Vice President, Liquidity Product Management

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: TD General Pay Details: $120,000 - $160,000 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

TD has embarked on a multi-year digital transformation and expansion of GTB’s product suite to position the transaction bank as a leading North American cash management provider, enabling significant business growth across the franchise. The centralized Product Management organization will serve a critical role in TD’s ability to develop leading products and capabilities by enabling greater scale, capacity, quality and efficiency for our Transaction Banking businesses across Canada and US. It will deliver product strategy, product development, and go-to-market approaches for the entire Transaction Banking business. Product-related decisions will be made once, implemented once, and leveraged by all three businesses.

Role Summary

The Vice President, Liquidity Product Management, is responsible for leading the end-to-end lifecycle of assigned liquidity products—particularly virtual accounts, cash concentration, notional pooling, and investment services. This role emphasizes hands‑on product development, cross‑functional execution, and detailed analysis to drive product performance and client value.

Key Responsibilities

• Product Development & Lifecycle Management Lead the end-to-end lifecycle for assigned liquidity products, including ideation, requirements definition, design, development, launch, and ongoing enhancements. Create functional specifications, user stories, and business cases to support technology builds and process improvements. Partner closely with technology and operations teams to ensure timely and high-quality delivery of product features.
• Market & Competitive Analysis Conduct market research and analyze competitive offerings to identify client needs, industry trends, and product gaps. Provide recommendations that inform product roadmap and prioritization.
• Cross-Functional Execution Collaborate with sales, relationship managers, implementation, risk, compliance, and operations to support product delivery, commercialization, and ongoing maintenance. Work with product rollout and readiness teams to prepare training materials and support internal and client-facing presentations.
• Strategy & Performance Tracking Assist in the development and execution of product strategies that support client value and profitability goals. Monitor product KPIs, client usage, and financial performance; identify opportunities for incremental improvement.
• Subject Matter Expertise & Governance Serve as an SME on virtual accounts, cash concentration, notional pooling, sweep structures, and investment services. Ensure products and enhancements adhere to all relevant regulatory, operational risk, and compliance requirements.

Qualifications

• 5+ years of hands‑on experience in product management within transaction banking, liquidity management, treasury services, or a related financial services domain
• Strong understanding of liquidity products, including cash concentration, notional pooling, virtual accounts, intraday liquidity, sweeps, and investment services
• Demonstrated experience working across the product lifecycle, from ideation and requirements gathering to delivery and enhancement
• Solid analytical and problem‑solving skills; ability to translate market and client needs into actionable product requirements
• Experience collaborating with technology, operations, sales, risk and compliance teams to deliver product initiatives
• Strong project management and organizational skills with the ability to manage multiple initiatives simultaneously
• Excellent communication and presentation skills; comfortable delivering training and supporting sales teams
• Familiarity with regulatory environments related to liquidity and cash management products
• Bachelor's degree; MBA or similar advanced degree preferred

Who We Are

TD Securities offers a wide range of capital markets products and services