Mortgage Underwriter, Third Party Residential Underwriting – BMBE

Mortgage Underwriter, Third Party Residential Underwriting – BMBE Join to apply for the Mortgage Underwriter, Third Party Residential Underwriting – BMBE role at First National Financial LP. Job Details Reporting To: Manager, Third Party Residential Underwriting – BMBE Employment Type: Full‑time Salary Range: $58,462 – $93,538 Posting Date: January 12, 2026 Closing Date: January 26, 2026 Hours of Work: 8:30 a.m. – 5:00 p.m. Grade: 12.7 Office Location: Downtown, Toronto – Steps away from main public transit station What We Offer Highly competitive compensation package including base salary, bonus, benefits, and career advancement opportunities. Eligibility for benefits is dependent on the terms of employment. The Opportunity The Third Party Residential Underwriting Division, as a division of First National Financial, provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel. Reporting to the Manager, Third Party Residential Underwriting – BMBE, the Residential Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorised limits and with adherence to company and insurer policies and guidelines while focusing on service excellence. The Mortgage Underwriter has responsibility for applying due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk. How You Will Contribute Establish and maintain positive relationships with mortgage brokers to build loyalty to the Company. Maintain positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors. Adjudicate mortgage applications within established authority limits while ensuring adherence to policies and guidelines. Interact with Mortgage Insurers where applicable to complete credit lending decisions. Ensure due diligence has been completed prior to signing off ønsk any mortgage conditions or documents, where applicable. Prepare and issue mortgage commitments with appropriate conditions within established service level agreements and turnaround times. Prioritise applications and workflow to ensure consistent and sound risk assessments while managing high volumes and maintaining a focus on service excellence. Stay current with latest industry knowledge, competition and market trends. Skills And Attributes Ability to build and maintain positive relationships. Strong aptitude for service excellence. Strong communication skills—both written and verbal. Ability to manage and resolve conflict. Strong analytical skills. Attention to detail. Organisational and time‑management skills. Positive team player with desire and ability to mentor others. Effective problem‑solving and decision‑making skills. Fully competent in working with basic PC software and working knowledge of the Microsoft Office suite. Ability to manage pressure in an environment of high‑volume processing with tight turnaround times. Adhere to policies and procedures to ensure AML requirements are met. Education / Certification / Experience Requirements Completed post‑secondary education or equivalent work experience. Minimum two years previous mortgageальные underwriting experience. Completion of Mortgage Agent Course and/or FICOM License an asset. ирование knowledge of PC software in a Windows environment. Working Environment And Physical Demlandır> demands Analysis Office environment. Periods of high volume with tight timelines. Long periods of stationary position/sitting. Prolonged periods of repetitive movement (e.g., keyboard and mouse). Long periods of time in viewing a computer screen. Multi‑tasking may include speaking to customers on a telephone call while looking up information on a computer program. Why Join First National? Competitive Compensation. Comprehensive benefits program (e.g., Health Spending Account, Maternity and Parental Leave Top‑Up). Extensive training programs to set our employees up for success. Modern office environment conducive to collaboration. Supportive teamwork culture. Opportunities to give back to the communities and work through events focused on a variety of charities. Ongoing social events throughout the year. The Team You’ll Join Founded in 1988, First National is one of Canada’s largest non‑bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada’s largest commercial mortgage lender. First National has been consistently recognised as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners. We would like to thank all applications for their interest in this existing vacancy, but only candidates selected for an interview will be contacted. First National is proud to be an equal‑opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law. First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at should you need an accommodation at any point in the recruitment process. #FNLOON #J-18808-Ljbffr