Jr Analyst, Credit Risk

4 weeks ago


Oakville, Canada CT Bank Full time

What you'll do

The mandate of the Credit Management and Banking Operations in Canadian Tire Bank is to build familiarity with our credit card customers to strengthen their relationship with Canadian Tire Corporation. The Credit Risk Late-Stage Customer Management team uses data, systems, and analysis to execute and optimize customer strategies to balance risk with reward. The primary responsibility of this position is to maintain, develop and improve the Credit Risk Control System and Credit Risk Reporting. This role also provides day-to-day support for Credit Risk processes and operating platforms.

In this role, you'll:

Manage Audit, Compliance and Enterprise Risk Management requirements for Credit Risk and Banking Operations.

Maintain and improve the overall control system and retain evidence of those controls.

Consult with internal stakeholders and external auditors as required.

Deliver accurate, timely reports on portfolio performance and risk monitoring processes.

Coordinate updates of Operating Directives and Standard Operating Procedures.

Provide operational support to Credit Risk in areas such as TSYS, New Account Processing, Credit Bureau Accessing/Reporting, and Bankcard Account Management.

Monitor profile approvals of Credit Risk systems and data access.

Provide disaster recovery and business continuity support.

What you bring

Post-Secondary Education (Mathematics, Statistics, Business, or quantitative discipline) or equivalent work experience in Financial Services.

Excellent written, facilitation and verbal communication skills.

Strong attention to detail, organizational skills, and ability to manage multiple projects.

Demonstrated ability to problem solve and develop solutions that meet business needs.

Computer experience, specifically with the Microsoft Office Suite – Excel, Word, PowerPoint.

Must be able to work independently and seek answers when help is needed.

Experience in credit.

Knowledge of Credit Bureau facilities.

Knowledge of TSYS system and capabilities.

Knowledge of Bank Operating Directives.

 Nice to have

Knowledge of Risk Management and Credit Cards.

Programming knowledge (SAS, SQL).

We are looking for individuals who are:

Creative and courageous, with the ability to manage in an environment of change and ambiguity to help us take bold, strategic moves in this rapidly evolving financial environment.

Action oriented, and comfortable taking calculated risks to better serve our customers and business.

Outcome focused, critical thinkers with the ability to analyze and visualize, to ensure continuous improvement across our entire business.

Collaborative team players with superior influencing skills, who build relationships easily across various stakeholder groups to move initiatives forward.

Curious, and ready to take on new challenges and are open to doing things differently to help us evolve.

We value flexibility. We have adopted a hybrid work model whereby employees use a combination of working in office and virtually in service of outcomes. Each leader is empowered to decide what work is best achieved in person based on the unique needs of their team.

#LI-GS1


  • Credit Risk Analyst

    4 weeks ago


    Oakville, Ontario, Canada Canadian Tire Financial Services Full time

    Job Title: Credit Risk AnalystWe are seeking a highly skilled Credit Risk Analyst to join our team at Canadian Tire Financial Services. As a Credit Risk Analyst, you will play a critical role in maintaining, developing, and improving our Credit Risk Control System and Credit Risk Reporting.Key Responsibilities:Manage Audit, Compliance, and Enterprise Risk...

  • Credit Risk Analyst

    4 weeks ago


    Oakville, Ontario, Canada Canadian Tire Financial Services Full time

    Job Title: Credit Risk AnalystWe are seeking a highly skilled Credit Risk Analyst to join our team at Canadian Tire Financial Services. As a Credit Risk Analyst, you will play a critical role in maintaining, developing, and improving our Credit Risk Control System and Credit Risk Reporting.Key Responsibilities:Manage Audit, Compliance, and Enterprise Risk...

  • Credit Risk Analyst

    4 weeks ago


    Oakville, Ontario, Canada CT Bank Full time

    Job Title: Credit Risk AnalystAt CT Bank, we are seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in maintaining, developing, and improving our Credit Risk Control System and Credit Risk Reporting.Key Responsibilities:Manage Audit, Compliance, and Enterprise Risk Management requirements...

  • Credit Risk Analyst

    4 weeks ago


    Oakville, Ontario, Canada CT Bank Full time

    Job Title: Credit Risk AnalystAt CT Bank, we are seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in maintaining, developing, and improving our Credit Risk Control System and Credit Risk Reporting.Key Responsibilities:Manage Audit, Compliance, and Enterprise Risk Management requirements...


  • Oakville, Canada Sportchek Full time

    The mandate of the Credit Management and Banking Operations in Canadian Tire Bank is to build familiarity with our credit card customers to strengthen their relationship with Canadian Tire Corporation. The Credit Risk Late-Stage Customer Management team uses data, systems, and analysis to execute and optimize customer strategies to balance risk with reward....


  • Oakville, Canada CT Bank Full time

    **What you'll do** The mandate of the Credit Management and Banking Operations in Canadian Tire Bank is to build familiarity with our credit card customers to strengthen their relationship with Canadian Tire Corporation. The Credit Risk Late-Stage Customer Management team uses data, systems, and analysis to execute and optimize customer strategies to...


  • Oakville, Canada Canadian Tire Financial Services Full time

    The mandate of the Credit Management and Banking Operations in Canadian Tire Bank is to build familiarity with our credit card customers to strengthen their relationship with Canadian Tire Corporation. The Credit Risk Late-Stage Customer Management team uses data, systems, and analysis to execute and optimize customer strategies to balance risk with reward....

