Sr. Associate, Compliance

Join to apply for the Sr. Associate, Compliance role at Capital One 161 Bay Street (93021), Canada, Toronto, Ontario About Capital One Canada For over 20 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you About The Team Canada Compliance is a second line of defense function responsible for monitoring and assessing regulatory compliance risk for Capital One Bank (Canada Branch) in accordance with Capital One’s risk management framework. The Compliance Testing team is responsible for executing risk‑based compliance transaction and control reviews of business processes to independently validate business line adherence to applicable Canadian laws, regulations and regulatory guidance. About The Role The Canada Compliance team is seeking an experienced Senior Compliance Testing Associate who will execute risk‑based compliance transaction and control testing under the leadership of the Compliance Testing Manager. A successful candidate will develop a deep understanding of regulatory requirements, conduct monitoring/testing and draw conclusions based on critical thinking, judgment and analysis to validate adherence. The role requires cross‑functional collaboration with business partners and Compliance advisors and the ability to work autonomously, with strong attention to detail and excellent verbal and written communication skills. Responsibilities Lead and/or support planning of test strategies and execute targeted transaction and control testing for Canadian regulatory compliance requirements. Manage testing schedules to ensure all tasks and reporting are completed within established timeframes. Analyze data from multiple sources and systematically document work and results. Develop new ways to test large populations of data. Review transaction and control tests executed by peers for accuracy and adherence to test procedures. Establish and maintain strong relationships with business partners and Compliance advisors. Collaborate with and lead discussions with business partners on test results, including issues and recommendations identified to ensure results are well‑grounded. Assist in communicating results to business areas and Compliance senior management as needed. Demonstrate ability to explore and quickly grasp new technologies to progress varied initiatives. Participate in, lead, and/or execute other compliance risk management initiatives for the team as assigned. Keep current on compliance risk management trends, best practices and guidelines issued by applicable regulatory bodies and the industry. Basic Qualifications At least 3 years of financial consumer compliance monitoring or compliance auditing or assessing processes and controls or assessing third parties and vendors. Experience working in a regulated Canadian financial services organization or other highly regulated industry. Experience with scripting in Python or SQL. Preferred Qualifications At least 5 years of financial consumer compliance monitoring or compliance auditing experience. Familiarity with applicable Canadian regulators (OSFI, OPC, FCAC) and regulations that apply to a credit card business or other financial products. Relevant certification or accreditation in Compliance, Risk Management, Legal, or other related fields. Strong problem‑solving and conceptual thinking skills. Strong communication skills. Experience creating effective presentations. Working knowledge of AI in the workplace. Working knowledge of basic statistics. Working knowledge of cloud data structure (Snowflake). Experience creating test scripts using SQL/Python to test full populations for key attributes. Working knowledge of the French language. Working at Capital One Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one‑time Work From Home allowance and enjoy our head office located conveniently across the street from Union Station. Live well—physically, financially and emotionally. Receive support with full coverage for spouses, domestic partners, and dependents. Enjoy up to $3,000 in mental health coverage and up to $5,000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life. Automated Decision Making We may use your information for automated decision making. For certain purposes, we may render a decision based exclusively on automated processing of your personal information as part of the candidate screening process. EEO Statement Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations. For accommodations, contact Capital One Recruiting at or email For recruiting process inquiries, send email to #J-18808-Ljbffr