Senior Financial Crime Risk Investigator

Senior Financial Crime Risk Investigator Join to apply for the Senior Financial Crime Risk Investigator role at TD Securities Job Details Work Location: Toronto, Ontario, Canada Hours: 37.5 Line Of Business: Financial Crime Risk Management Pay Details: $76,800 - $115,200 CAD Job Description Conduct end‑to‑end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations. Includes authority in applying reasonable grounds to suspect money laundering/terrorist financing, mitigating, and disrupting financial crime (recommending for demarket and/or freezing accounts by the appropriate investigative unit). Responsibilities Conduct a variety of complex investigations, including AML, Sanctions/ABAC, and Financial Crime. Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats. Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied. Work effectively with counterparts at other FI’s, law enforcement, Non‑Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure. Conduct investigations in a professional and timely manner. Conduct quality control reviews of investigations completed by investigators in the FIU’s High Risk Investigations (HRI) team, including review of investigations that resulted in no Suspicious Transaction Reports (STRs) as well as those that resulted in STRs and other regulatory reporting and risk mitigation (e.g., demarket). Validate that Reasonable Ground to Suspect (RGS) ML and/or TF has been established and that all procedural and regulatory requirements are followed. Review case file and transactional data to ensure that all reportable transactions are submitted; incorporate procedures, job aids, and regulatory findings into the case review. Provide and deliver value‑added feedback to the investigators and investigative teams. Contribute to system development projects and efficiency enhancements. Identify and communicate procedural weaknesses to businesses. Identify industry and typology risk and trends for respective program areas and share knowledge with appropriate stakeholders. Maintain and establish working relationships with internal partners (e.g., HR, Employment Standards, Legal, etc.) for investigative purposes. Apply sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate. Shareholder‑Focused Responsibilities Lead work stream by acting as a project lead for large or complex projects/initiatives in accordance with project management methodologies. Evaluate the effectiveness of processes/services and recommend/champion possible enhancements. Recommend improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders. Plan and deliver efficient and cost‑effective processes that support and promote the implementation of programs. Conduct internal and external research projects; support the development/delivery of presentations/communications to management or broader audience. Adhere to enterprise frameworks or methodologies that relate to activities for the respective business area(s). Monitor service, productivity, and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist. Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; elevate issues where appropriate. Protect the interests of the organization – identify and manage risks, and ensure prompt and thorough resolution of escalated non‑standard, high‑risk issues. Run analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/policies/practices. Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts. Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite. Employee / Team‑Focused Responsibilities Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork, and ensure timely communication of issues/points of interest. Share industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit. Keep current on emerging trends/developments and grow knowledge of the business, related tools, and techniques. Participate in personal performance management and development activities, including cross‑training within own team. Keep others informed and up‑to‑date about the status/progress of projects and/or all relevant or useful information related to day‑to‑day activities. Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences, and leveraging best practices. Lead, motivate, and develop relationships with internal and external business partners/stakeholders to develop productive working relationships. Contribute to a fair, positive, and equitable environment that supports a diverse workforce. Act as a brand ambassador for your business area/function and the bank, both internally and/or externally. Breadth & Depth Investigates criminal cases ranging from simple to complex in nature. Sound knowledge of bank products, systems, policies, and procedures. Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings, and financial/criminal trends. Manages programs/projects/initiatives of low to moderate scope and complexity. Expert level professional role requiring in-depth knowledge/ expertise in own field of specialty and working knowledge of broader related areas. Integrates the broader organizational context into advice and solutions within own area. Understands the industry, competition, and the factors that differentiate the organization. Impacts a range of functional programs across own and related teams. Interprets guidelines, standards, policies, and results of analysis to inform decision‑making at senior levels. Builds stakeholder alignment in leading projects and activities. Works independently as the senior technical lead and guides others within area of expertise. Identifies and leads problem resolution for complex issues at all levels. Generally reports to a Group Manager/Senior Manager. Experience and Education Undergraduate degree or equivalent work experience. 5+ years experience. Hybrid Work Model Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week effective 3 Nov 2025. Colleagues may spend more or less days in office as required by the business line. Seniority Level Mid‑Senior level Employment Type Full‑time Job Function Other Investment Banking #J-18808-Ljbffr