Solution Architect

At Momentum Financial Services Group, we help people move forward by reimagining how money works for those who need it most. With more than 40 years of experience, we’re the team behind Money Mart—Canada’s largest non-bank branch network—and a leader in financial solutions for underserved communities.

From short-term loans to money transfers and prepaid cards, we power the products, technology, and operations that connect over a million customers a year to the money they need, when they need it.

At MFSG, we come together across teams and departments to create something bigger than ourselves: solutions that remove barriers and give people access to money they might not get anywhere else. Whether you're solving problems, building systems, or shaping strategy, your work fuels real support for real people.

Compensation Philosophy: Our strategy is designed to attract and retain top talent by offering competitive, fair, and performance-driven rewards. We benchmark against the market, recognize strong performance and continuously evolve to meet the needs of our people and our business.

Discretionary Annual Bonus: Enjoy the opportunity for a discretionary bonus based on individual performance and company success.

Comprehensive Benefits: Our benefits include health and dental plans with 100% of the premiums covered. We also offer an Employee Assistance Program to support your mental well-being and provide resources for personal challenges.

Retirement Plans: Plan for your future with our robust retirement savings options, ensuring you’re set for the long haul.

Hybrid Work Environment: Experience the best of both worlds with our hybrid work model, allowing you to balance remote work with in-office.

Perks and Rewards: Enjoy reimbursement for tuition assistance and professional development, discounts through Perkopolis and participate in our rewards and recognition programs to celebrate your contributions.

Please note the salary for this opportunity is C$160,000-C$170,000.

Solution Architect

Job Summary

Reporting to the Chief Technology Officer, the Solution Architect is responsible for designing scalable, secure, and business-aligned technology solutions that support Momentum Financial Services Group's strategic objectives. Acting as a key bridge between business stakeholders, product teams, and technology teams, the Solution Architect translates business requirements into end-to-end solution designs while ensuring alignment with enterprise architecture standards, security requirements, and long-term technology roadmaps.

This role will lead architecture efforts across customer-facing applications, core business platforms, third-party integrations, cloud technologies, data solutions, and digital transformation initiatives. The successful candidate will play a critical role in modernizing systems, improving business capabilities, and enabling growth through innovative technology solutions.

What You’ll Do

• Design end-to-end technology solutions that address business objectives while ensuring scalability, security, maintainability, and performance.
• Translate business requirements into architecture, blueprints, solution designs, integration patterns, and technical roadmaps.
• Define application, integration, data, and infrastructure architectures that support enterprise-wide initiatives.
• Ensure solution designs align with enterprise architecture standards, technology roadmaps, and regulatory requirements.
• Evaluate architecture alternatives and provide recommendations that balance business value, technical feasibility, cost, and risk.

Business Partnership & Strategy

• Partner closely with business leaders, product teams, and stakeholders to understand business goals, pain points, and future-state capabilities.
• Lead discovery sessions and architecture workshops to identify opportunities for process improvement, automation, and modernization.
• Serve as a trusted advisor to business and technology leaders on solution strategy and technology investments.
• Support the development of business cases for technology initiatives and transformation programs.
• Design and oversee integrations between customer-facing platforms, internal systems, third-party vendors, credit bureaus, alternative data providers, and external partners.
• Define API, middleware, message-based, and event-driven integration strategies.
• Ensure solutions support high-volume transaction processing, data integrity, system resilience, and operational efficiency.
• Collaborate with development teams to ensure architecture principles are followed throughout implementation.
• Lead architecture decisions involving cloud platforms such as AWS and Azure.
• Support cloud moderniza