Director Credit Risk

2 weeks ago

Calgary, Alberta, Canada Helcim Full time

Helcim is searching for a talented and passionate Director of Credit Risk to join us on our mission to become the world's most loved payments company.


As a key player in our credit risk function, you will be responsible for shaping and executing the strategy that is the foundation of our payment processing platform.

You'll take a proactive approach to developing a forward thinking strategy, identifying trends and anticipating risks, allowing for preemptive actions to be taken.

You'll leverage data-driven insights to optimize processes. Taking ownership of credit risk outcomes and leading strategic initiatives for the company.


This role collaborates with the credit risk and fraud teams to design and execute mitigation strategies, including underwriting procedures, onboarding processes and chargeback management.

In this role you will meld your credit risk expertise with real world processes and data to help us create an efficient, seamless, precise and risk mitigation programme that encourages growth while reducing our exposure.

What You'll Do

  • Drive a forwardthinking credit risk strategy.
  • Drive innovation in risk management by staying abreast of industry best practices and emerging technologies
  • Develop and implement a comprehensive credit risk assessment framework to identify, evaluate, and prioritize risks across the organization.
  • Implement controls to manage areas of credit risk.
  • Leverage data to track and monitor credit risk exposure across our portfolio, proactively identifying changes in risk indicators.
  • Work closely with operational teams to ensure that credit risk management processes are seamlessly integrated into daytoday operations.
  • Lead and mentor a highperforming team of credit risk professionals, fostering a culture of excellence, collaboration, and continuous improvement. Provide guidance, coaching, and professional development opportunities to team members.
  • Stay informed about evolving regulatory requirements and industry standards related to credit risk management.
  • Serve as an advisor on credit risk within the organization. Clearly communicate risk strategies, findings, and actions to executive leadership and other relevant stakeholders.

You are someone who:

  • Understands the need to stay one step ahead in a continuously changing and at times ambiguous risk environment.
  • Has experience in lending and can use internal and external data to determine risk tolerance in regards to extending credit.
  • Is able to leverage data to develop and optimize credit strategies, including underwriting and customer management strategies.
  • Has a thirst for data and a keen awareness of how to use it to prioritize work for the risk teams, detect patterns, and solve complicated puzzles.
  • Curates a broad (local, national, global) financial perspective with a keen desire to relate it back to our risk mitigation operations.
  • Is a creative thinker who considers problems from a customer perspective while being pragmatic and solutions oriented when solving them.
  • Has considerable empathy for our customers typically small and medium size business owners who will take a humancentric approach to help solve problems.
  • Selfstarter that thrives in a fastpaced environment and is experienced in building processes from 01.

Qualifications:

  • Proven experience in credit risk management, bonus if it was with a financial institution.
  • Strong strategic thinking abilities, with the capacity to anticipate and proactively address credit risk challenges.
  • Data analytical skills, proficiency in SQL is nice to have.
  • Previous experience developing underwriting models based on complex risk factors.
  • Experience with predictive modeling is considered an asset.
  • Excellent communication and leadership skills, with the ability to inspire and motivate teams to achieve ambitious goals.
  • 5+ years of relevant experience in credit risk management, lending, or fraud management.
Why Helcim?


Helcim is a payments company that gives small and medium sized businesses a better way to accept debit and credit cards.

Thousands of merchants across Canada and the US choose Helcim for their payment needs because of our excellent customer service and innovative software solutions.

We won the Canada's Most Admired Award for Corporate Culture in 2021, ranked number 91 on the Globe and Mail's 2019 list of Canada's Top 400 Growing Companies, and we have big plans to redefine the payments industry.

To accomplish this, we need a talented team of people who are passionate about working in fintech. Learn more about working at Helcim in our culture book The Way of the Helcim.

At Helcim we build teams of engaged, caring and intelligent people.

In return we provide an environment where you'll be excited to come to work each day and tackle challenges with your colleagues.

