Lead Credit Risk Analyst

1 week ago


Newmarket, Ontario, Canada Threeuk Full time
We are a dynamic and innovative company committed to managing credit risk effectively.

Our team plays a crucial role in ensuring the financial health of our organization while maintaining a positive customer experience.

As a Credit Risk Analyst, you will be at the forefront of decision-making. Your insights and data-driven recommendations will directly impact our credit policies, strategies, and overall success.
Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.
Collaborate with other team leads to identify risks, improve processes, and optimize connections to our network.
Engage with stakeholders across different business areas to align strategies and achieve company goals.
Provide valuable feedback on propositions, projects, and services.
Analyze data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.
Challenge existing credit policies and propose effective changes.
Experience managing and developing credit scorecards (Essential).
Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.
Recent experience analyzing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).
Mathematical or finance-related degree or proven experience at a senior/lead analyst level.

Competitive annual salary, a performance based annual bonus & an additional 'flexible allowance' to spend on additional benefits, topping up your pension, or to be added to your salary.

Hybrid working between your home (2-3 days a week) and Glasgow/Reading office (2-3 days a week mandatory)
28 days annual leave + 8 bank holidays + 3 personal days annually, which increases with length of service
Private Medical Insurance, Life Assurance and Income Protection
Free mobile phone package & unlimited sim-card
.... We value everybody for who they are and what they bring to the table, supporting one another as we continue to deliver for our customers.
We embrace those of any race, gender identity, sexual orientation, age, religion, disability, marital status, family status or civil status and we want our teams to reflect this
We are a Disability Confident Committed Employer. Let us know when you apply so we can support you throughout the interview process.

At Three we have a hybrid working arrangement in place as standard for office based employees, where employees work from a mix of office based location and working from their home in the UK to carry on their role.

Excluding retail, our core hours at Three are between 10:00 and 16:00, with operating hours between 08:00 & 18:30.

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