Bilingual Collections Specialist

3 days ago

toronto, on, Canada Mier Human Capital Full-time

Accountivity is hiring

Job Title: Bilingual Collections Specialist
Location:Toronto, ON

Job Type: Permanent
Salary: $65,000-$80,470/year
Work Model: Hybrid

This posting is for an existing vacancy.


Our client is actively looking for a Bilingual Collections Specialist to join their team.

Job Responsibilities:

  • Managed and resolved high-risk, complex delinquent accounts, including repossessions, fraud investigations, bankruptcies, consumer proposals, deceased estates, and insurance recoveries.
  • Handled inbound and outbound customer communications to negotiate repayment arrangements, resolve account delinquencies, and deliver exceptional customer service.
  • Maintained assigned portfolios through effective account management, consistent follow-up, and accurate account maintenance.
  • Assessed risk exposure and implemented resolution strategies in compliance with established policies and provincial legal requirements.
  • Ensured thorough and accurate documentation of collection activities within CRM and account management systems.
  • Analyzed account profiles and financial circumstances to determine appropriate recovery strategies and recommendations.
  • Utilized collection, skip-tracing, and investigative tools to minimize delinquencies, repossessions, and financial losses.
  • Collaborated with legal counsel, bailiffs, dealerships, insurers, and auction partners to resolve complex delinquent accounts.
  • Escalated sensitive and high-risk matters to leadership and provided recommendations for appropriate action.
  • Exercised sound judgment in determining and assigning accounts for repossession.
  • Managed escalated and cancelled insurance-related accounts, ensuring timely resolution and recovery.
  • Processed charge-offs in accordance with internal guidelines and regulatory requirements.
  • Contributed to operational improvements by providing insights for reporting, dashboards, process enhancements, and project initiatives.
  • Mentored and supported team members through knowledge sharing, training, and collaborative problem-solving.
  • Assisted with administrative and operational tasks to support departmental objectives.

Key Qualifications:

  • Bilingual in English and French (written and verbal communication preferred).
  • Over 3 years of experience in collections, recoveries, financial services, or automotive finance.
  • Post-secondary diploma or degree.
  • Strong communication, negotiation, conflict-resolution, and decision-making abilities.
  • Proven ability to assess risk, analyze complex situations, and recommend effective solutions.
  • Highly organized with the ability to manage multiple priorities in a fast-paced environment.
  • Results-driven with a strong sense of accountability and ownership.
  • Collaborative team player with a focus on knowledge sharing and continuous improvement.
  • Experienced in managing high-volume workloads while maintaining exceptional attention to detail.
  • Self-motivated and capable of working independently.
  • Proficient in Microsoft Office Suite, CRM platforms, and account management systems