Current jobs related to Credit Analytics Risk Manager - Toronto - HomEquity Bank
-
Credit Analytics Risk Manager
1 hour ago
Toronto - Headquarters, Canada HomeEquity Bank Full timeWHO WE ARE HomeEquity Bank is a Schedule 1 Canadian chartered bank and the leading national provider of reverse mortgages, with a growing portfolio. As the only bank solely dedicated to serving homeowners 55 and up, we're passionate about helping Canadian homeowners live retirement on their terms. We live that commitment every day, with a range of...
-
Manager, Credit Risk Provisions and Analytics
2 weeks ago
Toronto, Canada Scotiabank Full timeTitle: Manager, Credit Risk Provisions and Analytics Requisition ID: 247192 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Contributes to the overall success of the Credit Risk Provisions and Analytics / GRM globally, ensuring specific individual goals, plans, initiatives are executed / delivered in...
-
Manager, Credit Risk Analytics
1 week ago
Toronto, Canada Brewin Dolphin Full time**Job Summary** **What is the opportunity?** In this role, you will be a key member of the team that will deliver client risk eligible rule execution for proactive campaigns currently managed by the Portfolio Management and Credit Strategies team. This is a highly technical role requiring hands-on experience with data and decisioning tools to provide...
-
Toronto, Canada Royal Bank of Canada Full time**Job Summary** The Associate Director, CNB Credit Risk Analytics, will develop credit risk analytics tools including data-driven credit decisioning strategies and risk metrics to support credit risk management for City National Bank’s (CNB) Wholesale and Retail portfolios. You will use analytics to create a data mart from enterprise databases. The data...
-
Toronto, Canada Scotiabank Full timeA leading Canadian bank is seeking a Manager, Analytics for Retail Credit Risk. The role involves developing and monitoring credit risk strategies and policies for unsecured lending. The ideal candidate will have a strong background in credit risk and analytics, with proficiency in programming and database management. This position offers a competitive...
-
Toronto, Canada Scotiabank Full timeA leading Canadian bank is seeking a Manager, Analytics for Retail Credit Risk. The role involves developing and monitoring credit risk strategies and policies for unsecured lending. The ideal candidate will have a strong background in credit risk and analytics, with proficiency in programming and database management. This position offers a competitive...
-
Director, Credit Risk Oversight
2 weeks ago
Toronto, Canada Scotiabank Full timeRequisition ID: 201178 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The Director, Credit Risk Oversight & Analytics, Small Business, Global Risk Management, is liable for providing leadership and key oversight on the evaluation and decisions made on credit score and policy changes across the credit...
-
Risk Analytics Manager
2 weeks ago
Toronto, Canada Thank you for your interest! Full time**Do you have a spidey sense when it comes to fraud?**: Then Jobber might be the place for you! We're looking for a **Risk Analytics Manager** to be part of our **Business Operations** department. Jobber exists to help people in small businesses be successful. We work with small home service businesses, like your local plumbers, painters, and landscapers,...
-
Toronto, Canada Scotiabank Full timeTitle: Manager, Global Small Business Credit Risk Analytics & Reporting Requisition ID: 247915. Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The mandate of this role is to oversee the Portfolio Risk Analytics & Reporting for the Automotive Lending and Business Banking portfolios to optimize...
-
Toronto, Canada Scotiabank Full timeIs this role right for you? In this role you will: 1. Portfolio Analytics and Reporting • Use a variety of Business Intelligence analytical and reporting tools (i.e., SAS, Python, Tableau) to provide dynamic reporting on key performance metrics to various stakeholders in GRM and business lines. Lead new report creation and look for opportunities to...