As part of our team you'll receive amazing benefits including a competitive salary, paid health benefits, stock options and generous vac

  • Director, Wealth Management Credit Risk

    2 weeks ago

    Calgary, Alberta, Canada Scotiabank Full time

    Press Tab to Move to Skip to Content Link Select how often (in days) to receive an alert: Requisition ID: 201191Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Director is responsible for the overall credit quality of a designated portfolio of Wealth Management loans in Canada Is this role right...

  • Credit Risk Analyst

    2 weeks ago

    Calgary, Alberta, Canada Helcim Full time

    Helcim is searching for a talented and passionate Credit Risk Analyst to join us on our mission to become the world's most loved payments company.As our Credit Risk Analyst, you will focus on refining our credit risk frameworks, processes and guidelines with the goal of minimizing our exposures associated with both new customer onboarding as well as ongoing...

  • Credit & Risk Analyst

    2 weeks ago

    Calgary, Alberta, Canada Dyno Nobel Full time

    Job Brief:Manage a portfolio of accounts to ensure corporate AR compliance targets are met. You will be responsible for attending monthly compliance reviews with Management and provide updates on Portfolio of accounts.Who We AreDyno Nobel is a global leader in the commercial explosives industry. We provide innovative blasting solutions and quality explosives...

  • Credit Risk Reporting, Assistant Vice President

    2 weeks ago

    Calgary, Alberta, Canada MUFG Bank, Ltd. Full time

    Credit Risk Reporting, Assistant Vice President page is loaded Credit Risk Reporting, Assistant Vice President Apply locations Tempe, AZ time type Full time posted on Posted 2 Days Ago job requisition id WD Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest...

  • Managing Director

    2 weeks ago

    Calgary, Alberta, Canada ATB Full time

    : At ATB, we exist to make it possible for our clients, team members and communities. Our purpose is more than aspirational. It's a real commitment we live every day through our values (what we call the ). Life at ATB is about more than work. In fact, we're consistently recognized as one of thanks to our high-care, high-performance culture, upheld by the...

  • Credit Specialist

    2 weeks ago

    Calgary, Alberta, Canada Gibson Energy Full time

    Job Description:Job information Credit Specialist (Part Time) from the Company Gibson Energy, this latest Credit Specialist (Part Time) job vacancy is located in the city Hybrid remote in Calgary, AB located in the country Canada . This latest job opening is open to job seekers who have the latest education / graduate Bachelor Degree . Job Vacancies in this...

  • Associate, corporate banking, cib credit

    2 weeks ago

    Calgary, Alberta, Canada TD Full time

    Lieu de travail:Calgary, Alberta, CanadaHoraire:37.5Secteur d'activité:Valeurs Mobilières TDDétails de la rémunération :Nous avons à cœur d'offrir une rémunération juste et équitable à tous nos collègues. En votre qualité de candidat ou de candidate, nous vous encourageons à avoir une conversation franche avec votre recruteur et à poser des...

  • Director, Commercial Asset Management

    2 weeks ago

    Calgary, Alberta, Canada Scotiabank Full time

    The Director is responsible for the overall credit quality of a designated portfolio of Wealth Management loans in Canada Collaborates with Private Banking and Wealth Credit Structuring on transactions and risk appetite topics, and contributes to development, training, and fostering a risk culture within the business line; Adjudicates on credits within...

  • Director, Commercial Asset Management

    2 weeks ago

    Calgary, Alberta, Canada Scotiabank Full time

    Press Tab to Move to Skip to Content Link Select how often (in days) to receive an alert: The Director is responsible for the overall credit quality of a designated portfolio of Wealth Management loans in Canada Collaborates with Private Banking and Wealth Credit Structuring on transactions and risk appetite topics, and contributes to development,...

  • Director, Commercial Asset Management

    2 weeks ago

    Calgary, Alberta, Canada Scotiabank Full time

    The Director is responsible for the overall credit quality of a designated portfolio of Wealth Management loans in Canada Collaborates with Private Banking and Wealth Credit Structuring on transactions and risk appetite topics, and contributes to development, training, and fostering a risk culture within the business line; Adjudicates on credits within...

