Senior Underwriter, Commercial Lines

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.

Our employee promise represents Intact's commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

About the role

We're looking for a Senior Underwriter in Property & Casualty to join our team in our downtown Toronto office.

This role is a full-time hybrid position that requires a minimum of 2 days per week working in the office.

As a Senior Property and Casualty Underwriter in our Commercial Lines department, you will play a pivotal role in networking and building strong relationships with brokers, contributing significantly to the growth of a profitable book of business. Your superior customer service and sales skills will be essential as you make informed business decisions while analyzing and selecting risks in property and/or liability insurance.

What you'll do here:

• Develop long-term and meaningful relationships with brokers by providing legendary service and participating in broker visits, field underwriting, insurance industry functions, and marketing events.

• Assess and evaluate moderate to complex risks, analyzing requests for quotes, renewals and policy changes and recommend innovative solutions.

• Coach and mentor team members to develop their technical underwriting knowledge and to enhance broker relationships.

• Help shape the future of Commercial Lines Underwriting by providing creative solutions on process or workflow improvements to increase efficiency and elevate best practices

• Provide leadership to ensure that the regional underwriting service, production and profitability levels are achieved.

• Apply effective pricing and underwriting strategies in accordance with Company guidelines and personal underwriting authority limits.

• Within your level of authority, quote, negotiate, sell, and authorize the acceptance of moderate to complex new business, renewals, and endorsements to develop and retain profitable business according to the business plan established for the department.

• Arrange reinsurance if and when required.

• Work closely to develop and maintain positive business partnerships with brokers, reinsurers and co-workers.

• Use the computer system for policy inquiry, electronic filing, underwriting and rating transactions.

• Some travel is required.

What you bring to the table:

• Minimum 5 to 7 years of relevant Commercial Lines Property and Casualty underwriting experience

• Chartered Insurance Professional (CIP) designation preferred

• Care for people by being supportive, providing candid feedback and recognizing performance

• Maintain an expert and current understanding of all relevant Commercial Underwriting Guides and instructions related thereto

• Demonstrate the ability to handle complex risks

• Awareness of local community conditions and insurance issues

• Superior organization and demonstrated ability to handle multiple priorities and deadlines

• Exemplary and proactive customer service skills to identify needs, effectively negotiate, and provide tailored solutions to brokers

• Great communication skills (both written and verbal)

• Strong negotiating skills and business savvy

• Initiative and ability to work under pressure

• Sound knowledge of Microsoft Office products and computer tools

• No Canadian work experience required however must be eligible to work in Canada.

This job posting will close on Wednesday Nov 26th, 2025 at 11:59 pm EST.

#LI-Hybrid

What we offer
 

Our hybrid work model provides the balance between working from home and enjoying meaningful in-person interactions.

Working here means you'll be empowered to be and do your best every day. Here is some of what you can expect as a permanent member of our team:

• A financial rewards program that recognizes your success

• An industry leading Employee Share Purchase Plan; we match 50% of net shares purchased

• An extensive flex pension and benefits package, with access to virtual healthcare

• Flexible work arrangements

• Possibility to purchase up to 5 extra days off per year

• An annual wellness account that promotes an active and healthy lifestyle

• Access to tools and resources to support physical and mental health, embracing change and connecting with colleagues

• A dynamic workplace learning ecosystem complete with learning journeys, interactive online content, and inspiring programs

• Inclusive employee-led networks to educate, inspire, amplify voices, build relationships and provide development opportunities

• Inspiring leaders and colleagues who will lift you up and help you grow

• A Community Impact program, because what you care about is a part of what makes you different. And how you contribute to your community should be just as unique.

We are an equal opportunity employer

At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives.

We encourage applications from individuals who are members of equity-deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community.

As part of Intact's commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today.

We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request.

If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We'll work with you to meet your needs.

Learn more about our recruitment process and your candidate journey here.

If you are an employee of Intact or belairdirect, please apply for this role on Internal Career Site.