Compliance Analyst, Program Management

As Marqeta’s Compliance Analyst, Program Management you will join our Compliance team and serve as a dedicated compliance professional for one or more of our issuing bank partners and their associated programs. You will act as a consumer compliance point of contact for assigned banks, ensuring that the banks’ regulatory expectations, contractual requirements, and oversight obligations are embedded into operational processes, Marqeta’s broader CMS, and effectively managed across the programs’ lifecycle. This is a highly collaborative and cross‑functional role that requires a blend of consumer compliance expertise, regulatory interpretation/operationalization, and relationship management acumen. You’ll be the supporting mechanism on your assigned bank(s), responsible for operationalizing their requirements while helping programs meet their obligations in a scalable, risk‑based, and business‑aligned way. The Impact You’ll Have Serve as the compliance point of contact for one or more issuing banks, building subject matter expertise on their regulatory expectations, contractual obligations, risk tolerance, and oversight practices Manage the day‑to‑day compliance relationship with bank partner counterparts, including preparing regular check‑ins, responding to bank inquiries, and coordinating audit and exam readiness Act as the support arm to internal stakeholders and assigned programs to interpret, operationalize, and monitor compliance with bank‑specific and regulatory requirements Act as a strategic advisor on compliance issues, audit findings, and regulatory developments that impact assigned banks and programs Collaborate with Legal, Compliance, Customer Support, and other relevant stakeholders to ensure timely and effective issue remediation, including root cause analysis and implementation of sustainable controls Support the ongoing management and oversight of programs with assigned banks (e.g., supporting due diligence reviews, periodic site visits, advising on appropriate risk mitigation measures and controls, etc) Help develop and refine internal policies, procedures, controls, and playbooks to ensure consistent application of regulatory and partner bank requirements across programs Who You Are 2‑3+ years of experience in a compliance role within a financial institution, fintech, payments company, or bank‑focused consulting firm Strong knowledge of consumer compliance regulations, including Reg E, Reg Z, UDAAP, Reg DD, BSA/AML, and others Experience supporting or working directly with sponsor banks, BaaS platforms, and/or payments companies Demonstrated ability to manage complex stakeholder relationships and operate effectively in a cross‑functional, fast‑paced environment Strong project management and communication skills, with the ability to translate regulatory obligations into practical operational requirements Experience operationalizing and monitoring compliance programs, with a keen eye for risk and control design Comfort interpreting contractual language, policies, and guidance from regulators and bank partners Demonstrated understanding of regulatory expectations in financial services, fintech, or payments, including OCC, FDIC, FRB, and partner bank oversight models Nice‑To‑Haves Certifications such as CRCM, CAMS, GRCP, or other relevant education Experience with program management or customer due diligence for fintech or payments programs Exposure to regulatory exams or audit readiness for BaaS models Virtual “Onsite” consisting of 3 x 45 min calls Offer Compensation and Benefits Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new‑hire base salary range for this position, reflected in CAD, is: 64,000 - 80,000. We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company. Along with monetary compensation, Marqeta offers: Multiple health insurance options Flexible vacation time Retirement savings program with company contribution Equity in a publicly‑traded company Monthly stipend to support our remote work model Annual “development dollars” to support our people growth and development Family‑forming benefits and up to 20 weeks of Parental Leave About Marqeta Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all. Equal Employment Opportunity, Accommodations and Privacy Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements. Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre‑employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request. Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here. #J-18808-Ljbffr