VP, Commercial Underwriting

1 week ago

Toronto, Ontario, Canada Home Trust Company Full time
Company Profile


Home Trust Company has developed a track record of success as Canada's leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country.

Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer complementary lending services and competitive deposit investment products.

Our culture has been shaped by the passion and integrity of our people. Home Trust is a private company.

Position Overview


The VP, Commercial Underwriting leads a group of underwriting and administrative professionals, ensuring adjudication of mortgage applications are in accordance with prudent lending practices and commercial lending principles.

Assessing risk and ensuring all applications adhere to both quality and service standards remain the overarching focus for this role through coaching and mentoring their respective team.

In addition to the above, the VP will have authorization limits consistent with their individual experience.

Position Responsibilities

  • On every transaction, review, assess, suitability, risks & complete due diligence requirements, and adjudicate commercial mortgage transactions in accordance with Home Trust's risk appetite using appropriate level of delegated lending authority for decisions.
  • Handson leadership approach to make prudent credit decisions on complex mortgage files and escalate to required authority.
  • Maintain a pipeline of all transactions and a list & files of all transactions amended or declined or approved.
  • Complete the approval and underwriting of files assessed within the target amount of time.
  • Lead and manage direct reports by providing direction, coaching, and training as required, recognizing performance and managing nonperformance, ensuring individualized objectives for all commercial underwriting and administrative staff is in place and updated as required; acting as a mentor to the commercial underwriting and administrative department.
  • Develop tactical strategies in underwriting to support the overall commercial business strategy and the achievement of objectives by prioritizing workflow, commencing initiatives, and resource planning.
  • Maintain clean OSFI and Internal Audit reports
  • Assist in preparation of annual, quarterly and monthly reports for senior management.
  • Manage special projects or other new initiatives as needed.
  • Participate as a member of the Data Governance Council on a minimum quarterly basis
Related Experience

  • 10+ years leading a team within mortgage lending
  • In depth understanding of commercial mortgage products
  • Significant experience in adjudicating commercial mortgages
  • Proven track record of industry achievements
  • Demonstrated experience mitigating potential Risk and incorporating compliance activities within the Commercial Mortgage Lending portfolio
Acknowledgement


All employees of Home Trust Company must comply with all applicable Home Trust Company, and specific Line of Business policies, standards, guidelines and controls.

Additionally, all employees are obligated to become familiar with Home's risk management framework and understand the operational risk management requirements within their specific business.

Employees are also expected to understand and comply with the Company's Code of Business Conduct & Ethics Policy at all times and escalate any issues or concerns through various reporting channels (i.e. Customer Complaints Appeals Office (CCAO), Compliance Hotline, Whistleblower Policy, etc).


Home Trust is committed to fair and accessible employment practices and we are committed to providing accommodations for persons with disabilities.

If you require accommodations in order to apply for any job opportunities, or require this posting in an additional format, please contact us at or If you are contacted by Home Trust regarding a job opportunity or testing and require accommodation in any stage of the recruitment process, please use the above contact information.

We will work with all applicants to determine appropriate accommodation for individual accessibility needs.

  • VP, Commercial Underwriting

    1 week ago

    Toronto, Ontario, Canada Home Trust Company Full time

    Company Profile Home Trust Company has developed a track record of success as Canada's leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer...

  • VP, Commercial Underwriting

    1 week ago

    Toronto, Ontario, Canada Home Trust Company Full time

    Company Profile Home Trust Company has developed a track record of success as Canada's leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer...

  • VP, Commercial Underwriting

    1 week ago

    Toronto, Ontario, Canada Home Trust Full time

    Company Profile Home Trust Company has developed a track record of success as Canada's leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer...

  • VP, Commercial Underwriting

    1 week ago

    Old Toronto, Ontario, Canada Home Capital Group Full time

    Requisition ID 15022 - Posted - Full Time - Commercial Underwriting - Toronto Home Trust Company has developed a track record of success as Canada's leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...

  • Underwriting Manager

    1 week ago

    Old Toronto, Ontario, Canada Raise Underwriting Full time

    RAISING THE BARRAISE Underwriting Limited is an independently owned, Canadian Managing General Agent (MGA), dedicated to being an industry-leading supplier of risk insurance and surety products through transparency, honesty, and integrity.JOB RESPONSIBILITIESThe Underwriting Manager will be responsible for providing oversight of the day-to-day underwriting...

  • Vp, Commercial Underwriting

    1 week ago

    Toronto, Ontario, Canada Home Trust Company Full time

    Company ProfileHome Trust Company has developed a track record of success as Canada's leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer...

  • Conseiller commercial vp

    1 week ago

    Toronto, Ontario, Canada Home Capital Group Full time

    Requisition ID Posted - Full Time - Commercial Underwriting - Toronto Home Trust Company has developed a track record of success as Canada's leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending...

  • Commercial Underwriter

    1 week ago

    Toronto, Ontario, Canada REVAU Full time

    REVAU is on a radical journey of expansion, experiencing steady organic growth that reaffirms our commitment to revolutionize the Commercial insurance industry. We believe there is a better way to access commercial insurance, by removing inefficiencies, elevating expertise, and empowering broker to building their business.If you are passionate about...

