Associate Risk Manager, Canada

Who we are:

Motive empowers the people who run physical operations with tools to make their work safer, more productive, and more profitable. For the first time ever, safety, operations and finance teams can manage their drivers, vehicles, equipment, and fleet related spend in a single system. Combined with industry leading AI, the Motive platform gives you complete visibility and control, and significantly reduces manual workloads by automating and simplifying tasks.

Motive serves nearly 100,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector.

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At Motive, our Risk Management team ensures the entire organization runs smoothly, scalably, and strategically. We are seeking a highly motivated and experienced underwriting professional to join our Risk Management team. As an experienced underwriter, you will be responsible for reviewing and assessing the financial risk of new and existing customers, while making decisions based on policy guidelines. You should have significant experience and subject matter expertise in financial services, end-to-end underwriting lifecycle, bank statement and financials decision, and risk assessment, as well as a strong understanding of Canadian federal and provincial regulations.. 

You will work as a member of our Risk Organization and collaborate with members from our sales, applied science, product management, and other stakeholders to deliver best in class customer experience. You'll evaluate applications, perform analysis that mitigate financial risk, and make timely and accurate decisions on application outcomes. 

• Communicate application status and request additional documentation when needed.
• Make timely and accurate credit decisions based on policy guidelines.
• Validate documents authenticity and identify suspicious behavior and or trends.
• Create underwriting policies and procedures
• Perform financial analysis and compile underwriting memos. 
• Set customer expectations and answer questions during the onboarding process.
• Closely collaborate with Sales, product and operations to deliver a world class customer experience

• Bilingual in English and French 
• 4+ years underwriting in financial services, high-growth payments, or fintech.
• Highly analytical, collaborative, and independent problem-solver.
• Strong organization, time management and communication skills
• Knowledge of financial risk assessment principles and the Canadian compliance, lending, and regulatory landscape.
• Possesses expertise in both quantitative and qualitative analysis.
• Demonstrated experience in bank-based and financial underwriting.
• Self motivated, organized, and reliable, with proven expertise in mathematics and financial spreading.

Pay Transparency

Your compensation may be based on several factors, including education, work experience, and certifications. For certain roles, total compensation may include restricted stock units. Motive offers benefits including health, pharmacy, optical and dental care benefits, paid time off, sick time off, short term and long term disability coverage, life insurance as well as 401k contribution (all benefits are subject to eligibility requirements). Learn more about our benefits by visiting Motive Perks & Benefits.

The compensation range for this position will depend on where you reside. For this role, the compensation range is:

Canada

$86,000 - $128,000 CAD

Creating a diverse and inclusive workplace is one of Motive's core values. We are an equal opportunity employer and welcome people of different backgrounds, experiences, abilities and perspectives. 

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The applicant must be authorized to receive and access those commodities and technologies controlled under U.S. Export Administration Regulations. It is Motive's policy to require that employees be authorized to receive access to Motive products and technology. 

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