Consultant, Property

Consultant, Property & Casualty, Actuarial Insurance Solutions Location: Toronto, ON, CA, M5C 3G7 Job Type: PermanentWork Model: HybridReference code: Primary Location: Toronto, ONAll Available Locations: Toronto, ON Our Purpose At Deloitte, our Purpose is to make an impact that matters. We exist to inspire and help our people, organizations, communities, and countries to thrive by building a better future. It builds consumer and business confidence, empowers organizations to find imaginative ways of deploying capital, enables fair, trusted, and functioning social and economic institutions, and allows our friends, families, and communities to enjoy the quality of life that comes with a sustainable future. And as the largest 100% Canadian‑owned and operated professional services firm in our country, we are proud to work alongside our clients to make a positive impact for all Canadians. By living our Purpose, we will make an impact that matters. Have many careers in one Firm. Enjoy flexible, proactive, and practical benefits that foster a culture of well‑being and connectedness. Learn from deep subject‑matter experts through mentoring and on‑the‑job coaching. What will your typical day look like? As an Analyst, you will be responsible for: Delivering P&C work on a wide range of consulting projects within actuarial reserving, pricing, underwriting / claims and advanced analytics domains. Examples include: Assisting in the execution of actuarial reserving work for P&C insurance clients, including data extraction, validation, and analysis to assess the adequacy of reserves Contributing to appointed actuary assignments by preparing actuarial reports, supporting documentation, and exhibits in compliance with regulatory requirements and professional standards Participating in peer review and audit processes by analyzing actuarial assumptions, methodologies, and results, and providing detailed feedback to ensure accuracy and consistency Developing actuarial pricing models for P&C insurance products using statistical and actuarial techniques, as well as actuarial software and tools (e.g., Excel, R, Python) Executing pricing digital transformation and process automation projects Analyzing large datasets to support pricing and reserving analyses and identify key trends impacting insurance portfolios Contributing to the development and validation of pricing and reserving methodologies under the guidance of senior actuaries Supporting national leaders with new business and sales initiatives, including new business proposals Staying abreast of technical P&C industry developments like MCT, FCT, ORSA, IFRS 17, etc. as well as delivering proposals and engagements in fields such as actuarial valuation services, Pricing and reserving transformation, Advanced Analytics, and the usage of AI to enhance the way actuaries work Contributing to the development and refinement of Deloitte’s P&C market offerings by introducing innovative approaches, supporting thought leadership, and developing proofs‑of‑concept Preparing and delivering clear, concise, and impactful reports, presentations, and data visualizations for both internal and external stakeholders About the team Our Canadian Actuarial practice is over 70 strong and has tripled in size over 5 years. We are part of Deloitte’s worldwide actuarial network, which includes over 1000 actuarial professionals working in 43 countries. AIS is part of Deloitte’s Audit & Assurance (A&A) practice and provides a wide range of consulting services within life, pension and property & casualty. We pride ourselves on the variety of work we offer to our people and our innovative and collaborative culture. Enough about us, let’s talk about you You are someone with: A Masters / Bachelor’s degree in the fields Statistics, Mathematics, Actuarial Science or Data Science From 1-2 years of relevant actuarial P&C working experience within actuarial reserving and /or pricing, capital modelling, analytics A mindset of both a consultant and an actuary, the successful candidate must have outstanding communication skills and a nature to pursue challenges and solve problems Aptitude to synthesize quantitative analysis and effectively relay this information to others Demonstrated capabilities in teamwork, leadership, strong written and verbal communication skills Ability to build rapport within the practice and deliver high‑quality work under time constraints Shows a keen interest in the insurance and P&C industry and exhibits passion in driving innovation in the actuarial field A strong entrepreneurial spirit who takes initiative in finding new work within the actuarial team Programming skills (R, Python, etc.) and data visualization tools like Tableau Ability to manage time and competing priorities A drive to go above and beyond to deliver excellence for our clients Ability to work in French and English. Total Rewards The salary range for this position is $56,000 - $90,000. Individuals may be eligible to participate in our bonus program. Deloitte is fair and competitive when it comes to the salaries of our people. We regularly benchmark across a variety of positions, industries, sectors, targets, and levels. Our approach is grounded on recognizing people’s unique strengths and contributions and rewarding the value that they deliver. Our Total Rewards Package extends well beyond traditional compensation and benefit programs and is designed to recognize employee contributions, encourage personal wellness, and support firm growth. Along with a competitive base salary and variable pay opportunities, we offer a wide array of initiatives that differentiate us as a people‑first organization. On top of our regular paid vacation days, some examples include: $4,000 per year for mental health support benefits, a $1,300 flexible benefit spending account, firm‑wide closures known as "Deloitte Days", dedicated days of for learning (known as Development and Innovation Days), flexible work arrangements and a hybrid work structure. Our promise to our people: Deloitte is where potential comes to life. Be yourself, and more. Deloitte encourages applications from all qualified candidates who represent the full diversity of communities across Canada. This includes, but is not limited to, people with disabilities, candidates from Indigenous communities, and candidates from the Black community in support of living our values, creating a culture of Diversity Equity and Inclusion and our commitment to our AccessAbility Action Plan, Reconciliation Action Plan and theBlackNorth Initiative. We encourage you to connect with us at if you require an accommodation for the recruitment process (including alternate formats of materials, accessible meeting rooms or other accommodations) or for any questions relating to careers for Indigenous peoples at Deloitte (First Nations, Inuit, Métis). By applying to this job you will be assessed against the Deloitte Global Talent Standards. We’ve designed these standards to provide our clients with a consistent and exceptional Deloitte experience globally. Deloitte Canada has 20 offices with representation across most of the country. We acknowledge that Deloitte offices stand on traditional, treaty, and unceded territories in what is now known as Canada. We recognize that Indigenous Peoples have been the caretakers of this land since time immemorial, nurturing its resources and preserving its natural beauty. We acknowledge this land is still home to many First Nations, Inuit, and Métis Peoples, who continue to maintain their deep connection to the land and its sacred teachings. We humbly acknowledge that we are all Treaty people, and we commit to fostering a relationship of respect, collaboration, and stewardship with Indigenous communities in our shared goal of reconciliation and environmental sustainability. #J-18808-Ljbffr