Senior Product Manager, Credit

Join to apply for the Senior Product Manager, Credit role at KOHO About KOHO We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians. We’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust. KOHO is entering its next chapter - leaner, smarter, more AI-integrated. We’re building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you’ll fit right in. Reporting into our VP of Product , you’ll play a pivotal role in shaping KOHO’s lending and credit products. This is a high-impact opportunity to take ownership of a fast-growing portfolio, influence strategy at the leadership level, and deliver products that make a tangible difference in our users’ financial lives. You’ll be at the intersection of innovation and execution — driving growth, optimizing performance, and ensuring our credit offerings stand out in the market. What You’ll Be Doing Own and evolve KOHO’s lending/credit products, with a focus on driving growth, optimizing performance, and continuously improving the user experience. Collaborate with cross-functional teams to refine product strategies and roadmaps that align with business goals and user needs. Leverage data and insights to identify opportunities for product enhancements, process improvements, and market differentiation. Champion experimentation and A/B testing to optimize features, pricing, and engagement strategies. Ensure lending products deliver consistent value to users while maintaining strong risk and compliance standards. Act as a strategic leader within the organization, bringing clarity, prioritization, and momentum to lending initiatives. About You You are an experienced product manager (3+ years) with a proven track record of scaling and optimizing consumer products. Experience with lending (personal loans, credit cards, etc.) is a strong asset. You are a critical thinker with strong analytical and problem-solving skills, able to identify opportunities and uncover root causes. You take a systematic approach, building scalable systems and processes that enable sustainable product growth. You are results-driven, with a bias for iteration and improvement that drives meaningful business outcomes. You are data-informed, using insights to prioritize initiatives and measure impact. You are a clear communicator who can align diverse stakeholders around strategy and execution. You are an owner, accountable for the success of lending products and motivated to deliver exceptional results for users and the business. What’s in it for you? Opportunity to shape the future of fintech and financially empower a generation of Canadians Competitive compensation & equity Fantastic, deeply engaged team Generous vacation + Wellness days + Flex Days + holiday closure Remote-first environment + coworking support + yearly all hands retreat Access to coaching & growth programs Parental top-up & leave policies Comprehensive health benefits Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development KOHO is for builders. If you’re energized by challenge, motivated by mission, and want to be part of a team that punches above its weight - we want to hear from you. The KOHO culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact and the People and Culture team will be happy to help. AI Disclosure: KOHO uses artificial intelligence (AI) in certain aspects of its recruitment process to screen, assess, or select applicants. For any questions or concerns, please contact us at Note: this posting is for an existing vacancy that we are seeking to fill. Seniority level Mid-Senior level Employment type Full-time Job function Product Management and Marketing #J-18808-Ljbffr