Manager, Small Business Credit Risk

1 week ago

Mississauga, Ontario, Canada Scotiabank Full time
Requisition ID: 196732

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Is this role right for you? In this role you will:

  • Effectively analyze credit submissions, financial disclosures and pertinent documentation, within risk tolerances
  • Adjudicating within established limits and exception authority and presenting quality recommendations on requests above established limits.
  • Ability to calculate financial ratios, identify appropriate credit conditions and security while understanding business and economic trends
  • Ensuring all partner interactions are professional, respectful, and value added.
  • Providing recommendations/alternative solutions, and restructuring credit requests, with coaching/direction to partners as required.
  • Acting with a sense of urgency in response to partner requests to meet customer expectations.
  • Delivering against established ACE Service Level Agreement targets moved this from below
  • Contributes to the growth and quality of the Small Business Credit portfolio
  • Clearly identifying risks and exceptions using strong rationale and associated mitigants to support the decision.
  • Operate within the Bank's risk appetite and culture in daytoday activities and decisions.

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

  • A comprehensive knowledge of the Bank's Small Business products/services
  • An expert understanding of the Bank lending policies and procedures, financial analysis, risk assessment techniques, credit structuring, collateral and security documentation and registration
  • Intermediate accounting and financial statement analysis.
  • Strong analytical and problem resolution skills.
  • Strong team player and skillful in developing harmonious relationships with Unit team members and stakeholders.
  • Strong communication skills, written and verbal, in order to produce informative, concise and professional credit replies, presentations and correspondence (Bilingual preferred)
  • Strong organizational skills and the ability to prioritize work effectively and efficiently to meet the demands of a highvolume work environment.

What's in it for you?

  • A rewarding career path with diverse opportunities for professional development
  • A culture that promotes teamwork and crossfunctional collaboration to achieve business goals. Inclusive workplace that values diversity of thought, background, and experience
  • A competitive compensation and benefits package
  • Opportunity to work with a very enthusiastic team that helps our clients by ensuring the Bank is able to continue to operate to deliver key business services.
  • Hybrid working environment allowing for work/life balance
Location(s): Canada : Ontario : Mississauga

Scotiabank is a leading bank in the Americas

Guided by our purpose:
"for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

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