Underwriter

1 week ago

Montreal, Quebec, Canada Bay Street Staffing Full time

Bilingual Mortgage Underwriter (Residential)

Montreal, ON (Remote)

6 months' contract (potential for Extension OR Converstion to Fulltime)

Please Note:
During training period (5 weeks), It will be a hybrid role - Only onsite 3/4 days per week. Afterwards only onsite during townhalls.

What project will this contractor be working on?

Supporting day to day operations BAU

Team Culture?

The Credit Adjudication team makes credit decisions on applications submitted, asses applications & reviews, completes and supports the servicing of the applications until they are moved to the funding team. Supporting specifically secured lending.

Job Description:

The Analyst, Underwriting is responsible for supporting the review and approval of residential mortgage and real estate applications in a timely and effective manner. The role follows detailed instructions and documented procedures to negotiate, approve, recommend, or decline residential secured and unsecured mortgages and real estate applications within established guidelines and authorized lending limits. The Analyst, Underwriting uses judgement regarding priorities and approaches to review credit information by gathering and critically assessing property-specific third party due diligence reports and negotiating terms for marginal applications. The role provides specialized advice and guidance on company policy, procedures, and security value estimates, resolving basic problems within the scope of their job.

How you'll succeed:

  • Decision-Maker
  • Negotiate, approve, decline and recommend applications, within established bank processes, guidelines and authorized lending limit of up to $1,500,000, including residential mortgage, real estate secured and unsecured applications.
  • Analytical
  • Gather, review and assess information and documentation to support each credit application within bank risk parameters and Insurers guidelines, if applicable.
  • Relationship building -
    Handle, as required, correspondence and telephone inquiries from internal business partners and external business partners such as insurers, appraisers and solicitors.
  • Risk- Assessment -
    Review, prepare and make considered recommendations to Manager or senior underwriter where residential mortgage application is above authority limit.
  • Agile -
    Manage high work volumes to meet short time lines with a high level of quality and due diligence. You will also be expected to review a variety of lending products on a day to day basis.

Must Have Requirement:

  • 3-4 Years Retail mortgage underwriting experience. Mostly residential Mortgages.
  • RESL specific Underwriting (Real-estate Secured Lending)
  • Decisioning experience with approval authority
  • Experience in reviewing and evaluating documents (income, down-payment, offers, etc..)
  • Experience in exceptions rational (*they will be making exceptions themselves)
  • Good Understanding of risk mitigation

Nice to Have:

  • Any broker or underwriting course experience
  • Outlook and Excel skills
  • A university Degree
  • Familiarity with Canadian Rules and Regulation

  • Senior Underwriter – Post-Issue Underwriting

    2 weeks ago

    Montreal, Quebec, Canada iA Financial Group Full time

    Job DescriptionBuild the future with us Are you driven by the insurance and financial services industry and eager to contribute to the purpose of a company that aims to help its clients feel confident and secure about their future? As a Senior Underwriter – Post-Issue Underwriting (PIU), you will play a key role in strengthening our underwriting...

  • Underwriting Manager

    1 week ago

    Montreal, Quebec, Canada Manulife Full time $80,700 - $145,260

    Manulife is a leading Canadian Insurance provider, helping people make decisions easier and lives better. Help shape the future you want to see — and discover that better can take you anywhere you want to go.The Underwriting team is expanding We are looking for a high-energy, passionate, customer obsessed and creative individual to join our leadership team...

  • Underwriter/Senior Underwriter, Private

    1 week ago

    Montreal, Quebec, Canada Chubb Full time

    DescriptionChubb est un chef de file mondial dans le domaine de l'assurance. Présente dans 54 pays, Chubb offre des assurances de dommages personnelles et commerciales, des assurances accident-maladie complémentaires pour les particuliers, ainsi que de la réassurance et de l'assurance vie à une grande variété de clients. Notre compagnie se distingue...

  • Associate Mortgage Underwriter,Third Party Residential Underwriting

    5 days ago

    Montreal, Quebec, Canada First National Financial Full time

    We are hiring an Associate Mortgage Underwriter, Third Party Residential Underwriting - TDMSReporting To: Manager, Third Party Residential Underwriting - TDMSFull-Time/Part- Time: Full-timePosting Date: November 17, 2025Closing Date: December 1, 2025Hours of Work: 8:30 a.m. – 5:00 p.m.Grade: 8.7Office Location: Montreal, QC Great location Steps away from...

  • Associate Mortgage Underwriter,Third Party Residential Underwriting

    1 week ago

    Montreal, Quebec, Canada First National Financial Full time

    We are hiring an Associate Mortgage Underwriter, Third Party Residential Underwriting - TDMSReporting To: Manager, Third Party Residential Underwriting - TDMSFull-Time/Part- Time: Full-timePosting Date: December 24, 2025Closing Date: January 7, 2026Hours of Work: 8:30 a.m. – 5:00 p.m.Grade: 8.7Office Location: Montreal, QC Great location Steps away from...

  • Associate Mortgage Underwriter, Third Party Residential Underwriting

    1 week ago

    Montreal, Quebec, Canada First National Financial LP Full time

    We are hiring an Associate Mortgage Underwriter, Third Party Residential Underwriting - TDMSReporting To:Manager, Third Party Residential Underwriting - TDMSFull-Time/Part- Time:Full-timePosting Date:December 24, 2025 Closing Date:January 7, 2026Hours of Work:8:30 a.m. – 5:00 p.m.Grade:Office Location:      8.7Montreal, QCGreat location Steps away...

  • Associate Mortgage Underwriter, Third Party Residential Underwriting

    1 week ago

    Montreal, Quebec, Canada First National Financial LP Full time

    We are hiringan Associate Mortgage Underwriter, Third Party Residential Underwriting - TDMSReporting ToManager, Third Party Residential Underwriting - TDMSFull-Time/Part- TimeFull-timePosting DateDecember 24, 2025Closing DateJanuary 7, 2026Hours Of Work8:30 a.m. – 5:00 p.m.GradeOffice Location:8.7Montreal, QCGreat location Steps away from the main public...

  • Mortgage Underwriter, Third Party Residential Underwriting

    5 days ago

    Montreal, Quebec, Canada First National Financial Full time

    We are hiring a Mortgage Underwriter, Third Party Residential Underwriting - TDMSReporting To: Manager, Third Party Residential Underwriting-TDMSFull-Time/Part- Time: Full-timePosting Date: November 17, 2025Closing Date: December 1, 2025Hours of Work: 8:30 a.m. – 5:00 p.m.Grade: 12.7Office Location: Montreal, QC Great location Steps away from the main...

  • Senior Underwriter, Manufacturing

    1 week ago

    Montreal, Quebec, Canada Northbridge Financial Corporation Full time

    What it's like to be a Northbridge Senior Underwriter?Our Senior Underwriters provide complete solutions for our commercial mid-market businesses. They work closely with a wide range of broker partners to get a holistic picture of each risk and make underwriting decisions that make sense for all parties. They are passionate about maintaining strong...

  • Senior Underwriter, Energy

    2 weeks ago

    Montreal, Quebec, Canada Intact Full time

    Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.Our employee promise represents Intact's commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to...