Credit Analytics Risk Manager
8 hours ago
**WHO WE ARE**HomeEquity Bank is a Schedule 1 Canadian chartered bank and the leading national provider of reverse mortgages, with a growing portfolio. As the only bank solely dedicated to serving homeowners 55 and up, we’re passionate about helping Canadian homeowners live retirement on their terms. We live that commitment every day, with a range of reverse mortgage solutions that include our flagship CHIP Reverse Mortgage product. **OUR VALUES, OUR PASSION**At HomeEquity Bank, our values drive and inspire our actions with our customers, our partners and each other.* Customer-Focused. Passionate Advocates* Courage to Act. Do the Right Thing* One Team. One Vision* Think Long-Term. Ever-Evolving* Be Exceptional. Inspire GreatnessPOSITION SUMMARY:Join HomeEquity Bank’s growing Risk Management team and help shape the future of responsible lending in Canada’s reverse mortgage market.In this role, you will be a key driver in advancing the Bank’s Enterprise Risk Management (ERM) Program through data, analytics, and cross-functional collaboration, with a primary focus on Credit Risk. As part of the second line of defense, you’ll provide independent challenge, analytical insights, and strategic guidance that empower informed decision-making across the organization.Beyond traditional risk activities, this position offers exciting exposure to emerging disciplines such as climate and geolocation risk analysis, reflecting the Bank’s forward-looking commitment to regulatory compliance, sustainability, and innovation. You’ll collaborate closely with teams across Product, Data & Analytics, and Operations to translate data-driven insights into actionable risk strategies that strengthen our portfolio and protect our customers.Key Responsibilities:* Credit and Operational Risk Oversight – Conduct comprehensive risk assessments, control effectiveness testing, and monitoring activities across Credit, Mortgage Lending, and Operations.* Insightful Reporting & Data Visualization – Build and enhance data-driven risk dashboards using a combination of visualization tools, produce analytical insights for senior management and Board reporting.* Analytics Model Development and Validation – Perform risk-based credit model development and enhancement, validation of credit models and support analytic reviews leveraging SQL, Python, or data visualization tools.* Product/Project & Initiative Risk Reviews – Evaluate new products, projects, and initiatives against the Risk Appetite Framework to ensure strategic and regulatory alignment.* Advisory & Challenge – Review escalated credit cases, perform enhanced due diligence, and provide independent recommendations to senior leaders on risk suitability.* Continuous Improvement – Strengthen policies, procedures, and frameworks to embed best practices in credit and enterprise risk management.* Issue Management & Audit Support – Partner with business units to address audit or regulatory findings using data and analytics, ensuring timely and sustainable remediation* Promote Risk Culture – Foster awareness and understanding of credit, operational, and fraud risk across the Bank through collaboration, communication, and training.* Drive Enterprise Risk Excellence – Support the execution and continuous improvement of the Bank’s ERM framework to ensure consistency, transparency, and alignment with risk appetite and business strategy.* Innovation in Risk Practices – Contribute to cross-functional projects such as expanding GRC platforms or integrating new data domains, including geolocation and climate risk analytics.SKILLS AND EXPERIENCE REQUIRED:Qualifications* Bachelor’s degree with 7+ years of experience in Risk Management and/or Internal Audit, data and analytics, ideally within financial services, ideally mortgage lending.* Proven experience designing, executing, and communicating risk assessments, monitoring, and testing programs.* Strong knowledge of credit life-cycle management and industry best practices in enterprise and credit risk.* Advanced proficiency in MS Office, with experience using data visualization tools (e.g., Looker, Tableau, Power BI).* Working knowledge of SQL or Python to support data-driven risk insights.* Exposure to climate or geolocation data analysis considered an asset.* Good-to-Have: Familiarity with OSFI regulatory frameworks (e.g., B-20, B-15, E-21, E-23) and practical experience applying them in a financial institution.Attributes for Success* Strong analytical and problem-solving mindset with high attention to detail; high intellectual curiosity.* Ability to manage multiple priorities with minimal supervision in a fast-paced environment.* Excellent verbal and written communication skills, capable of presenting complex findings clearly.* Collaborative and proactive working style—comfortable working independently or as part of a team.* Self-starter with a growth mindset, eager to learn and contribute to meaningful impact.Working Environment* Hybrid work environment* Opportunities for professional development, cross-functional collaboration, high visibility, and exposure to emerging risk disciplines such as climate risk, data analytics, and model governance.**Great Environment**HomeEquity Bank offers a hybrid working environment supported with a culture of flexibility – an approach that is unique to each person, and that enables both business and individual needs to be met in a mutually beneficial way.We pride ourselves in recognizing and celebrating performance, community service, teamwork, and diversity among our employees.**A Dynamic Culture – With People at the Centre**We believe our people make all the difference; our tireless commitment to inclusivity, professional development, and employee experience has been recognized through awards including the Greater Toronto’s Top Employers 2024,Waterstone Canada's Most Admired Corporate Cultures , the Globe and Mail's Report on Business: Canada's Top Growing Companies 2022 (third year since 2019), Canadian's Mortgage Professional (CMP) Top Mortgage Employer 2023 for the third year in a row and Achievers Top 50 Most Engaged Workplaces 2023. **Growth and Opportunities** We provide challenging and rewarding careers in a wide variety of fields. We continuously develop and train our employees through professional growth opportunities and on-the-job training. We also encourage our employees to develop professionally and personally though a series of career developing programs including our Educational Assistance Program, designed to reimburse costs related to professional learning and development.**Celebrating Great Work and People**We believe in an environment that celebrates success, knowledge, leadership, and work that is inspired by our core values. For these reasons, we have created several programs that make it easy for our employees to say ‘great job’ to their colleagues and leaders.From our Appreciate Program to the High Five Award Program and President’s Award Program, we recognize professional achievement with a variety of rewards including points towards gift cards, merchandise, and travel experiences, as well as group RRSP/DPSP contributions and more.Our Community Leadership Program recognizes employees who make a positive impact in their communities through volunteer work with a grant for their charity of choice. Additionally, we provide employees with one paid day off each year to volunteer at their favourite local charity.**The Perks (for eligible employees)*** HomeEquity Bank offers a competitive total rewards package that includes:* Extended health and dental benefits* Employee & Family Assistance Program* Employer-Matched Group Retirement Savings Plan* Employee Share Investment Plan* Well-being initiatives including: a wellness account; virtual self-care programs and extended mental health benefits* Employee corporate discount for GoodLife FitnessHomeEquity#J-18808-Ljbffr
