Software Engineer II, Backend

Software Engineer II, Backend (Identity Decisioning) Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across our product surfaces. In this role, you will need to gain a deep understanding of the business, product, and engineering context, and utilize that context to own and deliver high‑availability and low‑latency systems on the critical paths for all of our products. What You'll Do With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design, and analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade‑offs. You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” and on‑call efforts. You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. What We Look For You have a total of 1.5+ years of experience as a software engineer. You have experience designing, developing, and launching backend systems and are proficient in one of Python or Kotlin. You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL, and Kubernetes. You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well‑tested, and extensible code. You are comfortable navigating a large code base, debugging others’ code, and providing feedback to other engineers through code reviews. Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. You have strong verbal and written communication skills that support effective collaboration with our global engineering team. This position requires either equivalent practical experience or a Bachelor’s degree in a related field. Pay & Equity Pay Grade: LEquity Grade: 5 Base pay is part of a total compensation package that may include monthly stipends for health, wellness, and tech spending, and benefits (including 100% subsidized medical coverage, dental, and vision for you and your dependents). In addition, employees may be eligible for equity rewards offered by the parent company. The pay range per year is $125,000 – $175,000. Benefits Health care coverage – the company covers all premiums for all levels of coverage for you and your dependents. Flexible Spending Wallets – generous stipends for technology, food, lifestyle needs, and family forming expenses. Time off – competitive vacation and holiday schedules allowing you to rest and recharge. ESPP – an employee stock purchase plan enabling you to buy shares at a discount. Affirm is proud to be a remote‑first company. The majority of roles are remote, and you can work almost anywhere within the country of employment. Occasionally, you may be required to work out of the assigned office. We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities, and we are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. (For U.S. positions that could be performed in Los Angeles or San Francisco) Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, we will consider qualified applicants with arrest and conviction records. By clicking “Submit Application,” you acknowledge that you have read affirm’s Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein. Seniority level Mid-Senior level Employment type Full‑time Job function Engineering and Information Technology Referrals increase your chances of interviewing at affirm by 2x. #J-18808-Ljbffr