Staff Software Developer

About KOHO

We're on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. We're a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians.

At KOHO, we're not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust.

KOHO is entering its next chapter - leaner, smarter, more AI-integrated. We're building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you'll fit right in.

We're looking for a Staff Developer - Solver Archetype to join our Credit domain Reporting to our Senior Manager, Technology, you will be a key individual contributor tasked with tackling our most complex and ambiguous technical challenges within the Credit space. You will dive deep into critical problems related to our lending products—such as our new Credit Card, Credit Building, and Cover—which may span multiple systems or fall between team domains. This is an exciting opportunity to make a significant, high-impact contribution as we build and scale our credit offerings, paving the way for other teams to build robust, long-term solutions.

What You'll Be Doing:

• You'll be diving into our most ambiguous and difficult technical problems, from investigating issues in our loan management and collections systems to designing solutions for new credit product features.

• You'll work to contain and stabilize critical issues, developing initial proofs-of-concept to resolve immediate challenges in our credit technology stack, which includes services for lending, collections, and bureau reporting.

• You'll hand off stabilized systems and initial solutions—like the foundational workflows for our credit card lifecycle—to the owning teams to build out long-term, polished implementations.

• You'll act as a force multiplier by unblocking teams, fixing intricate issues in brittle systems, and sharing your deep technical knowledge across the Credit domain.

Who You Are

• You are a strong individual contributor who excels at solving complex problems with simple, effective solutions.

• You have a deep understanding of system architecture and technology stacks, allowing you to effectively diagnose and resolve issues in unfamiliar or brittle systems.

• You thrive on tackling hard problems, from stabilizing a service during a firefight to building a foundational library from scratch.

• You possess strong collaboration and communication skills, enabling you to hand off work cleanly and mentor other developers without causing resentment.

• You embrace AI-powered development workflows and have experience with tools like Claude Code or other AI coding assistants.

Description de poste en françaisDéveloppeur·euse StaffÀ propos du poste

On cherche un·e Développeur·euse Staff - Archétype Solutionneur pour se joindre à notre domaine Crédit Relevant de notre Gestionnaire senior, Technologie, tu seras un·e contributeur·trice individuel·le clé chargé·e de tacler nos défis techniques les plus complexes pis ambigus dans l'espace Crédit. Tu vas plonger profondément dans les problèmes critiques liés à nos produits de prêt—comme notre nouvelle Carte de crédit, Construction de crédit pis Cover—qui peuvent s'étendre sur plusieurs systèmes ou tomber entre les domaines d'équipes. C'est une opportunité excitante de faire une contribution significative à fort impact alors qu'on bâtit pis met à l'échelle nos offres de crédit, ouvrant la voie aux autres équipes pour construire des solutions robustes à long terme.

Ce que tu vas faire :

• Tu vas plonger dans nos problèmes techniques les plus ambigus pis difficiles, de l'investigation d'enjeux dans nos systèmes de gestion de prêts pis de recouvrements à la conception de solutions pour les nouvelles fonctionnalités de produits de crédit.

• Tu vas travailler à contenir pis stabiliser les enjeux critiques, développant des preuves de concept initiales pour résoudre les défis immédiats dans notre stack technologique de crédit, qui inclut des services pour les prêts, les recouvrements pis le reporting aux bureaux de crédit.

• Tu vas transférer les systèmes stabilisés pis les solutions initiales—comme les workflows fondamentaux pour le cycle de vie de notre carte de crédit—aux équipes propriétaires pour qu'elles construisent des implémentations à long terme pis peaufinées.

• Tu vas agir comme multiplicateur de force en débloquant les équipes, en réparant des enjeux complexes dans des systèmes fragiles pis en partageant tes connaissances techniques approfondies à travers le domaine Crédit.

Qui tu es

• Tu es un·e fort·e contributeur·trice individuel·le qui excelle à résoudre des problèmes complexes avec des solutions simples pis efficaces.

• Tu as une compréhension approfondie de l'architecture système pis des stacks technologiques, te permettant de diagnostiquer pis résoudre efficacement des enjeux dans des systèmes non familiers ou fragiles.

• Tu te nourris de tacler des problèmes difficiles, que ce soit stabiliser un service pendant une urgence ou bâtir une librairie fondamentale à partir de zéro.

• Tu possèdes de solides compétences en collaboration pis en communication, te permettant de transférer le travail proprement pis de mentorer d'autres développeur·euses sans créer de ressentiment.

• Tu embrasses les workflows de développement propulsés par l'IA pis tu as de l'expérience avec des outils comme Claude Code ou d'autres assistants de codage IA.

KOHO is for builders.

If you're energized by challenge, motivated by mission, and want to be part of a team that punches above its weight - we want to hear from you.

The KOHO culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact and the People and Culture team will be happy to help.

AI Disclosure: KOHO uses artificial intelligence (AI) in certain aspects of its recruitment process to screen, assess, or select applicants. For any questions or concerns, please contact us at

Note: this posting is for an existing vacancy that we are seeking to fill.

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