Senior Mortgage Underwriter

Company Description

The HomeHappy Team @ DLC Canadian Mortgage Experts is a dedicated group of mortgage brokers who prioritize serving their clients' needs. They offer customized mortgage plans that are tailored to each client's specific requirements, rather than the lenders' preferences. As part of Canada's top Dominion Lending Centres franchise, they have access to a wide range of mortgage products from across the entire Canadian Mortgage Market. The HomeHappy Team believes in building long-term relationships with their clients and providing ongoing support to help manage their mortgages.

Role Description

This is a remote contract role for a Senior Mortgage Underwriter. As a Senior Mortgage Underwriter, you will be responsible for the day-to-day tasks associated with mortgage underwriting. This includes carefully analyzing mortgage applications, assessing risk factors, verifying documentation, determining eligibility, and making informed decisions on loan approvals. As a key member of the team, you will collaborate with mortgage brokers and other stakeholders to ensure the smooth processing and closing of mortgage applications. Compensation will be based on a commission split per deal completed.

Qualifications

• Minimum 5 years credit experience (no exceptions)
• Mortgage Industry, Mortgage Underwriting, and Underwriting skills
• Experience in analyzing and evaluating mortgage applications
• Strong knowledge of mortgage products and lending guidelines
• Analytical skills and attention to detail
• Ability to make sound decisions based on risk assessment
• Excellent communication and interpersonal skills
• Ability to work independently and remotely
• Experience with mortgage software systems (FINMO & BluMortgage CRM is preferred)
• Certifications or training in mortgage underwriting