AVP, FCRM, Transformation

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

$145,000 - $200,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The AVP, FCRM, Transformation & Delivery, FINTRAC Remediation, is accountable for the strategic oversight and end-to-end delivery execution of remediation activities stemming from FINTRAC examinations, findings, and regulatory expectations. This executive ensures that all actions are sustainably remediated, effectively governed, and embedded into the bank's Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) frameworks to enhance compliance maturity and risk management effectiveness.

Accountabilities:

• Lead the enterprise-wide delivery of FINTRAC remediation initiatives, ensuring alignment with regulatory expectations, internal policies, and enterprise risk appetite.
• Oversee root cause analysis, remediation planning, and sustainable implementation of corrective actions across business lines and support functions.
• Ensure that remediation activities are appropriately governed, documented, and validated, with clear accountability and traceability of outcomes.
• Establish and chair or contribute to remediation governance forums, ensuring transparent oversight, timely escalation, and risk-informed decision-making.
• Develop and maintain comprehensive tracking, reporting, and milestone monitoring to provide clear visibility to executive management, regulators, and governing committees.
• Ensure remediation outcomes are independently validated and meet FINTRAC's expectations for completeness, sustainability, and effectiveness.
• Partner closely with Financial Crimes Compliance, Enterprise Risk, Internal Audit, and Legal to ensure cohesive delivery and regulatory alignment.
• Provide strategic input and credible challenge to business lines to ensure actions address systemic issues and enhance overall AML/ATF compliance effectiveness.
• Prepare and deliver executive and regulatory updates, including materials supporting FINTRAC inquiries, meetings, and progress reviews.
• Drive continuous improvement of governance, data quality, monitoring, and control frameworks supporting AML/ATF compliance.
• Embed a culture of accountability, transparency, and regulatory readiness across all workstreams.
• Contribute to the evolution of enterprise AML/ATF programs to address emerging regulatory trends and FINTRAC priorities.

Skills, Education & Experience:

• 10–15 years of progressive experience in financial crime compliance, AML/ATF, risk management, or regulatory remediation, ideally within a Canadian bank or large financial institution.
• Deep understanding of FINTRAC's regulatory framework, including PCMLTFA requirements, guidance, and examination practices.
• Demonstrated success in leading complex, cross-functional remediation or transformation programs under regulatory scrutiny.
• Proven ability to influence and engage senior executives, regulators, and cross-functional stakeholders.
• Strong analytical, governance, and execution skills with a focus on delivering measurable, sustainable results.
• Bachelor's degree in business, finance, law, or related field required; advanced degree or certifications (e.g., CAMS, CFCS, PMP) are assets.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you

Language Requirement (Quebec only):

Sans Objet