Director, Commercial Credit Risk

We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit

What you'll be doing

Credit Risk Management works with its partners to understand, measure and monitor risk and adhere to CIBC's quality and concentration policies in order to maintain a risk profile that is consistent with the CIBC Risk Appetite Statement. The Director, Commercial Credit will form an integral part of the Regional Credit Eastern Canada. In this role, the incumbent will be responsible for adjudicating credit applications from Quebec and the Atlantic regions within their delegated lending authority, managing a portfolio of diversified regional independent business and mid-market commercial loans, coaching and mentoring less experienced team members, and partnering with Commercial Banking officers through regular dialogue, consultation, and periodic visits.

At CIBC we enable the work environment most optimal for you to thrive in your role.  You'll have the flexibility to manage your work activities within a hybrid work arrangement where you'll spend 1-3 days per week on-site, while other days will be remote.

How you'll succeed

• Credit Adjudication – Adjudicate credit applications for Commercial Banking clients within a designated portfolio and lending authority.

• Portfolio Management - Proactively manage a credit portfolio of diversified Commercial Banking clients through sound financial and non-financial analysis as well as an understanding of emerging trends within the regional economic, industry and business environments.

• Relationship Building – Make an impact by developing strong relationships with internal partners, external intermediaries and industry associations.

• Team Building - Provide mentoring, advice, and guidance on credit risk matters to internal partners and less experienced team members.

 

Who you are

• You can demonstrate experience in and expert knowledge of commercial business and credit practices in order to assess different customer requirements, and effectively sort and prioritize relevant risk factors.

• You have a degree/diploma in Business/Finance/Accounting, MBA or equivalent. Proficiency in Fundamental Financial Skills for Commercial Lending.

• You are calm under pressure, able to balance priorities in a complex decision environment, and marshal and motivate team resources in challenging times.

• You are a problem solver, drawing support from experience and networks, to forward business and team objectives.

• Your influence makes an impact. You know that relationships and networks are essential to success. You inspire outcomes by communicating and listening effectively.

• You're driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.

• Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.

• You're fluent in French and English to serve our clients in the community.

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What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-

• CIBC is committed to clarity in our hiring process. All roles posted are opportunities we're actively recruiting for, unless stated otherwise.

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).

• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Mont-1155 Rene Levesque 14th

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytical Thinking, Business Credit, Business Development, Credit Proposals, Credit Risk Management, Financial Analysis, Group Problem Solving, Long Term Planning, People Management, Portfolio Management

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