  • Commercial Underwriter

    1 week ago

    Toronto, Ontario, Canada Zensurance Full time

    Zensurance is a scale-up InsurTech company that is re-imagining the commercial insurance market. At Zensurance, we want to empower small businesses across Canada to thrive by offering an honest, simplified, and modern approach to insurance. Our main recipe is a combination of modern technology and insurance industry expertise powered by our talented team...

  • Commercial Underwriter

    1 week ago

    Toronto, Ontario, Canada Zensurance Full time

    Zensurance is a scale-up InsurTech company that is disrupting the commercial insurance market. At Zensurance, we want to empower small businesses across Canada to thrive by offering an honest, simplified, and modern approach to insurance. Our main recipe is a combination of modern technology and insurance industry expertise powered by our talented team...

  • Commercial Property Underwriters

    1 week ago

    Toronto, Ontario, Canada Encore Technical Solutions Inc. Full time

    Commercial Property Underwriter Downtown Toronto, ON - Hybrid - 1 day per week in office Contract Opportunity Our client is a leading Property & Casualty Insurance firm headquartered in downtown Toronto. They are committed to revolutionizing commercial insurance through cutting-edge AI-enabled digital solutions. Their team comprises industry experts...

  • Commercial Mortgage Underwriter

    1 week ago

    Toronto, Ontario, Canada EQ Bank | Equitable Bank Full time

    As part of a growing and dynamic commercial team, the Commercial Mortgage Underwriter is responsible for underwriting CMHC-insured and conventional commercial mortgages. The Underwriter must adhere to established policies and underwriting standards, meeting compliance and control requirements, while finding creative solutions in a timely manner in order to...

  • VP, Treaty Underwriter

    1 week ago

    Toronto, Ontario, Canada PartnerRe Full time

    PartnerRe: Leading, privately owned global reinsurer focused on financial stability and strength. Our mission is to be a stable business partner, supporting clients with tailored solutions and providing rewarding opportunities for our people. We live by values of Integrity, Performance, Collaboration, Communication, Respect, and Care.Global Experience: Be...

  • Commercial Underwriter

    1 week ago

    Old Toronto, Ontario, Canada Zensurance Full time

    Zensurance is a scale-up InsurTech company that is re-imagining the commercial insurance market. At Zensurance, we want to empower small businesses across Canada to thrive by offering an honest, simplified, and modern approach to insurance. Our main recipe is a combination of modern technology and insurance industry expertise powered by our talented team...

  • Commercial Auto Underwriter

    1 week ago

    Toronto, Ontario, Canada Gore Mutual Insurance] Full time

    Job Description:Job Description We're now at the boldest phase of our Next Horizon journey At Gore Mutual, we've completely transformed our business in under three years. By investing in top talent and leading technology, we've redefined what it means to be a modern mutual that does good. Our path forward brings a sharper focus on our business' performance...

  • Commercial Underwriter

    4 weeks ago

    Toronto, Ontario, Ontario, Canada Leap Recruitment Partners Full time

    Manager- Risk & Insurance We're on the lookout for a talented individual to join our team as a Commercial Underwriter. In this role, you'll be entrusted with assessing risks, leveraging your experience to make sound underwriting decisions. Your communication skills will play an essential role to engage with the various stakeholders, providing them...

  • Commercial Underwriter

    1 month ago

    Toronto, Ontario, Ontario, Canada Leap Recruitment Partners Full time

    Manager- Risk & Insurance We're on the lookout for a talented individual to join our team as a Commercial Underwriter. In this role, you'll be entrusted with assessing risks, leveraging your experience to make sound underwriting decisions. Your communication skills will play an essential role to engage with the various stakeholders, providing them...

  • Commercial underwriter

    1 week ago

    Toronto, Ontario, Canada Zurich 56 Company Ltd Full time

    Press Tab to Move to Skip to Content Link Auto Underwriter, Middle Market, Ontario Zurich Canada's Middle Market business is growing Do you have the ambition and desire to be the best and thrive at the most impactful global insurance provider in the world? If you have experience in commercial lines auto underwriting and are looking for a new challenge, we...

  • Marine Underwriter

    1 week ago

    Toronto, Ontario, Canada REVAU Full time

    REVAU is on a radical journey of expansion, experiencing steady organic growth that reaffirms our commitment to revolutionize the Commercial insurance industry. We believe there is a better way to access commercial insurance, by removing inefficiencies, elevating expertise, and empowering broker to building their business.If you are passionate about...

  • Underwriter or Senior Underwriter, Commercial Insurance

    1 week ago

    Toronto, Ontario, Canada Starr Companies Full time $110,000 - $140,000

    Senior Underwriter - Property Construction page is loaded Senior Underwriter - Property Construction Apply locations Canada time type Full time posted on Posted 2 Days Ago job requisition id JR2264 Starr Insurance Companies is a leading insurance and investment organization, providing commercial property and casualty insurance, including travel and accident...