Associate, Commercial Lending

2 weeks ago

Halifax NS, Canada IMP Group Full time

Ducimus Capital Inc. (“Ducimus”) is a leading private capital lender for the commercial and agriculture marketplace. We specialize in providing custom interim mortgage financing solutions for clientele in Ontario and Nova Scotia. The businesses we assist have found themselves temporarily unable to access traditional financial resources due to circumstances beyond their control. This is where we can help. We lead borrowers by providing capital to bridge difficult financial gaps or at a slightly earlier stage than traditional lenders in order to help them secure a prosperous future for their businesses.

The Opportunity:

Ducimus is searching for an Associate, Commercial Lending to join our team in Halifax, NS. If you are a critical thinker who enjoys problem solving and are naturally organized with a strong attention to detail, you are our ideal candidate This is an excellent opportunity for your professional growth and development through continuous learning with a dedicated and inclusive professional team.

What You Will Do:

  • Reporting to the Vice President, Commercial Lending, you will work directly with senior team members in serving the private debt space in Ontario and Nova Scotia through marketing initiatives, credit underwriting, administration, borrower relationship management, etc.
  • Maintain turnaround time standards and ensure benchmarks are achieved. Provide superior client service to the referring broker network, while simultaneously recognizing the added inherent risk of the private lending market space.
  • Analyze borrowers' credit worthiness using both qualitative and quantitative methods. Present credit submissions and recommendations to the Vice President, Commercial Lending.
  • Perform underwriting and credit risk analysis on all credit submissions in a variety of industries.
  • Collaborate with internal and external stakeholders (borrowers, brokers, lawyers) to ensure a timely and efficient funding process.
  • Oversee file quality control, including those originated by other Associates by carefully examining files to ensure accurate information, completeness, and post-deal funding. Communicate any non-compliant files and deficiencies to both the originating underwriter and the Vice President of Commercial Lending in a timely manner.
  • Conduct annual reviews on assigned accounts that have an original loan term exceeding 1 year in duration.
  • Contact borrowers regarding delinquent payments or out-of-condition accounts. Investigate the cause, propose risk-mitigation steps, and seek approval from the Vice President, Commercial Lending.
What We Offer You:

  • Comprehensive health and dental benefits
  • RRSP contribution matching
  • 3 weeks paid vacation annually
  • Professional development and training opportunities
What You Need to Succeed:

  • Minimum of 3 years' experience in commercial underwriting.
  • CPA, CFA, or MBA designation considered an asset.
  • Willing to obtain Mortgage Broker license.
  • Thorough understanding of commercial credit. Ability to interpret financial information in the context of assessing business credit quality (including review of financial statements, appraisals, bank statements, credit reports, and information obtained from other credible data sources.)
  • Proficient in MS software (Word, Excel & PowerPoint).
  • Ability to work independently, high level of initiative and willingness to learn.
If you are ready to excel in your next professional opportunity with, we want to hear from you

IMP is committed to Employment Equity and our goal is to be a diverse workforce that is representative at all job levels. We welcome applicants from Aboriginal people, visible minority groups, persons with disabilities and women in occupations and positions where they are under-represented. If you are a member of one of the equity groups, you are encouraged to self-identify on either your cover letter or resume.

Ducimus Capital is a division of IMP Group International Inc. #J-18808-Ljbffr

  • Associate, Commercial Lending

    1 week ago

    Halifax, Canada Ducimus Capital Inc. Full time

    Ducimus Capital Inc. ("Ducimus") is a leading private capital lender for the commercial and agriculture marketplace. We specialize in providing custom interim mortgage financing solutions for clientele in Ontario and Nova Scotia. The businesses we assist have found themselves temporarily unable to access traditional financial resources due to circumstances...

  • Associate, Commercial Lending

    1 week ago

    Halifax, Nova Scotia, Canada Ducimus Capital Inc. Full time

    Ducimus Capital Inc. ("Ducimus") is a leading private capital lender for the commercial and agriculture marketplace. We specialize in providing custom interim mortgage financing solutions for clientele in Ontario and Nova Scotia. The businesses we assist have found themselves temporarily unable to access traditional financial resources due to circumstances...

  • Associate, Commercial Lending

    4 weeks ago

    Halifax Regional Municipality, Canada IMP Group Full time

    Ducimus Capital Inc. (“Ducimus”) is a leading private capital lender for the commercial and agriculture marketplace. We specialize in providing custom interim mortgage financing solutions for clientele in Ontario and Nova Scotia. The businesses we assist have found themselves temporarily unable to access traditional financial resources due to...

  • Manager Commercial Lending

    6 days ago

    Halifax, Canada Atlantic Central Full time

    **Who WE Are**: Atlantic Central is the trade association for credit unions in Atlantic Canada. We deliver quality results and offer a collaborative and community focused work environment in which to do it. Our employees' wellbeing is a top priority, and we underscore that with flexible working arrangements, personal days, and even birthdays off, to enable...