  • Assistant Vice President, Credit

    2 weeks ago

    Calgary, Alberta, Canada MUFG Bank, Ltd. Full time

    Credit Risk Reporting, Assistant Vice President page is loaded Credit Risk Reporting, Assistant Vice President Apply locations Tempe, AZ time type Full time posted on Posted 2 Days Ago job requisition id WD Do you want your voice heard and your actions to count? Across the globe, we're 120,000 colleagues, striving to make a difference for every client,...

  • Director, AML

    2 weeks ago

    Calgary, Alberta, Canada Neo Financial Full time

    Come Build a Better Financial Future for all Canadians At Neo, we're building a more rewarding financial experience for all Canadians. Life at a rapidly expanding tech startup is demanding, exhilarating, and not for everyone. From world-class creative minds to brilliant engineers, it's high-performing people that make Neo a workplace with passion and...

  • Assistant Vice President of Credit

    2 weeks ago

    Calgary, Alberta, Canada Banque de développement du Canada Full time

    We are banking at another level. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined...

  • Risk Analyst

    2 weeks ago

    Calgary, Alberta, Canada TC Energy Full time

    Determined. Imaginative. Curious. If these are some of the ways you describe yourself — we want to learn more about you At TC Energy, we are Energy Problem Solvers — passionate about transitioning North America to cleaner energy while meeting the energy demands of today and tomorrow. If that sounds like a challenge you want to help tackle, we want you...

  • Market Risk Analyst

    2 weeks ago

    Calgary, Alberta, Canada Atco Ltd Full time

    We care about our communities, we care about each other, and we care about showing up for those who need us. The Quantitative Market Risk Analyst position provides an excellent opportunity for you to be at the center of major developments in the field of market risk pertaining to commodities (Nat Gas, Power Trading, Renewables), environmental and emission...

  • Member Service Representative

    2 weeks ago

    Calgary, Alberta, Canada Servus Credit Union Full time

    Posting Closes: Thursday June 13th, 2024, 4:00 pm mountain standard timeEmployment Status: Full- Time ( hours per week)Interested candidates must be available all hours of the branch operation. This location is open Monday to Saturday with extended evening hours on Thursday/Friday. *Please note: This is a permanent role and is not suitable for candidates...

  • Member Service Representative

    2 weeks ago

    Calgary, Alberta, Canada Servus Credit Union Full time

    Posting Closes: Thursday June 13th, 2024, 4:00 pm mountain standard timeEmployment Status: Full- Time (37.5 hours per week)Interested candidates must be available all hours of the branch operation. This location is open Monday to Saturday with extended evening hours on Thursday/Friday.*Please note: This is a permanent role and is not suitable for candidates...

  • Member Service Representative

    4 weeks ago

    Calgary, Alberta, Canada Servus Credit Union Full time

    Posting Closes: Thursday June 13th, 2024, 4:00 pm mountain standard timeEmployment Status: Full- Time (37.5 hours per week)Interested candidates must be available all hours of the branch operation. This location is open Monday to Saturday with extended evening hours on Thursday/Friday. *Please note: This is a permanent role and is not suitable for candidates...

  • Jobs at Calgary – Manager, Commercial Credit

    4 weeks ago

    Calgary, Alberta, Canada Scotiabank Full time

    Job Description:As the Manager, Commercial Credit, you will be responsible for ensuring the efficient and effective maintenance of a designated portfolio of loans at an acceptable level of risk, by exercising sound credit judgment in approving and recommending applications. In addition, you will be responsible for monitoring credit quality, conditions, and...

  • Jobs at Calgary – Manager, Commercial Credit

    2 months ago

    Calgary, Alberta, Canada Scotiabank Full time

    Job Description:As the Manager, Commercial Credit, you will be responsible for ensuring the efficient and effective maintenance of a designated portfolio of loans at an acceptable level of risk, by exercising sound credit judgment in approving and recommending applications. In addition, you will be responsible for monitoring credit quality, conditions, and...