preferred
Extensive knowledge of Insurance Medicine and Life Insurance, Clinical Medicine and Human Pathology
Medical degree from an accredited medical school in Canada/United States or equivalent
Extensive industry knowledge of medical underwriting and risks associated with various parts of the world
Statistical analysis skills and a familiarity with statistical tools and research methodology
Strong background in technical and medical research with technical writing skills.
Specialist certification in Internal Medicine or related sub-specialty such as Cardiology is desired, but not a requirement.
Experience in clinical medical practice.
Experience in revising underwriting guidelines and consulting on underwriting manuals is an asset, but not a requirement

Ability to actively monitor and review changing medical science with an ability to recognize its applicability to insurance medicine.

Must be adaptable and able to quickly understand insurance medicine and how its focus differs from clinical medicine and research.

Creative problem solving skills.

Ability to read, write and speak in languages in addition to English (such as French, Mandarin or Cantonese) is desirable.

In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance.

Diversity and inclusion have always been at the core of our values at Sun Life.

A diverse workforce with wide perspectives and creative ideas benefits our clients, the communities where we operate and all of us as colleagues.

Persons with disabilities who need accommodation in the application process or those needing job postings in an alternative format may e-mail a request to .


At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work.

Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.



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