  • Manager Commercial Lending

    5 days ago

    Halifax, Canada Atlantic Central Full time

    **Who WE Are**: Atlantic Central is the trade association for credit unions in Atlantic Canada. We deliver quality results and offer a collaborative and community focused work environment in which to do it. Our employees’ wellbeing is a top priority, and we underscore that with flexible working arrangements, personal days, and even birthdays off, to enable...

  • Corporate Commercial Lending Paralegal

    1 week ago

    Halifax South, Canada Arlyn Recruiting Full time

    We are currently seeking a full-time Corporate Commercial Paralegal with between 4-7 years direct experience in handling complex commercial business ventures, residential and commercial transactions including purchases, sales, and share and asset transactions. Duties include: Handling complex business acquisitions and divestitures (share, asset and hybrid...

  • Corporate Commercial Lending Paralegal

    1 week ago

    Halifax South, Canada Arlyn Recruiting Full time

    We are currently seeking a full-time Corporate Commercial Paralegal with between 4-7 years direct experience in handling complex commercial business ventures, residential and commercial transactions including purchases, sales, and share and asset transactions. Duties include: Handling complex business acquisitions and divestitures (share, asset and hybrid...

  • Corporate Commercial Lending Paralegal

    1 week ago

    Halifax South, Canada Arlyn Recruiting Full time

    We are currently seeking a full-timeCorporate Commercial Paralegalwith between 4-7 years direct experience in handling complex commercial business ventures, residential and commercial transactions including purchases, sales, and share and asset transactions. Duties include: Handling complex business acquisitions and divestitures (share, asset and hybrid...

  • Corporate Commercial Lending Paralegal

    1 week ago

    Halifax South, Canada Arlyn Recruiting Full time

    We are currently seeking a full-time Corporate Commercial Paralegal with between 4-7 years direct experience in handling complex commercial business ventures, residential and commercial transactions including purchases, sales, and share and asset transactions. Duties include: Handling complex business acquisitions and divestitures (share, asset and hybrid...

  • Commercial Banking Credit Analyst Internship

    17 hours ago

    Halifax, Canada BMO Financial Group Full time

    1675 Grafton Street Halifax Nova Scotia,B3J 0E9 You are a great communicator, team player, self-motivated, detail-oriented, critical thinker with excellent analytical skills, strong work ethic, relationship building skills and a passion for Commercial Banking. Our Commercial Banking Credit Analyst Internship is an exciting opportunity to learn the...

  • Personal Banker, Retail Banking

    4 days ago

    Halifax, NS, Canada Bank of Montreal Full time

    This role requires the successful candidate to have their Mutual Funds license. Takes a lead in proactively engaging with existing customers and prospects by providing needs-based assessments to grow loyalty and identify immediate / future opportunities. Engages customers to complete needs assessments that identify financial solutions and preferred...

  • Associate, Client Operations, Fund Administration

    3 weeks ago

    Halifax, NS, Canada Mufg Investorservices Full time

    Associate, Client Operations, Fund Administration Full-time Rank: Associate Employment Type: Permanent Full Time About MUFG Investor Services: MUFG Investor Services provides asset servicing solutions to the global investment management industry. Leveraging the financial and intellectual capital of MUFG – one of the largest banks in the world with...

  • Senior Associate, Client Operations, Fund Administration

    3 weeks ago

    Halifax, NS, Canada Mufg Investorservices Full time

    Senior Associate, Client Operations, Fund Administration Full-time Rank: Senior Associate Employment Type: Permanent Full Time About MUFG Investor Services: MUFG Investor Services provides asset servicing solutions to the global investment management industry. Leveraging the financial and intellectual capital of MUFG – one of the largest banks in the...

  • Relationship Manager Commercial Financial Services

    6 days ago

    Halifax, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Associate Manager

    3 weeks ago

    Halifax, NS, Canada Mufg Investorservices Full time

    Associate Director, Client Operations, Fund Administration Full-time Employment Type: Permanent Full Time About MUFG Investor Services: MUFG Investor Services provides asset servicing solutions to the global investment management industry. Leveraging the financial and intellectual capital of MUFG – one of the largest banks in the world with $2.8...

  • Associate Director, Fund of Fund, Custody Trading

    3 weeks ago

    Halifax, NS, Canada Mufg Investorservices Full time

    Associate Director, Fund of Fund, Custody Trading Full-time Rank: Associate Director Employment Type: Permanent Full Time About MUFG Investor Services: MUFG Investor Services provides asset servicing solutions to the global investment management industry. Leveraging the financial and intellectual capital of MUFG – one of the largest banks in the world...

  • Private Banking Associate

    2 days ago

    Halifax, Canada CIBC Full time

    We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are...

  • Associate Director, Client Operations, Fund Administration

    3 weeks ago

    Halifax, NS, Canada Mufg Investorservices Full time

    Associate Director, Client Operations, Fund Administration Full-time Rank: Associate Director Employment Type: Permanent Full Time About MUFG Investor Services: MUFG Investor Services provides asset servicing solutions to the global investment management industry. Leveraging the financial and intellectual capital of MUFG – one of the largest banks in...

  • Relationship Manager Intern, Commercial Markets

    17 hours ago

    Halifax, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Associate, Commercial Banking

    5 days ago

    Halifax, Canada CIBC Full time

    We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are...