Senior Product Manager, Payment Cards

Your career is an investment that grows over time
Wealthsimple is on a mission to help everyone achieve financial freedom by reimagining what it means to manage your money. Using smart technology, we take financial services that are often confusing, opaque and expensive and make them transparent and low-cost for everyone. We're the largest fintech company in Canada, with over 3+ million users who trust us with more than $100 billion in assets.
Our teams ship often and make an impact with groundbreaking ideas. We're looking for talented people who keep it simple and value collaboration and humility as we continue to create inclusive and high-performing teams where people can be inspired to do their best work.
About the Payment Cards Team   The Payment Cards team is one of our newest and most exciting teams, responsible for building a card portfolio the Wealthsimple way—simple, transparent, and low-cost. We are rethinking payment cards from the ground up to help Canadians manage their spending better, and get rewarded for doing so. We aim to deliver a highly rewarding experience that avoids the typical traps of traditional credit and spending products, integrating seamlessly into our entire product ecosystem, and fostering deeper relationships with our clients in the process. In this role, you'll have the opportunity to:

• Launch & grow a market-leading credit card program
• Define and drive the product vision and roadmap for Wealthsimple's credit card offering and payment cards platform capabilities across credit and banking
• Operate at both strategic and tactical levels—setting direction while also rolling up your sleeves when needed
• Contribute to defining an ambitious product vision and strategy for your domain, owning the roadmap for the Payment Cards team
• Lead the planning, development, and launch of new product experiences that continuously raise the bar on quality and impact
• Collaborate closely with a cross-functional team of engineers, designers, and data scientists, fostering a "do-what-it-takes" mentality to deliver impactful projects
• Break down complex, behind-the-scenes projects into discrete phases that deliver value to clients and the business incrementally
• Develop a deep understanding of the payments landscape, including credit modeling, fraud protection, collections, and third-party vendor evaluations 
• Conduct hands-on quantitative and qualitative analysis, and talk directly to customers to uncover problems, identify unmet needs, and validate solutions 

What you'll bring:

• A 5+ year track record of building and shipping products that customers love and that produce business impact 
•  A shipping mentality. We don't believe in spending forever analyzing and debating. The best way to validate something is to ship it—so let's ship it, learn, and iterate
• High agency and a bias for action. You can work independently to drive projects forward and have a demonstrated ability to lead complex, cross-functional projects in a fast-paced environment
• Curiosity and a first-principles approach. You dig deep into any problem, ask "why" relentlessly, and can turn complex problems into simple, elegant experiences
• Strong business acumen and analytical skills, with the ability to pull your own data, develop business cases, and synthesize inputs to inform prioritization decisions
• Enough technical know-how to talk with engineers about architecture and technical considerations that impact the product, weighing tradeoffs at all times

Nice to have:

• Experience working at a high-growth startup or as an entrepreneur
• Experience in the fintech or payments space
• A passion for personal finance and building simpler, more accessible financial services for everyone

Why Wealthsimple? Competitive salary with top-tier health benefits and life insurance Retirement savings matching plan using Wealthsimple for Business 20 vacation days per year and unlimited sick and mental health days Up to $1,500 per year towards wellness and professional development budgets respectively  90 days away program: Employees can work internationally in eligible countries for up to 90 days per calendar year  A wide variety of peer and company-led Employee Resource Groups (ie. Rainbow, Women of Wealthsimple, Black @ WS) Company-wide wellness days off scheduled throughout the year
We're a remote-first team, with over 1,000 employees coast to coast in North America. Be a part of our Canadian success story and help shape the financial future of millions — join us
Read our Culture Manual and learn more about how we work.
Technology & Innovation at Wealthsimple We believe the future belongs to those who innovate boldly. At Wealthsimple, every team member is expected to lean into new technologies, including AI, and tooling to rethink how we work, solve problems faster, and create even greater value. We're looking for people who are not just comfortable with change but energized by it. Our commitment is to build a company that evolves at the pace of the world around us, and we want you to help lead that future.
DEI Statement At Wealthsimple, we are building products for a diverse world and we need a diverse team to do that successfully. We strongly encourage applications from everyone regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status. 
Accessibility Statement Wealthsimple provides an accessible candidate experience. If you need any accommodations or adjustments throughout the interview process and beyond, please let us know, and we will work with you to provide the necessary support and make reasonable accommodations to facilitate your participation. We are continuously working to improve our accessibility practices and welcome any feedback or suggestions on how we can better accommodate candidates with accessibility needs. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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