Credit Analyst and Underwriting, CRE Investments

Key Information

• Job Title:Credit Analyst and Underwriting, CRE Investments
• Location: Montreal, Quebec, Canada
• Job Type: Permanent - Full-time
• Work Mode: On-site (5 days/week)
• Salary: $60,000 to $70,000

Join a growing organization in commercial real estate financing, within a credit team based in the region with a national reach. This role places you at the heart of the analysis, structuring, and financing of commercial mortgage loans — with a fast pace and direct exposure to credit decisions.

Responsibilities — deliver solid credit analyses, from start to close

• Conduct due diligence on the borrower, financial statements, and real estate asset to support well-founded credit decisions.
• Analyze asset value and structure the underwriting of commercial mortgage loans, including construction files.
• Simultaneously manage a double-digit volume of files at different stages, adhering to tight deadlines and a high standard of quality.
• Produce comprehensive financing deliverables (prequalification summaries, term sheets, credit presentations, commitment letters, buy sheets).
• Gather and validate prerequisites as well as legal documentation up to financing, ensuring rigorous follow-up on required elements.
• Interact with clients, conduct site visits, and collaborate with the credit committee to advance transactions.
• Monitor trends in the commercial mortgage market in the region and actively develop a network within the real estate ecosystem.

Profile sought — essential requirements to succeed quickly in volume

• Have 2 years of experience in commercial real estate underwriting, with exposure to CMHC highly sought after.
• Master real estate market analysis (rental markets, appraisals, regional differences in the region).
• Demonstrate strong financial analysis, research, critical thinking, and problem-solving skills.
• Communicate fluently in writing and orally, in professional English (written and spoken) for files and exchanges on a Canadian scale; functional French highly preferred.
• Hold a bachelor's degree (ideally in administration, finance, or a related field) and advanced proficiency in Microsoft Office (Excel, Word, PowerPoint, SharePoint).
• Exhibit autonomy, reliability, and resilience in a fast-paced environment.
• Collaborate naturally and aim for quality files, with an initiative and contribution mindset.

Conditions — compensation, schedule, and environment

• Offer a base salary between $60,000 and $70,000.
• Add a customary annual bonus of 30% to 50% of the base salary, linked to individual and company performance (historically paid as per the stipulated terms).
• Provide access to benefits including insurance with Green Shield.
• Grant an employer match up to $500 for donations to the employee's chosen charity.
• Work on-site (5 days/week) in a 9 am to 5 pm setting, with intermediate hours per week on average.
• Evolve in a light management structure, with direct access to executives and encouragement of improvement ideas.
• Participate in social activities, networking, and community involvement encouraged.

Assets — to accelerate your impact

• Bring internship/co-op or professional experience in commercial or real estate lending.
• Have a network in the real estate sector and a strong interest in market development.
• Contribute to projects, processes, or technological/AI initiatives supporting the evolution of practices.

If you enjoy delivering solid files, picking up speed quickly, and working on transactions on a Canadian scale, this position will give you concrete exposure and visible impact.