Senior Credit Risk Manager

2 weeks ago


Toronto, Canada Vaco Full time

Our client is looking for a Senior Credit Risk Manager for a full time role.


Responsibilities:

  • Design and deliver regular credit metrics reporting, portfolio composition and performance for key internal stakeholders
  • Lead the development, review, and update to the Bank’s mortgage underwriting policy
  • Conduct independent challenge over the Bank’s credit underwriting
  • Possess broad mortgage underwriting expertise and must have the ability to perform critical review/challenge on credit escalations/ underwriting policy exceptions to make well reasoned recommendations for management consideration and approval. Ability to review credit files to recommend alternative ways or mitigates necessary to enable approval of files that should otherwise be declined.
  • Maintain open and positive dialogue with different business units and leaders to provide solutions to credit files.
  • Contribute to Ad-hoc projects as required
  • Provide active and direct support to resolve outstanding audit and regulatory issues and respond to ad hoc Senior Management and regulatory requests.
  • Stay up to date and apply Risk Management best practices, risk policy, and control procedures.

Experience Required

  • Post secondary education with 10+ years of experience in retail Credit Risk Management encompassing the credit life-cycle, together with a solid knowledge of retail products
  • Strong experience in credit risk policy design and independent challenge roles including executing risk based monitoring and testing programs.
  • Strong background in designing and implementing credit risk reporting for Management and Board.
  • Deep, applied knowledge of OSFI B-20
  • Excellent communication skills with ability to positively engage with business partners and external stakeholders; Should be highly Proficient with MS Office applications (Word, Excel, PowerPoint).



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