Analyste, Financement

1 month ago


Rimouski, Canada Desjardins Full time

As financing analyst, you contribute to analysis, guidance and prevention with regard to risk management operations and activities. You perform financial analysis of files for the non-retail client segment of high complexity, formulate recommendations and draw up financial packages. You serve as a resource person for financing files. You work closely with colleagues and partners involved in financing files. You draw on your in-depth knowledge of the business area and your ability to manage complex situations. More specifically, you will be required to :

Analyze financing files and formulate recommendations describing the financing and follow-up conditions and the guarantees required. 

Perform variable credit control as needed.

Conduct periodic reviews of financing files. 

Adhere to current policies, practices and standards as well as to the various laws governing the distribution of financial products and services. 

What we offer*

Competitive salary and annual bonus

4 weeks of flexible vacation starting in the first year

Defined benefit pension plan that provides predictable, stable income throughout retirement

Group insurance including telemedicine

Reimbursement of health and wellness expenses and telework equipment

What you bring to the table

Bachelor's degree in a related field

A minimum of four years of relevant experience

Please note that other combinations of qualifications and relevant experience may be considered

Knowledge of French is required

Ability to perform analyses of the market and the business centre external environment 

Ability to perform financial analysis

Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural

Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition

Knowledge of financing and credit management practices related to businesses

Understanding of the philosophy and inner workings of a financial services cooperative 

Knowledge of policies, legislation and standards governing the products and services offered by the business centre 

Familiarity with government business assistance programs

Knowledge of service standards

Understanding of cooperative and cooperative network values, rules and operations

Available for frequent travel at the request of members and clients.

Business insight, Complexity

#LI-Hybrid

Trade Union

Non Syndiqué