![Home Trust Company](https://media.trabajo.org/img/noimg.jpg)
Residential Underwriter
1 month ago
Company Profile
Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer complementary lending services and competitive deposit investment products. Our culture has been shaped by the passion and integrity of our people. Home Trust is a private company.
Position Overview
The Mortgage Underwriter will adjudicate mortgage applications by assessing prospective clients in accordance with the 5 C’s (Capacity, Capital, Collateral, Character, Conditions). Assessing risk and ensuring all applications adhere to both quality and service standards remain the overarching focus for this role.
Position Responsibilities
- Make prudent credit decisions on complex mortgage files
- Receive, review, analyze and verify mortgage applications for completeness, accuracy, suitability and risk to ensure compliance with all aspects of Home Trust Company’s underwriting policies, procedures and guidelines per delegated authority matrices
- Adhere to applicable compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist Financing and internal Anti-Fraud Policy requirements
- File Unusual Transaction Reports as applicable to fulfil individual employee obligations to detect and deter financial crimes activity. Maintain consistent, objective and sound risk assessments in a high volume, service-oriented environment
- Negotiate loan terms to meet interests of the client and Home Trust’s risk tolerance
- Review files and recommend mortgage deals for final approval; Maintain accurate information and detailed notes on applications
- Prepare and issue conditional mortgage commitments outlining all conditions that must be met to Home Trust’s satisfaction
- Issue mortgage commitment according to negotiated and approved terms
- Review completeness and quality of file documentation prepared by Originations prior to funding
- Adhere to defined Service Level Agreement in acknowledging applications and following up on additional required information
- Work effectively with all internal business partners to underwriting quality transactions and provide a high level of service
- Remain current on latest developments within industry and market trends to secure competitive advantage
Related Experience
- 3-5 years (5+ years for Senior) with mortgage lending
- Strong understanding of residential mortgage products
- Proficient in adjudicating credit
Acknowledgement
All employees of Home Trust Company must comply with all applicable Home Trust Company, and specific Line of Business policies, standards, guidelines and controls. Additionally, all employees are obligated to become familiar with Home’s risk management framework and understand the operational risk management requirements within their specific business. Employees are also expected to understand and comply with the Company’s Code of Business Conduct & Ethics Policy at all times and escalate any issues or concerns through various reporting channels (i.e. Ombudsman, Compliance Hotline, Whistleblower Policy, etc).
-
Toronto, Canada First National Financial Full timeWorking together to be our best! We are hiring an Underwriter, Third Party Residential Underwriting - BMO Broker Edge (BMBE) **Reporting To**: Manager, Third Party Residential Underwriting - BMBE **Full-Time/Part - Time**: Full-time **Posting Date**: February 12, 2024 **Closing Date**: February 26, 2024 **Hours of Work**: 8:30 a.m. - 5:00 p.m. **Grade**:...
-
Residential Underwriter
3 weeks ago
Toronto, Ontario, Canada Home Trust Full timeCompany Profile Home Trust Company has developed a track record of success as Canada's leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer...
-
Residential Underwriter
4 weeks ago
Toronto, Ontario, Canada Home Trust Company Full timeCompany ProfileHome Trust Company has developed a track record of success as Canada's leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer...
-
Residential Underwriter
1 month ago
Toronto, ON, Canada Home Trust Company Full timeCompany Profile Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer...
-
Residential Underwriter
1 month ago
Toronto, ON, Canada Home Trust Company Full timeCompany Profile Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer...
-
Vice President, Residential Underwriting
3 weeks ago
Toronto, Ontario, Canada RFA Canada Full timeRFA's residential mortgage lending business is operated by RFA Mortgage Corporation and RFA Bank of Canada, a federally regulated Schedule I Bank. RFA Mortgage Corporation specializes in Prime lending (Insured, Insurable, Uninsurable), while RFA Bank of Canada is a balance sheet based Alternative mortgage lender (Alt-A and B lending). Combined, RFA offers...
-
Manager, Residential Underwriting
4 weeks ago
Toronto, ON, Canada Home Trust Company Full timeCompany ProfileHome Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...
-
Manager, Residential Underwriting
4 weeks ago
Toronto, ON, Canada Home Trust Company Full timeCompany ProfileHome Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...
-
Manager, Residential Underwriting
4 weeks ago
Toronto, ON, Canada Home Trust Company Full timeCompany ProfileHome Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...
-
Residential Underwriter
1 month ago
Toronto, Canada Home Trust Company Full timeCompany Profile Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer...
-
Manager, Residential Underwriting
3 weeks ago
Toronto, Canada Home Trust Company Full timeCompany Profile Home Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...
-
Manager, Residential Underwriting
1 month ago
Toronto, Canada Home Trust Full timeCompany Profile Home Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial...
-
Manager, Residential Underwriting
4 weeks ago
Toronto, Canada Home Trust Company Full timeCompany ProfileHome Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...
-
Manager, Residential Underwriting
4 weeks ago
Toronto, Canada Home Trust Company Full timeCompany Profile Home Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...
-
Manager, Residential Underwriting
4 weeks ago
Toronto, Canada Home Trust Company Full timeCompany ProfileHome Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...
-
Manager, Residential Underwriting
3 weeks ago
Toronto, Ontario, Canada Home Trust Company Full timeCompany ProfileHome Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada's leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...
-
Manager, Residential Underwriting
3 weeks ago
Toronto, Ontario, Canada Home Trust Full timeCompany Profile Home Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada's leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...
-
Residential Underwriter
1 month ago
Toronto, Ontario, Ontario, Canada Home Trust Company Full timeCompany Profile Home Trust Company has developed a track record of success as Canada’s leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer...
-
Manager, Residential Underwriting
4 weeks ago
Toronto, Ontario, Ontario, Canada Home Trust Company Full timeCompany ProfileHome Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada’s leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage...
-
Old Toronto, Canada First National Financial LP Full timeAssociate Mortgage Underwriter, Third Party Residential Underwriting Toronto, ON, Canada Job Description Posted Thursday, June 27, 2024 at 4:00 AM | Expires Wednesday, July 3, 2024 at 3:59 AM We are hiring an Associate Mortgage Underwriter, Third Party Residential Underwriting! The Role: Reporting to the Manager, Third Party Residential...