  • Credit Risk Analyst

    4 weeks ago


    Oakville, Ontario, Canada CT Bank Full time

    Job Title: Credit Risk AnalystAt CT Bank, we are seeking a highly skilled Credit Risk Analyst to join our team. As a key member of our Credit Risk Management team, you will play a critical role in maintaining, developing, and improving our Credit Risk Control System and Credit Risk Reporting.Key Responsibilities:Manage Audit, Compliance, and Enterprise Risk...

  • Credit Risk Analyst

    4 weeks ago


    Oakville, Ontario, Canada CT Bank Full time

    Job Title: Credit Risk AnalystAt CT Bank, we are seeking a highly skilled Credit Risk Analyst to join our team. As a key member of our Credit Risk Management team, you will play a critical role in maintaining, developing, and improving our Credit Risk Control System and Credit Risk Reporting.Key Responsibilities:Manage Audit, Compliance, and Enterprise Risk...

  • Credit Risk Analyst

    4 months ago


    Oakville, Canada Finsana Full time

    Please upload your resume in English_ Finsana is seeking a** Credit Risk Analyst** with proven problem-solving abilities to provide analytics expertise in support of its Fintech consumer lending business in Canada, USA, Chile, Colombia, and Panama. The successful applicant will assist the Senior Manager, Risk Strategy and Analytics, in developing,...

  • Credit Risk Analyst

    5 months ago


    Oakville, Canada Finsana Full time

    Solely considering applicants residing in Canada*_ Finsana is seeking a** Credit Risk Analyst** with proven problem-solving abilities to provide analytics expertise in support of its Fintech consumer lending business in Canada, USA, Chile, Colombia, and Panama. The successful applicant will assist the Senior Manager, Risk Strategy and Analytics, in...

  • Credit Risk Analyst

    2 weeks ago


    Oakville, Ontario, Canada CT Bank Full time

    Job SummaryThe Credit Risk Analyst will be responsible for maintaining, developing, and improving the Credit Risk Control System and Credit Risk Reporting. This role will also provide day-to-day support for Credit Risk processes and operating platforms.Key ResponsibilitiesManage Audit, Compliance, and Enterprise Risk Management requirements for Credit Risk...

  • Credit Risk Analyst

    2 weeks ago


    Oakville, Ontario, Canada CT Bank Full time

    Job SummaryThe Credit Risk Analyst will play a key role in maintaining, developing, and improving the Credit Risk Control System and Credit Risk Reporting. This position requires strong analytical and problem-solving skills, as well as excellent communication and collaboration abilities.Key ResponsibilitiesManage Audit, Compliance, and Enterprise Risk...

  • Credit Risk Analyst

    4 weeks ago


    Oakville, Ontario, Canada Sportchek Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our team at Canadian Tire Bank. As a key member of our Credit Risk Late-Stage Customer Management team, you will play a critical role in maintaining, developing, and improving our Credit Risk Control System and Credit Risk Reporting.Key ResponsibilitiesManage Audit, Compliance, and...

  • Credit Risk Analyst

    4 weeks ago


    Oakville, Ontario, Canada Sportchek Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our team at Canadian Tire Bank. As a key member of our Credit Risk Late-Stage Customer Management team, you will play a critical role in maintaining, developing, and improving our Credit Risk Control System and Credit Risk Reporting.Key ResponsibilitiesManage Audit, Compliance, and...


  • Oakville, Ontario, Canada Samuel, Son & Co. Full time

    About the Role:We are seeking a highly skilled Senior Credit Risk Analyst to join our team at Samuel, Son & Co. Ltd. As a key member of our credit and collections department, you will be responsible for analyzing new and existing accounts to assess credit risk, approving and setting limits & payment terms in accordance with credit policy and authorization...


  • Oakville, Ontario, Canada Samuel, Son & Co. Full time

    About the Role:We are seeking a highly skilled Senior Credit Risk Analyst to join our team at Samuel, Son & Co. Ltd. As a key member of our credit and collections department, you will be responsible for analyzing new and existing accounts to assess credit risk, approving and setting limits & payment terms in accordance with credit policy and authorization...


  • Oakville, Ontario, Canada Samuel, Son & Co. Full time

    About the Role:We are seeking a highly skilled Senior Credit Risk Analyst to join our team at Samuel, Son & Co. Ltd. As a key member of our credit and collections team, you will be responsible for analyzing new and existing accounts to assess credit risk, approving and setting limits & payment terms in accordance with credit policy and authorization...

  • Credit Risk Analyst

    7 days ago


    Oakville, Ontario, Canada CT Bank Full time

    Job Title: Credit Risk AnalystDepartment: Credit Risk – Advanced Analytics Discovery & DesignLocation: Hybrid – Remote/Oakville OfficeWork Term/Duration: Winter 2025 – January to April 2025Our Commitment to StudentsAt CT Bank, we are committed to providing students with a supportive and collaborative environment that fosters knowledge sharing and...

  • Senior Credit Analyst

    2 weeks ago


    Oakville, Ontario, Canada Samuel, Son & Co. Full time

    About the Role:We are seeking a highly skilled Senior Credit Analyst to join our team at Samuel, Son & Co. Ltd. As a key member of our credit team, you will be responsible for analyzing new and existing accounts to assess credit risk, approving and setting limits & payment terms in accordance with credit policy and authorization level.Key...